Texas Exchange Bank, ssb in Crowley, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Texas Exchange Bank, ssb - Overview

  • General
  • FDIC Certificate #: 20099
    Status: Active
    Federal Reserve ID: 822556
    Date Established: January 05, 1970
    WWW: http://www.txexbank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 13808
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 05, 1970
    Last Structure Change Effective Date: December 09, 2010
    Last Structure Change Process Date: December 09, 2010
    Last Data Update: December 09, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: One Crowley Plaza, Crowley, TX 76036
    County: Tarrant
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
  • Financial Summary
  • Total assets: $119.3 mil
    Equity capital: $21.0 mil
    Deposits held in domestic offices: $97.9 mil
    Return on assets (ROA): -1.91% (-$2.3 mil)
    Quarterly return on assets: -2.16% (-$2.6 mil)
    Return on Equity (ROE): -10.92% (-$2.3 mil)
    Quarterly return on equity: -11.68% (-$2.5 mil)
    Net income: -$1.9 mil
    Quarterly Net income: -$0.6 mil
    Pretax return on assets: -1.91% (-$2,279.2 mil)
    Quarterly Pretax return on assets: -2.16% (-$2,577.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 24Total employees (full-time equivalent)
  • $119,328Total assets
  • $51,854Cash and due from depository institutions
  • $12,467Interest-bearing balances
  • $9,440Securities
  • $10,000Federal funds sold & reverse repurchase agreements
  • $43,953Net loans & leases
  • $363Loan loss allowance
  • $0Trading account assets
  • $1,489Bank premises and fixed assets
  • $87Other real estate owned
  • $1,795Goodwill and other intangibles
  • $119,328Life insurance assets
  • $710All other assets
  • $98,291Total liabilities and capital
  • $97,916Total liabilities
  • $84,288Total deposits
  • $97,916Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $375Subordinated debt
  • $21,037All other liabilities
  • $21,037Total equity capital
  • $21,037Total bank equity capital
  • $0Perpetual preferred stock
  • $520Common stock
  • $24,485Surplus
  • $-3,968Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $328Long-term assets (5+ years)
  • $75,860Average Assets, year-to-date
  • $2,243Average Assets, quarterly
  • $99,665Volatile liabilities
  • $115,681Insider loans
  • $64,103FHLB advances
  • $114,300Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $18,919Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,378Restructured Loans and leases
  • $16Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,141Total interest income
  • $932Total interest expense
  • $2,209Net interest income
  • $49Provision for loan and lease losses
  • $352Total noninterest income
  • $0Fiduciary activities
  • $190Service charges on deposit accounts
  • $0Trading account gains & fees
  • $162Additional noninterest income
  • $4,417Total noninterest expense
  • $2,561Salaries and employee benefits
  • $525Premises and equipment expense
  • $1,331Additional noninterest expense
  • -$1,905Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$1,905Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,905Net income attributable to bank
  • $0Net charge-offs
  • -$1,905Cash dividends
  • -$22Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.39%Yield on earning assets
  • 1.30%Cost of funding earning assets
  • 3.09%Net interest margin
  • 0.49%Noninterest income to earning assets
  • 6.18%Noninterest expense to earning assets
  • -1.91%Net operating income to assets
  • -1.91%Return on assets (ROA)
  • -1.91%Pretax return on assets
  • -10.92%Return on equity (ROE)
  • -10.92%Retained earnings to average equity (YTD only)
  • -0.06%Net charge-offs to loans
  • -222.73%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 163,881Assets per employee
  • 4.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.82%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.07%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 44.89%Net loans and leases to core deposits
  • 54.54%Equity capital to assets
  • 17.63%Core capital (leverage) ratio
  • 16.55%Tier 1 risk-based capital ratio
  • 29.51%Total risk-based capital ratio
  • Memoranda
  • $30Average assets
  • $99,665Average earning assets
  • $17,445Average equity
  • $71,498Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013808Texas Exchange Bank, SsbOne Crowley Plaza, Crowley, TX 76036January 05, 1970Full Service Brick and Mortar
    1514312Fort Worth Branch2820 S. Hulen Street, Fort Worth, TX 76109November 15, 2010Full Service Retail

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