SunTrust Bank, Chattanooga, National Association in Chattanooga, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2000

  • SunTrust Bank, Chattanooga, National Association in Chattanooga, Tennessee (TN)
  • Show street view No street view available for this location

SunTrust Bank, Chattanooga, National Association - Overview

  • General
  • FDIC Certificate #: 894
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank (#867)
    Federal Reserve ID: 679433
    Date Established: January 15, 1912
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 35 (Interstate: No)
    FDIC's unique #: 572
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 736 Market Street, Chattanooga, TN 37401
    County: Hamilton
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Knoxville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Chattanooga, TN-GA (#1560)
    Combined Statistical Area (CSA): Chattanooga-Cleveland-Athens, TN-GA (#174)
    Core Based Statistical Area (CBSA): Chattanooga, TN-GA (#16860)
    CBSA Metro Statistical Area: Chattanooga, TN-GA (#16860)
  • Financial Summary
  • Total assets: $1,515.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 522Total employees (full-time equivalent)
  • $1,515,234Total assets
  • $60,020Cash and due from depository institutions
  • $862Interest-bearing balances
  • $352,307Securities
  • $100Federal funds sold & reverse repurchase agreements
  • $1,062,820Net loans & leases
  • $19,159Loan loss allowance
  • $0Trading account assets
  • $14,051Bank premises and fixed assets
  • $572Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $25,364All other assets
  • $1,515,234Total liabilities and capital
  • $1,386,881Total liabilities
  • $1,183,260Total deposits
  • $986,848Interest-bearing deposits
  • $1,183,260Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $124,274Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $50,000Other borrowed funds
  • $0Subordinated debt
  • $29,347All other liabilities
  • $128,353Total equity capital
  • $128,353Total bank equity capital
  • $128,353Perpetual preferred stock
  • $0Common stock
  • $5,200Surplus
  • $21,945Undivided profits
  • Memoranda
  • $101,208Noncurrent loans and leases
  • $584,701Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,385Earning assets
  • $0Long-term assets (5+ years)
  • $5,297Average Assets, year-to-date
  • $1,416,089Average Assets, quarterly
  • $317,219Volatile liabilities
  • $1,572,790Insider loans
  • $1,542,524FHLB advances
  • $288,703Loans and leases held for sale
  • $130,554Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,870Tier 2 risk-based capital
  • $898Total risk weighted assets
  • $584,701Total unused commitments
  • $0Restructured Loans and leases
  • $17,733Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $107,046Total interest income
  • $47,733Total interest expense
  • $59,313Net interest income
  • $1,000Provision for loan and lease losses
  • $37,146Total noninterest income
  • $17,570Fiduciary activities
  • $8,755Service charges on deposit accounts
  • $0Trading account gains & fees
  • $10,821Additional noninterest income
  • $56,412Total noninterest expense
  • $25,103Salaries and employee benefits
  • $4,482Premises and equipment expense
  • $26,827Additional noninterest expense
  • $39,047Pre-tax net operating income
  • -$1,109Securities gains (losses)
  • $13,991Applicable income taxes
  • $23,947Income before extraordinary items
  • $0Extraordinary gains - net
  • $23,947Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $72Sale, conversion, retirement of capital stock, net
  • $18,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.28%Yield on earning assets
  • 3.25%Cost of funding earning assets
  • 4.03%Net interest margin
  • 2.53%Noninterest income to earning assets
  • 3.84%Noninterest expense to earning assets
  • 1.57%Net operating income to assets
  • 1.52%Return on assets (ROA)
  • 2.41%Pretax return on assets
  • 18.79%Return on equity (ROE)
  • 4.67%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 1388.89%Credit loss provision to net charge-offs
  • 556.21%Efficiency ratio
  • 58,483Assets per employee
  • 2.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 75.17%Loss allowance to loans
  • 1.77%Loss allowance to noncurrent loans
  • 566.00%Noncurrent assets plus other real estate owned to assets
  • 0.26%Noncurrent loans to loans
  • 0.31%Net loans and leases to deposits
  • 89.82%Net loans and leases to core deposits
  • 104.32%Equity capital to assets
  • 8.47%Core capital (leverage) ratio
  • 8.41%Tier 1 risk-based capital ratio
  • 9.23%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $1,572,790Average earning assets
  • $127,465Average equity
  • $1,470,085Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with SunTrust Bank, Chattanooga, National Association.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents