Texas Commerce Bank - El Paso, National Association in El Paso, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 13, 1993

  • Texas Commerce Bank - El Paso, National Association in El Paso, Texas (TX)
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Texas Commerce Bank - El Paso, National Association - Overview

  • General
  • FDIC Certificate #: 3186
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Chase Bank of Texas, National Association (#3263)
    Federal Reserve ID: 604659
    Date Established: June 29, 1925
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 10 (Interstate: No)
    FDIC's unique #: 2048
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 13, 1993
    Last Structure Change Process Date: December 27, 1993
    Last Data Update: January 10, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 East Main And Mesa Streets, El Paso, TX 79980
    County: El Paso
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): El Paso, TX (#2320)
    Core Based Statistical Area (CBSA): El Paso, TX (#21340)
    CBSA Metro Statistical Area: El Paso, TX (#21340)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $1,100.8 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $399Total assets
  • $1,199,893Cash and due from depository institutions
  • $85,178Interest-bearing balances
  • $0Securities
  • $6,716Federal funds sold & reverse repurchase agreements
  • $680,979Net loans & leases
  • $355,774Loan loss allowance
  • $15,733Trading account assets
  • $0Bank premises and fixed assets
  • $34,686Other real estate owned
  • $3,414Goodwill and other intangibles
  • $29,573Life insurance assets
  • $3,573All other assets
  • $0Total liabilities and capital
  • $1,199,893Total liabilities
  • $1,129,841Total deposits
  • $1,093,621Interest-bearing deposits
  • $814,257Deposits held in domestic offices
  • 1093621.00%% insured (estimated)
  • $76Federal funds purchased & repurchase agreements
  • $28,405Trading liabilities
  • $0Other borrowed funds
  • $2,041Subordinated debt
  • $0All other liabilities
  • $5,774Total equity capital
  • $5,774Total bank equity capital
  • $70,052Perpetual preferred stock
  • $0Common stock
  • $6,700Surplus
  • $72,373Undivided profits
  • Memoranda
  • $-9,021Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $17,289Income earned, not collected on loans
  • $2,269Earning assets
  • $1,043,469Long-term assets (5+ years)
  • $23,136Average Assets, year-to-date
  • $1,189,800Average Assets, quarterly
  • $1,148,715Volatile liabilities
  • $127,445Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $68,152Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $66,479Total risk weighted assets
  • $550,393Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $57,476Total interest expense
  • $30,737Net interest income
  • $26,739Provision for loan and lease losses
  • $5,100Total noninterest income
  • $13,151Fiduciary activities
  • $3,484Service charges on deposit accounts
  • $6,876Trading account gains & fees
  • $139Additional noninterest income
  • $2,652Total noninterest expense
  • $36,624Salaries and employee benefits
  • $11,259Premises and equipment expense
  • $4,330Additional noninterest expense
  • $21,035Pre-tax net operating income
  • -$1,834Securities gains (losses)
  • $0Applicable income taxes
  • -$650Income before extraordinary items
  • -$1,184Extraordinary gains - net
  • $0Net income attributable to bank
  • -$1,184Net charge-offs
  • $3,411Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.47%Cost of funding earning assets
  • 2.92%Net interest margin
  • 2.54%Noninterest income to earning assets
  • 1.25%Noninterest expense to earning assets
  • 3.48%Net operating income to assets
  • -0.10%Return on assets (ROA)
  • -0.10%Pretax return on assets
  • -0.15%Return on equity (ROE)
  • -1.65%Retained earnings to average equity (YTD only)
  • -1.65%Net charge-offs to loans
  • 0.84%Credit loss provision to net charge-offs
  • 149.52%Efficiency ratio
  • 85,239Assets per employee
  • 3.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.23%Loss allowance to noncurrent loans
  • 91.00%Noncurrent assets plus other real estate owned to assets
  • 1.73%Noncurrent loans to loans
  • 4.65%Net loans and leases to deposits
  • 32.53%Net loans and leases to core deposits
  • 35.70%Equity capital to assets
  • 5.84%Core capital (leverage) ratio
  • 5.85%Tier 1 risk-based capital ratio
  • 12.08%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $1,189,800Average earning assets
  • $71,736Average equity
  • $1,050,935Average loans

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