Texan Bank in Sugar Land, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Texan Bank in Sugar Land, Texas (TX)
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Texan Bank - Overview

  • General
  • FDIC Certificate #: 58671
    Status: Active
    Federal Reserve ID: 3640359
    Date Established: December 10, 2007
    WWW: http://www.bankoffortbend.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 18051
    FDIC's unique #: 462490
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 10, 2007
    Last Structure Change Effective Date: July 22, 2011
    Last Structure Change Process Date: July 28, 2011
    Last Data Update: July 28, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 12946 Dairy Ashford Road Suite 100, Sugar Land, TX 77478
    County: Fort Bend
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • History of Changes
  • Corrections
    Name Change
  • Financial Summary
  • Total assets: $59.9 mil
    Equity capital: $10.3 mil
    Deposits held in domestic offices: $47.8 mil
    Return on assets (ROA): -1.22% (-$0.7 mil)
    Quarterly return on assets: -0.67% (-$0.4 mil)
    Return on Equity (ROE): -6.21% (-$0.6 mil)
    Quarterly return on equity: -3.82% (-$0.4 mil)
    Net income: -$0.6 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: -1.22% (-$730.3 mil)
    Quarterly Pretax return on assets: -0.67% (-$401.1 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $59,864Total assets
  • $13,386Cash and due from depository institutions
  • $12,319Interest-bearing balances
  • $7,093Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $35,856Net loans & leases
  • $548Loan loss allowance
  • $0Trading account assets
  • $705Bank premises and fixed assets
  • $0Other real estate owned
  • $2,297Goodwill and other intangibles
  • $59,864Life insurance assets
  • $527All other assets
  • $49,549Total liabilities and capital
  • $47,767Total liabilities
  • $28,572Total deposits
  • $47,767Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,760Trading liabilities
  • $0Other borrowed funds
  • $22Subordinated debt
  • $10,315All other liabilities
  • $10,315Total equity capital
  • $10,315Total bank equity capital
  • $0Perpetual preferred stock
  • $4,700Common stock
  • $6,453Surplus
  • $-838Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $264Income earned, not collected on loans
  • $0Earning assets
  • $151Long-term assets (5+ years)
  • $55,268Average Assets, year-to-date
  • $9,282Average Assets, quarterly
  • $47,906Volatile liabilities
  • $59,148Insider loans
  • $39,795FHLB advances
  • $55,504Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,035Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,881Restructured Loans and leases
  • $577Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,969Total interest income
  • $200Total interest expense
  • $1,769Net interest income
  • $558Provision for loan and lease losses
  • $1,001Total noninterest income
  • $0Fiduciary activities
  • $14Service charges on deposit accounts
  • $0Trading account gains & fees
  • $987Additional noninterest income
  • $2,798Total noninterest expense
  • $1,485Salaries and employee benefits
  • $406Premises and equipment expense
  • $907Additional noninterest expense
  • -$586Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$586Income before extraordinary items
  • $0Extraordinary gains - net
  • -$586Net income attributable to bank
  • $0Net charge-offs
  • -$586Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.44%Yield on earning assets
  • 0.45%Cost of funding earning assets
  • 3.99%Net interest margin
  • 2.26%Noninterest income to earning assets
  • 6.31%Noninterest expense to earning assets
  • -1.22%Net operating income to assets
  • -1.22%Return on assets (ROA)
  • -1.22%Pretax return on assets
  • -6.21%Return on equity (ROE)
  • -6.21%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 100,325Assets per employee
  • 2.85%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 207.58%Noncurrent assets plus other real estate owned to assets
  • 0.44%Noncurrent loans to loans
  • 0.73%Net loans and leases to deposits
  • 75.06%Net loans and leases to core deposits
  • 77.60%Equity capital to assets
  • 17.23%Core capital (leverage) ratio
  • 14.48%Tier 1 risk-based capital ratio
  • 20.19%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $47,906Average earning assets
  • $9,430Average equity
  • $44,346Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0462490Texan Bank12946 Dairy Ashford Road Suite 100, Sugar Land, TX 77478December 10, 2007Full Service Brick and Mortar

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