Suburban Bank & Trust Company in Elmhurst, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 05, 1996

  • Suburban Bank & Trust Company in Elmhurst, Illinois (IL)
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Suburban Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 22244
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Suburban Bank & Trust Company (#20443)
    Federal Reserve ID: 591937
    Date Established: March 18, 1976
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 15459
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 18, 1976
    Last Structure Change Effective Date: July 05, 1996
    Last Structure Change Process Date: August 22, 1996
    Last Data Update: April 11, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 150 Butterfield Road, Elmhurst, IL 60126
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $135.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $40Total assets
  • $130,640Cash and due from depository institutions
  • $5,428Interest-bearing balances
  • $0Securities
  • $49,581Federal funds sold & reverse repurchase agreements
  • $2,650Net loans & leases
  • $69,080Loan loss allowance
  • $2,020Trading account assets
  • $0Bank premises and fixed assets
  • $1,989Other real estate owned
  • $392Goodwill and other intangibles
  • $1,520Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $130,640Total liabilities
  • $118,677Total deposits
  • $117,808Interest-bearing deposits
  • $100,267Deposits held in domestic offices
  • 117808.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $869Total equity capital
  • $869Total bank equity capital
  • $11,963Perpetual preferred stock
  • $0Common stock
  • $820Surplus
  • $6,680Undivided profits
  • Memoranda
  • $4,463Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $724Income earned, not collected on loans
  • $365Earning assets
  • $121,311Long-term assets (5+ years)
  • $13,180Average Assets, year-to-date
  • $122,653Average Assets, quarterly
  • $128,309Volatile liabilities
  • $25,468Insider loans
  • $2,588FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $28,600Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $11,890Total risk weighted assets
  • $81,138Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $10,088Total interest expense
  • $4,492Net interest income
  • $5,596Provision for loan and lease losses
  • $589Total noninterest income
  • $838Fiduciary activities
  • $1Service charges on deposit accounts
  • $425Trading account gains & fees
  • $0Additional noninterest income
  • $412Total noninterest expense
  • $3,193Salaries and employee benefits
  • $1,594Premises and equipment expense
  • $315Additional noninterest expense
  • $1,284Pre-tax net operating income
  • $2,652Securities gains (losses)
  • $35Applicable income taxes
  • $940Income before extraordinary items
  • $1,747Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,747Net charge-offs
  • $587Cash dividends
  • $554Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.86%Cost of funding earning assets
  • 3.95%Net interest margin
  • 4.92%Noninterest income to earning assets
  • 0.74%Noninterest expense to earning assets
  • 2.81%Net operating income to assets
  • 1.41%Return on assets (ROA)
  • 1.42%Pretax return on assets
  • 2.19%Return on equity (ROE)
  • 16.33%Retained earnings to average equity (YTD only)
  • 11.15%Net charge-offs to loans
  • 0.89%Credit loss provision to net charge-offs
  • 100.34%Efficiency ratio
  • 49,627Assets per employee
  • 3.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 31.71%Loss allowance to loans
  • 2.84%Loss allowance to noncurrent loans
  • 279.01%Noncurrent assets plus other real estate owned to assets
  • 0.85%Noncurrent loans to loans
  • 1.02%Net loans and leases to deposits
  • 58.64%Net loans and leases to core deposits
  • 74.81%Equity capital to assets
  • 9.16%Core capital (leverage) ratio
  • 9.41%Tier 1 risk-based capital ratio
  • 14.65%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $122,653Average earning assets
  • $10,700Average equity
  • $113,807Average loans

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