Texas National Bank of Baytown in Baytown, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 20, 1997

  • Texas National Bank of Baytown in Baytown, Texas (TX)
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Texas National Bank of Baytown - Overview

  • General
  • FDIC Certificate #: 19910
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Bayshore National Bank of La Porte (#19343)
    Federal Reserve ID: 79752
    Date Established: March 14, 1969
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 13684
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: March 14, 1969
    Last Structure Change Effective Date: November 20, 1997
    Last Structure Change Process Date: December 18, 1997
    Last Data Update: December 18, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 1900 Decker Drive, Baytown, TX 77520
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • History of Changes
  • Merger - Without Assistance
    Participated in Reorganization
    Corrections
  • Financial Summary
  • Total assets: $13.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $9Total assets
  • $14,065Cash and due from depository institutions
  • $2,001Interest-bearing balances
  • $0Securities
  • $4,837Federal funds sold & reverse repurchase agreements
  • $2,700Net loans & leases
  • $4,037Loan loss allowance
  • $88Trading account assets
  • $0Bank premises and fixed assets
  • $278Other real estate owned
  • $64Goodwill and other intangibles
  • $148Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $14,065Total liabilities
  • $12,494Total deposits
  • $12,382Interest-bearing deposits
  • $8,644Deposits held in domestic offices
  • 12382.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $112Total equity capital
  • $112Total bank equity capital
  • $1,571Perpetual preferred stock
  • $0Common stock
  • $389Surplus
  • $390Undivided profits
  • Memoranda
  • $792Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $29Earning assets
  • $11,574Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $13,730Average Assets, quarterly
  • $14,067Volatile liabilities
  • $976Insider loans
  • $52FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $36Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,581Total risk weighted assets
  • $6,093Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $844Total interest expense
  • $275Net interest income
  • $569Provision for loan and lease losses
  • $17Total noninterest income
  • $280Fiduciary activities
  • $0Service charges on deposit accounts
  • $230Trading account gains & fees
  • $0Additional noninterest income
  • $50Total noninterest expense
  • $620Salaries and employee benefits
  • $269Premises and equipment expense
  • $72Additional noninterest expense
  • $279Pre-tax net operating income
  • $212Securities gains (losses)
  • $0Applicable income taxes
  • $66Income before extraordinary items
  • $146Extraordinary gains - net
  • $0Net income attributable to bank
  • $146Net charge-offs
  • $0Cash dividends
  • $134Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.33%Cost of funding earning assets
  • 2.39%Net interest margin
  • 4.94%Noninterest income to earning assets
  • 2.43%Noninterest expense to earning assets
  • 5.38%Net operating income to assets
  • 1.06%Return on assets (ROA)
  • 1.06%Pretax return on assets
  • 1.54%Return on equity (ROE)
  • 9.46%Retained earnings to average equity (YTD only)
  • 0.78%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 73,027Assets per employee
  • 1.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 91.78%Loss allowance to loans
  • 2.13%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.46%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 32.60%Net loans and leases to core deposits
  • 35.39%Equity capital to assets
  • 11.17%Core capital (leverage) ratio
  • 10.98%Tier 1 risk-based capital ratio
  • 25.95%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $13,730Average earning assets
  • $1,543Average equity
  • $11,521Average loans

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