TIAA-CREF Trust Company, FSB in Saint Louis, Missouri (MO)
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| TIAA-CREF Trust Company, FSB | |
|---|---|
| General | FDIC Certificate #: 34723 Status: Active Federal Reserve ID: 2716547 Date Established: July 20, 1998 WWW: http://www.tiaa-cref.org Trust Powers Granted: Yes Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 15018 FDIC's unique #: 61407 Numeric code: 33 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: July 20, 1998 Last Structure Change Effective Date: July 21, 2011 Last Structure Change Process Date: July 21, 2011 Last Data Update: July 21, 2011 Data Source Date: April 05, 2012 |
| Location | Address: 211 North Broadway, Suite 1000, Saint Louis, MO 63102 County: St. Louis Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: St. Louis Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040) Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476) Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180) CBSA Metro Statistical Area: St. Louis, MO-IL (#41180) |
| History of Changes | Change in Primary Regulatory Agency |
| Financial Summary | Total assets: $495.2 mil Equity capital: $57.3 mil Deposits held in domestic offices: $434.4 mil Return on assets (ROA): 1.36% ($6.7 mil) Quarterly return on assets: 1.16% ($5.7 mil) Return on Equity (ROE): 9.70% ($5.5 mil) Quarterly return on equity: 9.29% ($5.3 mil) Net income: $5.2 mil Quarterly Net income: $1.3 mil Pretax return on assets: 3.47% ($17,184.2 mil) Quarterly Pretax return on assets: 2.06% ($10,201.6 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 66 |
| Total assets | $495,222 |
| Cash and due from depository institutions | $182,291 |
| Interest-bearing balances | $181,992 |
| Securities | $292,843 |
| Federal funds sold & reverse repurchase agreements | $5,000 |
| Net loans & leases | $2,174 |
| Loan loss allowance | $22 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $0 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $0 |
| All other assets | $12,914 |
| Life insurance assets | $495,222 |
| Total liabilities and capital | $437,890 |
| Total liabilities | $434,374 |
| Total deposits | $434,374 |
| Interest-bearing deposits | $434,374 |
| Deposits held in domestic offices | $71 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $3,516 |
| All other liabilities | $57,332 |
| Total equity capital | $57,332 |
| Total bank equity capital | $57,332 |
| Perpetual preferred stock | $0 |
| Common stock | $3,000 |
| Surplus | $84,316 |
| Undivided profits | $-29,984 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $0 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $898 |
| Average Assets, year-to-date | $482,009 |
| Average Assets, quarterly | $0 |
| Volatile liabilities | $378,574 |
| Insider loans | $458,364 |
| FHLB advances | $100,740 |
| Loans and leases held for sale | $495,009 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $57,119 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $0 |
| Derivatives | $0 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $7,257 |
| Total interest expense | $319 |
| Net interest income | $6,938 |
| Provision for loan and lease losses | $22 |
| Total noninterest income | $48,442 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $0 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $48,442 |
| Total noninterest expense | $42,209 |
| Salaries and employee benefits | $12,465 |
| Premises and equipment expense | $1,233 |
| Additional noninterest expense | $28,511 |
| Pre-tax net operating income | $13,149 |
| Securities gains (losses) | $0 |
| Applicable income taxes | $7,998 |
| Income before extraordinary items | $5,151 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $5,151 |
| Net charge-offs | $0 |
| Cash dividends | $5,151 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 1.98% |
| Cost of funding earning assets | 0.09% |
| Net interest margin | 1.89% |
| Noninterest income to earning assets | 13.22% |
| Noninterest expense to earning assets | 11.52% |
| Net operating income to assets | 1.36% |
| Return on assets (ROA) | 1.36% |
| Pretax return on assets | 3.47% |
| Return on equity (ROE) | 9.70% |
| Retained earnings to average equity (YTD only) | 9.70% |
| Net charge-offs to loans | 0.00% |
| Credit loss provision to net charge-offs | 0.00% |
| Efficiency ratio | 0.00% |
| Assets per employee | $76,217 |
| Cash dividends to net income (YTD only) | 7.50% |
| Condition Ratios (%) | |
| Loss allowance to loans | 0.00% |
| Loss allowance to noncurrent loans | 1.00% |
| Noncurrent assets plus other real estate owned to assets | 0.00% |
| Noncurrent loans to loans | 0.00% |
| Net loans and leases to deposits | 0.00% |
| Net loans and leases to core deposits | 0.50% |
| Equity capital to assets | 0.62% |
| Core capital (leverage) ratio | 11.58% |
| Tier 1 risk-based capital ratio | 11.54% |
| Total risk-based capital ratio | 56.70% |
| Memoranda | |
| Average assets | $57 |
| Average earning assets | $378,574 |
| Average equity | $53,126 |
| Average loans | $366,459 |
| Total Fiduciary and Related Assets (December 31, 2011) (Dollar figures in thousands) | |
| Total fiduciary and related assets | $1 |
| Number of Fiduciary Accounts and Related Asset Accounts | 1 |
| Fiduciary powers granted | Yes |
| Fiduciary or related activity | Yes |
| Managed Assets | $11,334,351 |
| Number of Accounts | 1 |
| Personal trust and agency accounts | $11,060,951 |
| Employee benefit-defined contribution accounts | $292,222 |
| Employee benefit-defined benefit accounts | $55,397 |
| Other retirement accounts | $144,371 |
| Corporate trust and agency accounts | $4,726,446 |
| Investment management agency accounts | $0 |
| Other fiduciary accounts | $5,819,433 |
| Fiduciary accounts held in foreign offices | $23,082 |
| Non-managed Assets | $0 |
| Number of Accounts | 6407 |
| Personal trust and agency accounts | $0 |
| Employee benefit-defined contribution accounts | $0 |
| Employee benefit-defined benefit accounts | $699,830 |
| Other retirement accounts | $273,400 |
| Corporate trust and agency accounts | $0 |
| Other fiduciary accounts | $21,600 |
| Fiduciary accounts held in foreign offices | $84,617 |
| 1 Missouri Branch as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 61407 | Tiaa-Cref Trust Company, Fsb | 211 North Broadway, Suite 1000, Saint Louis, MO 63102 | July 20, 1998 | Full Service Brick and Mortar |  |
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BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.