Sunnyside Federal Savings and Loan Association of Irvington in Irvington, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Sunnyside Federal Savings and Loan Association of Irvington in Irvington, New York (NY)
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Sunnyside Federal Savings and Loan Association of Irvington - Overview

  • General
  • FDIC Certificate #: 28805
    Status: Active
    Federal Reserve ID: 516873
    Date Established: January 01, 1929
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 2397
    FDIC's unique #: 41639
    Numeric code: 38
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: December 22, 1934
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 56 Main St, Irvington, NY 10533
    County: Westchester
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $89.4 mil
    Equity capital: $6.4 mil
    Deposits held in domestic offices: $81.2 mil
    Return on assets (ROA): 0.11% ($0.1 mil)
    Quarterly return on assets: 0.22% ($0.2 mil)
    Return on Equity (ROE): 1.59% ($0.1 mil)
    Quarterly return on equity: 2.99% ($0.2 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.14% ($125.2 mil)
    Quarterly Pretax return on assets: 0.26% ($232.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $89,419Total assets
  • $9,921Cash and due from depository institutions
  • $5,785Interest-bearing balances
  • $30,211Securities
  • $4,546Federal funds sold & reverse repurchase agreements
  • $38,883Net loans & leases
  • $313Loan loss allowance
  • $0Trading account assets
  • $1,736Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $89,419Life insurance assets
  • $4,122All other assets
  • $82,979Total liabilities and capital
  • $81,222Total liabilities
  • $77,633Total deposits
  • $81,222Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,757Subordinated debt
  • $6,440All other liabilities
  • $6,440Total equity capital
  • $6,440Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $6,440Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $264Long-term assets (5+ years)
  • $79,425Average Assets, year-to-date
  • $36,901Average Assets, quarterly
  • $91,303Volatile liabilities
  • $89,283Insider loans
  • $33,918FHLB advances
  • $88,099Loans and leases held for sale
  • $1,967Unused loan commitments
  • $1,967Tier 1 (core) risk-based capital
  • $6,747Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,021Restructured Loans and leases
  • $326Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,201Total interest income
  • $743Total interest expense
  • $2,458Net interest income
  • $9Provision for loan and lease losses
  • $185Total noninterest income
  • $0Fiduciary activities
  • $42Service charges on deposit accounts
  • $0Trading account gains & fees
  • $143Additional noninterest income
  • $2,508Total noninterest expense
  • $1,281Salaries and employee benefits
  • $561Premises and equipment expense
  • $666Additional noninterest expense
  • $126Pre-tax net operating income
  • $0Securities gains (losses)
  • $25Applicable income taxes
  • $101Income before extraordinary items
  • $0Extraordinary gains - net
  • $101Net income attributable to bank
  • $0Net charge-offs
  • $101Cash dividends
  • -$5Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.90%Yield on earning assets
  • 0.90%Cost of funding earning assets
  • 2.99%Net interest margin
  • 0.23%Noninterest income to earning assets
  • 3.05%Noninterest expense to earning assets
  • 0.11%Net operating income to assets
  • 0.11%Return on assets (ROA)
  • 0.14%Pretax return on assets
  • 1.59%Return on equity (ROE)
  • 1.59%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • -180.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 94,892Assets per employee
  • 6.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.80%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 47.87%Net loans and leases to core deposits
  • 49.47%Equity capital to assets
  • 7.20%Core capital (leverage) ratio
  • 7.66%Tier 1 risk-based capital ratio
  • 19.89%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $91,303Average earning assets
  • $6,352Average equity
  • $82,167Average loans

List of branches

  • 1 New York Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    041639Sunnyside Federal Savings And Loan A56 Main St, Irvington, NY 10533January 01, 1929Full Service Brick and Mortar

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