SunTrust Bank, South Central Tennessee, National Association in Pulaski, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2000

  • SunTrust Bank, South Central Tennessee, National Association in Pulaski, Tennessee (TN)
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SunTrust Bank, South Central Tennessee, National Association - Overview

  • General
  • FDIC Certificate #: 4946
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank (#867)
    Federal Reserve ID: 6235
    Date Established: January 22, 1902
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 13 (Interstate: No)
    FDIC's unique #: 3289
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 222 West Madison Street, Pulaski, TN 38478
    County: Giles
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Nashville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $339.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 134Total employees (full-time equivalent)
  • $338,957Total assets
  • $11,263Cash and due from depository institutions
  • $0Interest-bearing balances
  • $96,485Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $224,440Net loans & leases
  • $2,052Loan loss allowance
  • $0Trading account assets
  • $2,423Bank premises and fixed assets
  • $363Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $3,983All other assets
  • $338,957Total liabilities and capital
  • $312,712Total liabilities
  • $299,688Total deposits
  • $257,799Interest-bearing deposits
  • $299,688Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $8,321Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $4,703All other liabilities
  • $26,245Total equity capital
  • $26,245Total bank equity capital
  • $26,245Perpetual preferred stock
  • $0Common stock
  • $700Surplus
  • $2,675Undivided profits
  • Memoranda
  • $22,870Noncurrent loans and leases
  • $58,858Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,427Earning assets
  • $0Long-term assets (5+ years)
  • $1,394Average Assets, year-to-date
  • $320,925Average Assets, quarterly
  • $73,029Volatile liabilities
  • $342,352Insider loans
  • $337,768FHLB advances
  • $36,506Loans and leases held for sale
  • $3,627Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $253Total risk weighted assets
  • $58,858Total unused commitments
  • $0Restructured Loans and leases
  • $2,052Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $25,167Total interest income
  • $9,740Total interest expense
  • $15,427Net interest income
  • $600Provision for loan and lease losses
  • $3,518Total noninterest income
  • $9Fiduciary activities
  • $2,117Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,392Additional noninterest income
  • $10,751Total noninterest expense
  • $4,467Salaries and employee benefits
  • $1,317Premises and equipment expense
  • $4,967Additional noninterest expense
  • $7,594Pre-tax net operating income
  • -$188Securities gains (losses)
  • $2,581Applicable income taxes
  • $4,825Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,825Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $877Sale, conversion, retirement of capital stock, net
  • $5,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.78%Yield on earning assets
  • 3.01%Cost of funding earning assets
  • 4.77%Net interest margin
  • 1.09%Noninterest income to earning assets
  • 3.32%Noninterest expense to earning assets
  • 1.45%Net operating income to assets
  • 1.41%Return on assets (ROA)
  • 2.16%Pretax return on assets
  • 17.83%Return on equity (ROE)
  • -0.65%Retained earnings to average equity (YTD only)
  • 0.39%Net charge-offs to loans
  • 68.42%Credit loss provision to net charge-offs
  • 9.34%Efficiency ratio
  • 56,627Assets per employee
  • 2.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 103.63%Loss allowance to loans
  • 0.91%Loss allowance to noncurrent loans
  • 143.80%Noncurrent assets plus other real estate owned to assets
  • 0.53%Noncurrent loans to loans
  • 0.63%Net loans and leases to deposits
  • 74.89%Net loans and leases to core deposits
  • 82.67%Equity capital to assets
  • 7.74%Core capital (leverage) ratio
  • 7.79%Tier 1 risk-based capital ratio
  • 12.20%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $342,352Average earning assets
  • $27,057Average equity
  • $323,558Average loans

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