Sugar Creek National Bank in Sugar Land, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 29, 1993

  • Sugar Creek National Bank in Sugar Land, Texas (TX)
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Sugar Creek National Bank - Overview

  • General
  • FDIC Certificate #: 22471
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Comerica Bank - Texas (#1493)
    Federal Reserve ID: 395359
    Date Established: June 01, 1977
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 9966
    FDIC's unique #: 15666
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: June 01, 1977
    Last Structure Change Effective Date: October 29, 1993
    Last Structure Change Process Date: November 22, 1993
    Last Data Update: November 22, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: One Sugar Creek Center Boulevard, Sugar Land, TX 77478
    County: Fort Bend
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $206.0 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $59Total assets
  • $208,670Cash and due from depository institutions
  • $18,036Interest-bearing balances
  • $8,085Securities
  • $97,536Federal funds sold & reverse repurchase agreements
  • $23,800Net loans & leases
  • $61,663Loan loss allowance
  • $933Trading account assets
  • $0Bank premises and fixed assets
  • $3,184Other real estate owned
  • $944Goodwill and other intangibles
  • $3,507Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $208,670Total liabilities
  • $191,548Total deposits
  • $190,872Interest-bearing deposits
  • $153,990Deposits held in domestic offices
  • 190872.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $17Subordinated debt
  • $0All other liabilities
  • $659Total equity capital
  • $659Total bank equity capital
  • $17,122Perpetual preferred stock
  • $0Common stock
  • $592Surplus
  • $988Undivided profits
  • Memoranda
  • $15,542Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $677Income earned, not collected on loans
  • $392Earning assets
  • $191,084Long-term assets (5+ years)
  • $59,196Average Assets, year-to-date
  • $203,530Average Assets, quarterly
  • $203,875Volatile liabilities
  • $29,048Insider loans
  • $1FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $6,736Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $17,122Total risk weighted assets
  • $79,670Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $15,083Total interest expense
  • $5,751Net interest income
  • $9,332Provision for loan and lease losses
  • $270Total noninterest income
  • $1,622Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,169Trading account gains & fees
  • $2Additional noninterest income
  • $451Total noninterest expense
  • $6,180Salaries and employee benefits
  • $2,712Premises and equipment expense
  • $1,238Additional noninterest expense
  • $2,230Pre-tax net operating income
  • $4,504Securities gains (losses)
  • $2Applicable income taxes
  • $1,334Income before extraordinary items
  • $3,172Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,172Net charge-offs
  • $167Cash dividends
  • $148Sale, conversion, retirement of capital stock, net
  • $31Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.08%Cost of funding earning assets
  • 3.08%Net interest margin
  • 5.00%Noninterest income to earning assets
  • 0.87%Noninterest expense to earning assets
  • 3.31%Net operating income to assets
  • 1.56%Return on assets (ROA)
  • 1.56%Pretax return on assets
  • 2.21%Return on equity (ROE)
  • 20.23%Retained earnings to average equity (YTD only)
  • 19.28%Net charge-offs to loans
  • 0.26%Credit loss provision to net charge-offs
  • 161.68%Efficiency ratio
  • 56,418Assets per employee
  • 3.54%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 4.67%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 137.81%Noncurrent assets plus other real estate owned to assets
  • 0.78%Noncurrent loans to loans
  • 1.08%Net loans and leases to deposits
  • 32.31%Net loans and leases to core deposits
  • 38.10%Equity capital to assets
  • 8.21%Core capital (leverage) ratio
  • 8.60%Tier 1 risk-based capital ratio
  • 21.49%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $203,530Average earning assets
  • $15,683Average equity
  • $186,618Average loans

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