SunTrust Bank, West Georgia, National Association in Columbus, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2000

  • SunTrust Bank, West Georgia, National Association in Columbus, Georgia (GA)
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SunTrust Bank, West Georgia, National Association - Overview

  • General
  • FDIC Certificate #: 2126
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank (#867)
    Federal Reserve ID: 338833
    Date Established: January 01, 1892
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 11 (Interstate: No)
    OTS Docket #: 11666
    FDIC's unique #: 1401
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1246 First Avenue, Columbus, GA 31902
    County: Muscogee
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Columbus, GA-AL (#1800)
    Combined Statistical Area (CSA): Columbus-Auburn-Opelika, GA-AL (#194)
    Core Based Statistical Area (CBSA): Columbus, GA-AL (#17980)
    CBSA Metro Statistical Area: Columbus, GA-AL (#17980)
  • Financial Summary
  • Total assets: $557.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 226Total employees (full-time equivalent)
  • $557,350Total assets
  • $19,796Cash and due from depository institutions
  • $204Interest-bearing balances
  • $29,552Securities
  • $13,472Federal funds sold & reverse repurchase agreements
  • $471,539Net loans & leases
  • $7,634Loan loss allowance
  • $0Trading account assets
  • $15,834Bank premises and fixed assets
  • $409Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $6,748All other assets
  • $557,350Total liabilities and capital
  • $514,338Total liabilities
  • $386,165Total deposits
  • $316,150Interest-bearing deposits
  • $386,165Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $110,788Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $12,792Other borrowed funds
  • $0Subordinated debt
  • $4,593All other liabilities
  • $43,012Total equity capital
  • $43,012Total bank equity capital
  • $43,012Perpetual preferred stock
  • $0Common stock
  • $3,000Surplus
  • $5,400Undivided profits
  • Memoranda
  • $34,612Noncurrent loans and leases
  • $84,372Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,815Earning assets
  • $0Long-term assets (5+ years)
  • $2,953Average Assets, year-to-date
  • $514,767Average Assets, quarterly
  • $82,593Volatile liabilities
  • $538,211Insider loans
  • $554,213FHLB advances
  • $157,672Loans and leases held for sale
  • $23,672Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $961Total risk weighted assets
  • $84,372Total unused commitments
  • $0Restructured Loans and leases
  • $5,950Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $40,394Total interest income
  • $17,371Total interest expense
  • $23,023Net interest income
  • $2,200Provision for loan and lease losses
  • $11,004Total noninterest income
  • $2,648Fiduciary activities
  • $3,437Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,919Additional noninterest income
  • $21,015Total noninterest expense
  • $8,663Salaries and employee benefits
  • $2,627Premises and equipment expense
  • $9,725Additional noninterest expense
  • $10,812Pre-tax net operating income
  • -$638Securities gains (losses)
  • $3,601Applicable income taxes
  • $6,573Income before extraordinary items
  • $0Extraordinary gains - net
  • $6,573Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $455Sale, conversion, retirement of capital stock, net
  • $5,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.12%Yield on earning assets
  • 3.49%Cost of funding earning assets
  • 4.63%Net interest margin
  • 2.21%Noninterest income to earning assets
  • 4.22%Noninterest expense to earning assets
  • 1.30%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.89%Pretax return on assets
  • 15.32%Return on equity (ROE)
  • 3.67%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 483.52%Credit loss provision to net charge-offs
  • 28.60%Efficiency ratio
  • 61,760Assets per employee
  • 2.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 76.07%Loss allowance to loans
  • 1.59%Loss allowance to noncurrent loans
  • 420.61%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.38%Net loans and leases to deposits
  • 122.11%Net loans and leases to core deposits
  • 133.93%Equity capital to assets
  • 7.72%Core capital (leverage) ratio
  • 7.67%Tier 1 risk-based capital ratio
  • 9.11%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $538,211Average earning assets
  • $42,891Average equity
  • $497,589Average loans

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