Texas Exchange Bank, ssb in Crowley, Texas (TX)



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Texas Exchange Bank, ssb routing number info

Table of contents:
Texas Exchange Bank, ssb
GeneralFDIC Certificate #: 20099
Status: Active
Federal Reserve ID: 822556
Date Established: January 05, 1970
WWW: http://www.txexbank.com
Trust Powers Granted: No
Bank Charter Class: Savings banks, state charter, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 13808
Numeric code: 41
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 05, 1970
Last Structure Change Effective Date: December 09, 2010
Last Structure Change Process Date: December 09, 2010
Last Data Update: December 09, 2010
Data Source Date: April 05, 2012
LocationAddress: One Crowley Plaza, Crowley, TX 76036
County: Tarrant
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800)
Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
Financial SummaryTotal assets: $119.3 mil
Equity capital: $21.0 mil
Deposits held in domestic offices: $97.9 mil
Return on assets (ROA): -1.91% (-$2.3 mil)
Quarterly return on assets: -2.16% (-$2.6 mil)
Return on Equity (ROE): -10.92% (-$2.3 mil)
Quarterly return on equity: -11.68% (-$2.5 mil)
Net income: -$1.9 mil
Quarterly Net income: -$0.6 mil
Pretax return on assets: -1.91% (-$2,279.2 mil)
Quarterly Pretax return on assets: -2.16% (-$2,577.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)24
Total assets$119,328
Cash and due from depository institutions$51,854
Interest-bearing balances$12,467
Securities$9,440
Federal funds sold & reverse repurchase agreements$10,000
Net loans & leases$43,953
Loan loss allowance $363
Trading account assets$0
Bank premises and fixed assets$1,489
Other real estate owned$87
Goodwill and other intangibles$1,795
All other assets$710
Life insurance assets$119,328
Total liabilities and capital$98,291
Total liabilities$97,916
Total deposits$84,288
Interest-bearing deposits$97,916
Deposits held in domestic offices$95
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $375
All other liabilities $21,037
Total equity capital$21,037
Total bank equity capital$21,037
Perpetual preferred stock$0
Common stock$520
Surplus$24,485
Undivided profits $-3,968
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $328
Average Assets, year-to-date $75,860
Average Assets, quarterly $2,243
Volatile liabilities $99,665
Insider loans $115,681
FHLB advances $64,103
Loans and leases held for sale $114,300
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $18,919
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,378
Derivatives$16
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,141
Total interest expense $932
Net interest income $2,209
Provision for loan and lease losses $49
Total noninterest income $352
Fiduciary activities $0
Service charges on deposit accounts $190
Trading account gains & fees $0
Additional noninterest income $162
Total noninterest expense $4,417
Salaries and employee benefits $2,561
Premises and equipment expense $525
Additional noninterest expense $1,331
Pre-tax net operating income -$1,905
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items -$1,905
Extraordinary gains - net $0
Net income attributable to bank -$1,905
Net charge-offs $0
Cash dividends -$1,905
Sale, conversion, retirement of capital stock, net -$22
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.39%
Cost of funding earning assets 1.30%
Net interest margin 3.09%
Noninterest income to earning assets 0.49%
Noninterest expense to earning assets 6.18%
Net operating income to assets -1.91%
Return on assets (ROA) -1.91%
Pretax return on assets -1.91%
Return on equity (ROE) -10.92%
Retained earnings to average equity (YTD only) -10.92%
Net charge-offs to loans -0.06%
Credit loss provision to net charge-offs -222.73%
Efficiency ratio0.00%
Assets per employee$163,881
Cash dividends to net income (YTD only)4.97%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 0.82%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.07%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 44.89%
Equity capital to assets 54.54%
Core capital (leverage) ratio 17.63%
Tier 1 risk-based capital ratio 16.55%
Total risk-based capital ratio 29.51%
Memoranda
Average assets$30
Average earning assets$99,665
Average equity $17,445
Average loans $71,498
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2 Texas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
013808Texas Exchange Bank, SsbOne Crowley Plaza, Crowley, TX 76036January 05, 1970Full Service Brick and Mortar
1514312Fort Worth Branch2820 S. Hulen Street, Fort Worth, TX 76109November 15, 2010Full Service Retail
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