Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 2000

  • TCF NATIONAL BANK ILLINOIS in Burr Ridge, Illinois (IL)
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  • General
  • FDIC Certificate #: 27870
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: TCF National Bank (#28330)
    Federal Reserve ID: 646976
    Date Established: January 01, 1928
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 157 (Interstate: No)
    OTS Docket #: 445
    FDIC's unique #: 40704
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    SAIF Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: December 20, 1934
    Last Structure Change Effective Date: April 01, 2000
    Last Structure Change Process Date: June 05, 2000
    Last Data Update: June 05, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 800 Burr Ridge Parkway, Burr Ridge, IL 60521
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $3,553.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 1,966Total employees (full-time equivalent)
  • $3,580,738Total assets
  • $147,766Cash and due from depository institutions
  • $10Interest-bearing balances
  • $716,940Securities
  • $35,100Federal funds sold & reverse repurchase agreements
  • $2,402,959Net loans & leases
  • $11,530Loan loss allowance
  • $0Trading account assets
  • $56,040Bank premises and fixed assets
  • $759Other real estate owned
  • $163,951Goodwill and other intangibles
  • $0Life insurance assets
  • $57,223All other assets
  • $3,580,738Total liabilities and capital
  • $3,227,355Total liabilities
  • $2,101,285Total deposits
  • $1,766,652Interest-bearing deposits
  • $2,101,285Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $450,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $616,816Other borrowed funds
  • $0Subordinated debt
  • $59,254All other liabilities
  • $353,383Total equity capital
  • $353,383Total bank equity capital
  • $353,383Perpetual preferred stock
  • $0Common stock
  • $70,000Surplus
  • $289,341Undivided profits
  • Memoranda
  • $-5,958Noncurrent loans and leases
  • $207,080Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $9,727Earning assets
  • $0Long-term assets (5+ years)
  • $14,196Average Assets, year-to-date
  • $3,155,009Average Assets, quarterly
  • $1,347,942Volatile liabilities
  • $3,481,397Insider loans
  • $3,547,939FHLB advances
  • $785,176Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $57,232Total risk weighted assets
  • $207,080Total unused commitments
  • $0Restructured Loans and leases
  • $11,530Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $221,795Total interest income
  • $107,851Total interest expense
  • $113,944Net interest income
  • $17Provision for loan and lease losses
  • $89,594Total noninterest income
  • $35Fiduciary activities
  • $57,082Service charges on deposit accounts
  • $0Trading account gains & fees
  • $32,477Additional noninterest income
  • $148,623Total noninterest expense
  • $59,983Salaries and employee benefits
  • $19,118Premises and equipment expense
  • $69,522Additional noninterest expense
  • $54,898Pre-tax net operating income
  • $149Securities gains (losses)
  • $24,358Applicable income taxes
  • $30,689Income before extraordinary items
  • $0Extraordinary gains - net
  • $30,689Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $409Sale, conversion, retirement of capital stock, net
  • $40,286Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.18%Yield on earning assets
  • 3.49%Cost of funding earning assets
  • 3.69%Net interest margin
  • 2.90%Noninterest income to earning assets
  • 4.81%Noninterest expense to earning assets
  • 0.88%Net operating income to assets
  • 0.88%Return on assets (ROA)
  • 1.58%Pretax return on assets
  • 8.31%Return on equity (ROE)
  • -2.60%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 4.16%Credit loss provision to net charge-offs
  • 134.27%Efficiency ratio
  • 68,305Assets per employee
  • 1.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 131.27%Loss allowance to loans
  • 0.48%Loss allowance to noncurrent loans
  • 118.54%Noncurrent assets plus other real estate owned to assets
  • 0.29%Noncurrent loans to loans
  • 0.40%Net loans and leases to deposits
  • 114.36%Net loans and leases to core deposits
  • 122.23%Equity capital to assets
  • 9.87%Core capital (leverage) ratio
  • 6.28%Tier 1 risk-based capital ratio
  • 12.16%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $3,481,397Average earning assets
  • $369,231Average equity
  • $3,087,763Average loans

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