Texas Bank, S.S.B. in Buffalo, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 30, 2001

  • Texas Bank, S.S.B. in Buffalo, Texas (TX)
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Texas Bank, S.S.B. - Overview

  • General
  • FDIC Certificate #: 35392
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank (#5541)
    Federal Reserve ID: 2837527
    Date Established: December 16, 1999
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 79496
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 16, 1999
    Last Structure Change Effective Date: March 30, 2001
    Last Structure Change Process Date: April 18, 2001
    Last Data Update: April 18, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 1012 East Commerce Street, Buffalo, TX 75831
    County: Leon
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $9.8 mil

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $9,778Total assets
  • $301Cash and due from depository institutions
  • $0Interest-bearing balances
  • $1,702Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $7,371Net loans & leases
  • $76Loan loss allowance
  • $0Trading account assets
  • $245Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $159All other assets
  • $9,778Total liabilities and capital
  • $6,799Total liabilities
  • $3,569Total deposits
  • $2,772Interest-bearing deposits
  • $3,569Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,215Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $15All other liabilities
  • $2,979Total equity capital
  • $2,979Total bank equity capital
  • $2,979Perpetual preferred stock
  • $0Common stock
  • $2,520Surplus
  • $630Undivided profits
  • Memoranda
  • $-171Noncurrent loans and leases
  • $920Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $92Average Assets, year-to-date
  • $9,073Average Assets, quarterly
  • $4,806Volatile liabilities
  • $6,692Insider loans
  • $9,234FHLB advances
  • $4,272Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $920Total unused commitments
  • $0Restructured Loans and leases
  • $76Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $533Total interest income
  • $198Total interest expense
  • $335Net interest income
  • $88Provision for loan and lease losses
  • $52Total noninterest income
  • $0Fiduciary activities
  • $47Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5Additional noninterest income
  • $390Total noninterest expense
  • $168Salaries and employee benefits
  • $57Premises and equipment expense
  • $165Additional noninterest expense
  • -$91Pre-tax net operating income
  • $0Securities gains (losses)
  • -$31Applicable income taxes
  • -$60Income before extraordinary items
  • $0Extraordinary gains - net
  • -$60Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $12Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.92%Yield on earning assets
  • 3.31%Cost of funding earning assets
  • 5.61%Net interest margin
  • 0.87%Noninterest income to earning assets
  • 6.53%Noninterest expense to earning assets
  • -0.90%Net operating income to assets
  • -0.90%Return on assets (ROA)
  • -1.36%Pretax return on assets
  • -2.02%Return on equity (ROE)
  • -2.02%Retained earnings to average equity (YTD only)
  • 0.31%Net charge-offs to loans
  • 733.33%Credit loss provision to net charge-offs
  • -0.25%Efficiency ratio
  • 100,775Assets per employee
  • 1.96%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 206.53%Net loans and leases to core deposits
  • 293.43%Equity capital to assets
  • 30.47%Core capital (leverage) ratio
  • 31.01%Tier 1 risk-based capital ratio
  • 42.58%Total risk-based capital ratio
  • Memoranda
  • $44Average assets
  • $6,692Average earning assets
  • $2,976Average equity
  • $5,975Average loans

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