SunTrust Bank, Middle Georgia, National Association in Macon, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2000

  • SunTrust Bank, Middle Georgia, National Association in Macon, Georgia (GA)
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SunTrust Bank, Middle Georgia, National Association - Overview

  • General
  • FDIC Certificate #: 2139
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank (#867)
    Federal Reserve ID: 868031
    Date Established: September 12, 1912
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 15 (Interstate: No)
    OTS Docket #: 11935
    FDIC's unique #: 1411
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 606 Cherry Street, Macon, GA 31208
    County: Bibb
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Macon, GA (#4680)
    Combined Statistical Area (CSA): Macon-Warner Robins-Fort Valley, GA (#356)
    Core Based Statistical Area (CBSA): Macon, GA (#31420)
    CBSA Metro Statistical Area: Macon, GA (#31420)
  • Financial Summary
  • Total assets: $715.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 280Total employees (full-time equivalent)
  • $715,595Total assets
  • $41,803Cash and due from depository institutions
  • $550Interest-bearing balances
  • $71,295Securities
  • $32,774Federal funds sold & reverse repurchase agreements
  • $549,742Net loans & leases
  • $10,263Loan loss allowance
  • $0Trading account assets
  • $11,760Bank premises and fixed assets
  • $529Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $7,692All other assets
  • $715,595Total liabilities and capital
  • $662,910Total liabilities
  • $469,744Total deposits
  • $340,931Interest-bearing deposits
  • $469,744Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $153,625Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $32,820Other borrowed funds
  • $0Subordinated debt
  • $6,721All other liabilities
  • $52,685Total equity capital
  • $52,685Total bank equity capital
  • $52,685Perpetual preferred stock
  • $0Common stock
  • $5,000Surplus
  • $7,000Undivided profits
  • Memoranda
  • $40,685Noncurrent loans and leases
  • $212,227Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4,890Earning assets
  • $0Long-term assets (5+ years)
  • $3,103Average Assets, year-to-date
  • $654,361Average Assets, quarterly
  • $104,780Volatile liabilities
  • $654,105Insider loans
  • $695,470FHLB advances
  • $207,272Loans and leases held for sale
  • $23,110Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $815Total risk weighted assets
  • $212,036Total unused commitments
  • $0Restructured Loans and leases
  • $7,664Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $47,685Total interest income
  • $17,609Total interest expense
  • $30,076Net interest income
  • $100Provision for loan and lease losses
  • $17,866Total noninterest income
  • $6,572Fiduciary activities
  • $5,183Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6,111Additional noninterest income
  • $27,230Total noninterest expense
  • $11,510Salaries and employee benefits
  • $2,443Premises and equipment expense
  • $13,277Additional noninterest expense
  • $20,612Pre-tax net operating income
  • -$764Securities gains (losses)
  • $7,224Applicable income taxes
  • $12,624Income before extraordinary items
  • $0Extraordinary gains - net
  • $12,624Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $923Sale, conversion, retirement of capital stock, net
  • $9,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.81%Yield on earning assets
  • 2.88%Cost of funding earning assets
  • 4.93%Net interest margin
  • 2.93%Noninterest income to earning assets
  • 4.46%Noninterest expense to earning assets
  • 2.00%Net operating income to assets
  • 1.93%Return on assets (ROA)
  • 3.03%Pretax return on assets
  • 24.62%Return on equity (ROE)
  • 7.07%Retained earnings to average equity (YTD only)
  • 0.18%Net charge-offs to loans
  • 10.83%Credit loss provision to net charge-offs
  • 22.44%Efficiency ratio
  • 56,798Assets per employee
  • 2.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 71.29%Loss allowance to loans
  • 1.83%Loss allowance to noncurrent loans
  • 209.88%Noncurrent assets plus other real estate owned to assets
  • 0.76%Noncurrent loans to loans
  • 0.87%Net loans and leases to deposits
  • 117.03%Net loans and leases to core deposits
  • 122.47%Equity capital to assets
  • 7.36%Core capital (leverage) ratio
  • 7.53%Tier 1 risk-based capital ratio
  • 8.75%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $654,105Average earning assets
  • $51,279Average equity
  • $610,610Average loans

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