Texas Community Bank and Trust, National Association in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 09, 2006

  • Texas Community Bank and Trust, National Association in Dallas, Texas (TX)
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Texas Community Bank and Trust, National Association - Overview

  • General
  • FDIC Certificate #: 25296
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Frost National Bank (#5510)
    Federal Reserve ID: 984557
    Date Established: July 10, 1984
    WWW: http://www.txcommunity.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 9746
    FDIC's unique #: 17499
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: July 10, 1984
    Last Structure Change Effective Date: Febuary 09, 2006
    Last Structure Change Process Date: Febuary 21, 2006
    Last Data Update: Febuary 21, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 8235 Douglas Avenue, Suite 100, Dallas, TX 75225
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $122.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $122,571Total assets
  • $4,194Cash and due from depository institutions
  • $172Interest-bearing balances
  • $25,903Securities
  • $23,432Federal funds sold & reverse repurchase agreements
  • $64,389Net loans & leases
  • $768Loan loss allowance
  • $0Trading account assets
  • $587Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $4,066All other assets
  • $122,572Total liabilities and capital
  • $112,410Total liabilities
  • $102,390Total deposits
  • $59,310Interest-bearing deposits
  • $102,390Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $9,773Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $247All other liabilities
  • $10,162Total equity capital
  • $10,162Total bank equity capital
  • $10,162Perpetual preferred stock
  • $0Common stock
  • $1,908Surplus
  • $3,646Undivided profits
  • Memoranda
  • $4,608Noncurrent loans and leases
  • $10,435Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $51Earning assets
  • $0Long-term assets (5+ years)
  • $490Average Assets, year-to-date
  • $113,896Average Assets, quarterly
  • $4,137Volatile liabilities
  • $128,475Insider loans
  • $122,351FHLB advances
  • $15,913Loans and leases held for sale
  • $709Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,533Tier 2 risk-based capital
  • $4,533Total risk weighted assets
  • $10,435Total unused commitments
  • $0Restructured Loans and leases
  • $768Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $6,606Total interest income
  • $1,488Total interest expense
  • $5,118Net interest income
  • $60Provision for loan and lease losses
  • $989Total noninterest income
  • $510Fiduciary activities
  • $304Service charges on deposit accounts
  • $0Trading account gains & fees
  • $175Additional noninterest income
  • $3,700Total noninterest expense
  • $1,862Salaries and employee benefits
  • $528Premises and equipment expense
  • $1,310Additional noninterest expense
  • $2,347Pre-tax net operating income
  • -$9Securities gains (losses)
  • $827Applicable income taxes
  • $1,511Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,511Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $27Sale, conversion, retirement of capital stock, net
  • $900Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.56%Yield on earning assets
  • 1.25%Cost of funding earning assets
  • 4.30%Net interest margin
  • 0.83%Noninterest income to earning assets
  • 3.11%Noninterest expense to earning assets
  • 1.18%Net operating income to assets
  • 1.18%Return on assets (ROA)
  • 1.82%Pretax return on assets
  • 15.19%Return on equity (ROE)
  • 6.14%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 222.22%Credit loss provision to net charge-offs
  • 89.15%Efficiency ratio
  • 60,586Assets per employee
  • 4.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 59.56%Loss allowance to loans
  • 1.18%Loss allowance to noncurrent loans
  • 1505.88%Noncurrent assets plus other real estate owned to assets
  • 0.04%Noncurrent loans to loans
  • 0.08%Net loans and leases to deposits
  • 62.89%Net loans and leases to core deposits
  • 66.90%Equity capital to assets
  • 8.29%Core capital (leverage) ratio
  • 8.36%Tier 1 risk-based capital ratio
  • 15.21%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $128,475Average earning assets
  • $9,950Average equity
  • $118,904Average loans

Total Fiduciary and Related Assets (December 31, 2005)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $57,068Managed Assets
  • 1Number of Accounts
  • $56,109Personal trust and agency accounts
  • $10,525Employee benefit-defined contribution accounts
  • $5,809Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $1,516Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $38,259Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 99Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $959Other retirement accounts
  • $0Corporate trust and agency accounts
  • $959Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

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