SunTrust Bank, Northeast Georgia, National Association in Athens, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2000

  • SunTrust Bank, Northeast Georgia, National Association in Athens, Georgia (GA)
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SunTrust Bank, Northeast Georgia, National Association - Overview

  • General
  • FDIC Certificate #: 2114
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank (#867)
    Federal Reserve ID: 737931
    Date Established: Febuary 20, 1866
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 18 (Interstate: No)
    OTS Docket #: 12662
    FDIC's unique #: 1391
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 North Lumpkin Street, Athens, GA 30601
    County: Clarke
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Athens, GA (#500)
    Core Based Statistical Area (CBSA): Athens-Clarke County, GA (#12020)
    CBSA Metro Statistical Area: Athens-Clarke County, GA (#12020)
  • Financial Summary
  • Total assets: $727.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 277Total employees (full-time equivalent)
  • $727,778Total assets
  • $44,514Cash and due from depository institutions
  • $1,230Interest-bearing balances
  • $60,185Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $597,896Net loans & leases
  • $9,517Loan loss allowance
  • $0Trading account assets
  • $16,324Bank premises and fixed assets
  • $13Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $8,846All other assets
  • $727,778Total liabilities and capital
  • $675,355Total liabilities
  • $462,747Total deposits
  • $347,853Interest-bearing deposits
  • $462,747Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $161,714Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $43,463Other borrowed funds
  • $0Subordinated debt
  • $7,431All other liabilities
  • $52,423Total equity capital
  • $52,423Total bank equity capital
  • $52,423Perpetual preferred stock
  • $0Common stock
  • $1,501Surplus
  • $14,694Undivided profits
  • Memoranda
  • $36,228Noncurrent loans and leases
  • $122,597Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,519Earning assets
  • $0Long-term assets (5+ years)
  • $3,428Average Assets, year-to-date
  • $659,311Average Assets, quarterly
  • $75,812Volatile liabilities
  • $687,411Insider loans
  • $710,784FHLB advances
  • $179,867Loans and leases held for sale
  • $4,474Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,231Total risk weighted assets
  • $122,597Total unused commitments
  • $0Restructured Loans and leases
  • $7,495Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $52,241Total interest income
  • $19,652Total interest expense
  • $32,589Net interest income
  • $100Provision for loan and lease losses
  • $13,295Total noninterest income
  • $2,032Fiduciary activities
  • $4,603Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6,660Additional noninterest income
  • $23,884Total noninterest expense
  • $11,789Salaries and employee benefits
  • $2,460Premises and equipment expense
  • $9,635Additional noninterest expense
  • $21,900Pre-tax net operating income
  • -$177Securities gains (losses)
  • $8,019Applicable income taxes
  • $13,704Income before extraordinary items
  • $0Extraordinary gains - net
  • $13,704Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $70Sale, conversion, retirement of capital stock, net
  • $14,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.24%Yield on earning assets
  • 3.10%Cost of funding earning assets
  • 5.14%Net interest margin
  • 2.10%Noninterest income to earning assets
  • 3.77%Noninterest expense to earning assets
  • 2.01%Net operating income to assets
  • 1.99%Return on assets (ROA)
  • 3.16%Pretax return on assets
  • 25.35%Return on equity (ROE)
  • -0.55%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 142.86%Credit loss provision to net charge-offs
  • 314.29%Efficiency ratio
  • 52,053Assets per employee
  • 2.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 102.16%Loss allowance to loans
  • 1.57%Loss allowance to noncurrent loans
  • 270.45%Noncurrent assets plus other real estate owned to assets
  • 0.49%Noncurrent loans to loans
  • 0.58%Net loans and leases to deposits
  • 129.21%Net loans and leases to core deposits
  • 134.48%Equity capital to assets
  • 7.20%Core capital (leverage) ratio
  • 7.44%Tier 1 risk-based capital ratio
  • 8.85%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $687,411Average earning assets
  • $54,051Average equity
  • $633,854Average loans

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