Texana Bank, National Association in Linden, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


Texana Bank, National Association - Overview

  • General
  • FDIC Certificate #: 3302
    Status: Active
    Federal Reserve ID: 809650
    Bank Holding Company (Regulatory Top Holder): Linden Bancshares, Inc. (RSSDID: 1104071, Location: Linden, TX)
    Date Established: January 01, 1914
    WWW: http://www.texanabank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 2138
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2009
    Last Structure Change Process Date: July 16, 2009
    Last Data Update: July 16, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: E Rush Street, Linden, TX 75563
    County: Cass
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
    Name Change
  • Financial Summary
  • Total assets: $146.3 mil
    Equity capital: $12.6 mil
    Deposits held in domestic offices: $115.2 mil
    Return on assets (ROA): 0.48% ($0.7 mil)
    Quarterly return on assets: 0.16% ($0.2 mil)
    Return on Equity (ROE): 5.44% ($0.7 mil)
    Quarterly return on equity: 1.84% ($0.2 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.48% ($702.3 mil)
    Quarterly Pretax return on assets: 0.16% ($234.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 52Total employees (full-time equivalent)
  • $146,308Total assets
  • $3,998Cash and due from depository institutions
  • $8Interest-bearing balances
  • $24,786Securities
  • $75Federal funds sold & reverse repurchase agreements
  • $108,870Net loans & leases
  • $1,288Loan loss allowance
  • $0Trading account assets
  • $5,260Bank premises and fixed assets
  • $832Other real estate owned
  • $0Goodwill and other intangibles
  • $146,308Life insurance assets
  • $2,487All other assets
  • $133,739Total liabilities and capital
  • $115,245Total liabilities
  • $94,275Total deposits
  • $115,245Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $18,051Trading liabilities
  • $0Other borrowed funds
  • $443Subordinated debt
  • $12,569All other liabilities
  • $12,569Total equity capital
  • $12,569Total bank equity capital
  • $0Perpetual preferred stock
  • $64Common stock
  • $6,161Surplus
  • $6,344Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $508Income earned, not collected on loans
  • $0Earning assets
  • $641Long-term assets (5+ years)
  • $133,739Average Assets, year-to-date
  • $42,540Average Assets, quarterly
  • $134,452Volatile liabilities
  • $143,624Insider loans
  • $103,408FHLB advances
  • $141,057Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $11,514Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $15,445Restructured Loans and leases
  • $1,631Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,424Total interest income
  • $1,617Total interest expense
  • $5,807Net interest income
  • $384Provision for loan and lease losses
  • $666Total noninterest income
  • $0Fiduciary activities
  • $324Service charges on deposit accounts
  • $0Trading account gains & fees
  • $342Additional noninterest income
  • $5,720Total noninterest expense
  • $3,264Salaries and employee benefits
  • $890Premises and equipment expense
  • $1,566Additional noninterest expense
  • $369Pre-tax net operating income
  • $282Securities gains (losses)
  • $0Applicable income taxes
  • $651Income before extraordinary items
  • $0Extraordinary gains - net
  • $651Net income attributable to bank
  • $0Net charge-offs
  • $651Cash dividends
  • $140Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.02%Yield on earning assets
  • 1.31%Cost of funding earning assets
  • 4.71%Net interest margin
  • 0.54%Noninterest income to earning assets
  • 4.64%Noninterest expense to earning assets
  • 0.27%Net operating income to assets
  • 0.48%Return on assets (ROA)
  • 0.48%Pretax return on assets
  • 5.44%Return on equity (ROE)
  • 5.44%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 274.29%Credit loss provision to net charge-offs
  • 5.38%Efficiency ratio
  • 88,367Assets per employee
  • 2.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.17%Loss allowance to noncurrent loans
  • 253.54%Noncurrent assets plus other real estate owned to assets
  • 0.92%Noncurrent loans to loans
  • 0.46%Net loans and leases to deposits
  • 94.47%Net loans and leases to core deposits
  • 96.66%Equity capital to assets
  • 8.59%Core capital (leverage) ratio
  • 8.16%Tier 1 risk-based capital ratio
  • 11.13%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $134,452Average earning assets
  • $11,974Average equity
  • $123,362Average loans

List of branches

  • 4 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02138Texana Bank, National AssociationE Rush Street, Linden, TX 75563January 01, 1914Full Service Brick and Mortar
    1478446Texana Bank - Spring Hill Branch3814 Gilmer Rd., Longview, TX 75604June 15, 2007Full Service Brick and Mortar
    2478447Texana Bank - Highway 80 Branch910 E. Marshall, Longview, TX 75601Febuary 15, 2008Full Service Brick and Mortar
    3512918Richmond Road Branch3620 Richmond Road, Texarkana, TX 75503August 23, 2010Full Service Brick and Mortar

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