SunTrust Bank, Augusta, National Association in Evans, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2000

  • SunTrust Bank, Augusta, National Association in Evans, Georgia (GA)
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SunTrust Bank, Augusta, National Association - Overview

  • General
  • FDIC Certificate #: 2117
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank (#867)
    Federal Reserve ID: 1001433
    Date Established: January 01, 1871
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 11 (Interstate: No)
    OTS Docket #: 14328
    FDIC's unique #: 1394
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 4212 Washington Road, Evans, GA 30809
    County: Columbia
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Augusta-Aiken, GA-SC (#600)
    Core Based Statistical Area (CBSA): Augusta-Richmond County, GA-SC (#12260)
    CBSA Metro Statistical Area: Augusta-Richmond County, GA-SC (#12260)
  • Financial Summary
  • Total assets: $634.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 215Total employees (full-time equivalent)
  • $634,524Total assets
  • $23,541Cash and due from depository institutions
  • $147Interest-bearing balances
  • $62,402Securities
  • $16,715Federal funds sold & reverse repurchase agreements
  • $513,170Net loans & leases
  • $7,640Loan loss allowance
  • $0Trading account assets
  • $8,258Bank premises and fixed assets
  • $360Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $10,078All other assets
  • $634,524Total liabilities and capital
  • $587,477Total liabilities
  • $413,682Total deposits
  • $340,617Interest-bearing deposits
  • $413,682Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $149,517Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $16,715Other borrowed funds
  • $0Subordinated debt
  • $7,563All other liabilities
  • $47,047Total equity capital
  • $47,047Total bank equity capital
  • $47,047Perpetual preferred stock
  • $0Common stock
  • $2,500Surplus
  • $7,860Undivided profits
  • Memoranda
  • $36,687Noncurrent loans and leases
  • $102,627Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,199Earning assets
  • $0Long-term assets (5+ years)
  • $3,328Average Assets, year-to-date
  • $592,434Average Assets, quarterly
  • $56,974Volatile liabilities
  • $591,072Insider loans
  • $610,503FHLB advances
  • $184,199Loans and leases held for sale
  • $10,377Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,583Total risk weighted assets
  • $102,627Total unused commitments
  • $0Restructured Loans and leases
  • $6,421Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $42,885Total interest income
  • $18,193Total interest expense
  • $24,692Net interest income
  • $2,500Provision for loan and lease losses
  • $13,028Total noninterest income
  • $3,804Fiduciary activities
  • $4,003Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5,221Additional noninterest income
  • $20,210Total noninterest expense
  • $9,394Salaries and employee benefits
  • $2,066Premises and equipment expense
  • $8,750Additional noninterest expense
  • $15,010Pre-tax net operating income
  • -$331Securities gains (losses)
  • $5,276Applicable income taxes
  • $9,403Income before extraordinary items
  • $0Extraordinary gains - net
  • $9,403Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $497Sale, conversion, retirement of capital stock, net
  • $7,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.71%Yield on earning assets
  • 3.27%Cost of funding earning assets
  • 4.44%Net interest margin
  • 2.34%Noninterest income to earning assets
  • 3.63%Noninterest expense to earning assets
  • 1.63%Net operating income to assets
  • 1.59%Return on assets (ROA)
  • 2.48%Pretax return on assets
  • 20.15%Return on equity (ROE)
  • 5.15%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 503.02%Credit loss provision to net charge-offs
  • 35.23%Efficiency ratio
  • 53,579Assets per employee
  • 2.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 74.44%Loss allowance to loans
  • 1.47%Loss allowance to noncurrent loans
  • 238.82%Noncurrent assets plus other real estate owned to assets
  • 0.56%Noncurrent loans to loans
  • 0.61%Net loans and leases to deposits
  • 124.05%Net loans and leases to core deposits
  • 129.68%Equity capital to assets
  • 7.41%Core capital (leverage) ratio
  • 7.88%Tier 1 risk-based capital ratio
  • 9.27%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $591,072Average earning assets
  • $46,664Average equity
  • $556,423Average loans

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