Texas Commerce Bank - Beaumont, National Association in Beaumont, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 10, 1993

  • Texas Commerce Bank - Beaumont, National Association in Beaumont, Texas (TX)
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Texas Commerce Bank - Beaumont, National Association - Overview

  • General
  • FDIC Certificate #: 3094
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Chase Bank of Texas, National Association (#3263)
    Federal Reserve ID: 20950
    Date Established: May 21, 1901
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Interstate: No)
    FDIC's unique #: 1973
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 10, 1993
    Last Structure Change Process Date: December 20, 1993
    Last Data Update: December 20, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: The American Center, Beaumont, TX 77704
    County: Jefferson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Beaumont-Port Arthur, TX (#840)
    Core Based Statistical Area (CBSA): Beaumont-Port Arthur, TX (#13140)
    CBSA Metro Statistical Area: Beaumont-Port Arthur, TX (#13140)
  • Financial Summary
  • Total assets: $687.1 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $110Total assets
  • $355,969Cash and due from depository institutions
  • $10,735Interest-bearing balances
  • $0Securities
  • $385Federal funds sold & reverse repurchase agreements
  • $230,790Net loans & leases
  • $104,596Loan loss allowance
  • $3,278Trading account assets
  • $0Bank premises and fixed assets
  • $4,156Other real estate owned
  • $3,158Goodwill and other intangibles
  • $2,137Life insurance assets
  • $12All other assets
  • $0Total liabilities and capital
  • $355,969Total liabilities
  • $337,836Total deposits
  • $322,387Interest-bearing deposits
  • $235,224Deposits held in domestic offices
  • 322387.00%% insured (estimated)
  • $69Federal funds purchased & repurchase agreements
  • $13,575Trading liabilities
  • $0Other borrowed funds
  • $6Subordinated debt
  • $0All other liabilities
  • $1,868Total equity capital
  • $1,868Total bank equity capital
  • $18,133Perpetual preferred stock
  • $0Common stock
  • $3,200Surplus
  • $10,140Undivided profits
  • Memoranda
  • $4,793Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,724Income earned, not collected on loans
  • $702Earning assets
  • $335,771Long-term assets (5+ years)
  • $5,213Average Assets, year-to-date
  • $344,491Average Assets, quarterly
  • $345,535Volatile liabilities
  • $66,746Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $66,508Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $18,121Total risk weighted assets
  • $172,290Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $16,330Total interest expense
  • $9,395Net interest income
  • $6,935Provision for loan and lease losses
  • $150Total noninterest income
  • $3,666Fiduciary activities
  • $1,219Service charges on deposit accounts
  • $1,764Trading account gains & fees
  • $0Additional noninterest income
  • $683Total noninterest expense
  • $11,276Salaries and employee benefits
  • $3,640Premises and equipment expense
  • $1,303Additional noninterest expense
  • $6,333Pre-tax net operating income
  • -$825Securities gains (losses)
  • $0Applicable income taxes
  • -$254Income before extraordinary items
  • -$571Extraordinary gains - net
  • $0Net income attributable to bank
  • -$571Net charge-offs
  • $785Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.00%Cost of funding earning assets
  • 2.88%Net interest margin
  • 2.12%Noninterest income to earning assets
  • 1.12%Noninterest expense to earning assets
  • 3.45%Net operating income to assets
  • -0.17%Return on assets (ROA)
  • -0.17%Pretax return on assets
  • -0.24%Return on equity (ROE)
  • -3.50%Retained earnings to average equity (YTD only)
  • -3.50%Net charge-offs to loans
  • 0.72%Credit loss provision to net charge-offs
  • 19.11%Efficiency ratio
  • 106,339Assets per employee
  • 3.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.04%Loss allowance to noncurrent loans
  • 190.14%Noncurrent assets plus other real estate owned to assets
  • 1.37%Noncurrent loans to loans
  • 1.60%Net loans and leases to deposits
  • 32.44%Net loans and leases to core deposits
  • 38.85%Equity capital to assets
  • 5.09%Core capital (leverage) ratio
  • 4.92%Tier 1 risk-based capital ratio
  • 10.52%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $344,491Average earning assets
  • $16,295Average equity
  • $326,443Average loans

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