SunTrust Bank, Northeast Tennessee, National Association in Johnson City, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 05, 1997

  • SunTrust Bank, Northeast Tennessee, National Association in Johnson City, Tennessee (TN)
  • Show street view No street view available for this location

SunTrust Bank, Northeast Tennessee, National Association - Overview

  • General
  • FDIC Certificate #: 4940
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank, East Tennessee, National Association (#1486)
    Federal Reserve ID: 513238
    Date Established: September 24, 1932
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 12 (Interstate: No)
    OTS Docket #: 13921
    FDIC's unique #: 3284
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 05, 1997
    Last Structure Change Process Date: September 16, 1997
    Last Data Update: September 16, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 207 Mockingbird Lane, Johnson City, TN 37604
    County: Washington
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Knoxville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Johnson City-Kingsport-Bristol, TN-VA (#3660)
    Combined Statistical Area (CSA): Johnson City-Kingsport-Bristol (Tri-Cities), TN-VA (#304)
    Core Based Statistical Area (CBSA): Johnson City, TN (#27740)
    CBSA Metro Statistical Area: Johnson City, TN (#27740)
  • Financial Summary
  • Total assets: $387.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $181Total assets
  • $385,282Cash and due from depository institutions
  • $12,975Interest-bearing balances
  • $0Securities
  • $55,289Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $300,656Loan loss allowance
  • $5,082Trading account assets
  • $0Bank premises and fixed assets
  • $8,389Other real estate owned
  • $219Goodwill and other intangibles
  • $7,754Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $385,282Total liabilities
  • $356,564Total deposits
  • $320,868Interest-bearing deposits
  • $267,371Deposits held in domestic offices
  • 320868.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $23,382Trading liabilities
  • $0Other borrowed funds
  • $8,808Subordinated debt
  • $0All other liabilities
  • $3,506Total equity capital
  • $3,506Total bank equity capital
  • $28,718Perpetual preferred stock
  • $0Common stock
  • $2,100Surplus
  • $2,100Undivided profits
  • Memoranda
  • $24,518Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,114Income earned, not collected on loans
  • $2,801Earning assets
  • $355,945Long-term assets (5+ years)
  • $30,696Average Assets, year-to-date
  • $370,617Average Assets, quarterly
  • $379,787Volatile liabilities
  • $60,040Insider loans
  • $4,888FHLB advances
  • $0Loans and leases held for sale
  • $772Unused loan commitments
  • $61,370Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $28,407Total risk weighted assets
  • $289,287Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $28,339Total interest expense
  • $13,566Net interest income
  • $14,773Provision for loan and lease losses
  • $550Total noninterest income
  • $3,749Fiduciary activities
  • $1,046Service charges on deposit accounts
  • $1,396Trading account gains & fees
  • $0Additional noninterest income
  • $1,307Total noninterest expense
  • $11,179Salaries and employee benefits
  • $5,645Premises and equipment expense
  • $952Additional noninterest expense
  • $4,582Pre-tax net operating income
  • $6,793Securities gains (losses)
  • $7Applicable income taxes
  • $2,486Income before extraordinary items
  • $4,314Extraordinary gains - net
  • $0Net income attributable to bank
  • $4,314Net charge-offs
  • $968Cash dividends
  • $2,400Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.30%Cost of funding earning assets
  • 3.97%Net interest margin
  • 4.32%Noninterest income to earning assets
  • 1.10%Noninterest expense to earning assets
  • 3.27%Net operating income to assets
  • 1.16%Return on assets (ROA)
  • 1.16%Pretax return on assets
  • 1.83%Return on equity (ROE)
  • 15.55%Retained earnings to average equity (YTD only)
  • 6.90%Net charge-offs to loans
  • 0.31%Credit loss provision to net charge-offs
  • 56.82%Efficiency ratio
  • 60,355Assets per employee
  • 2.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 55.63%Loss allowance to loans
  • 1.66%Loss allowance to noncurrent loans
  • 240.40%Noncurrent assets plus other real estate owned to assets
  • 0.61%Noncurrent loans to loans
  • 0.69%Net loans and leases to deposits
  • 93.70%Net loans and leases to core deposits
  • 105.79%Equity capital to assets
  • 7.45%Core capital (leverage) ratio
  • 7.69%Tier 1 risk-based capital ratio
  • 9.82%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $370,617Average earning assets
  • $27,734Average equity
  • $341,580Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with SunTrust Bank, Northeast Tennessee, National Association.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents