Texas Republic Bank, National Association in Frisco, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Texas Republic Bank, National Association in Frisco, Texas (TX)
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Texas Republic Bank, National Association - Overview

  • General
  • FDIC Certificate #: 3400
    Status: Active
    Federal Reserve ID: 735067
    Bank Holding Company (Regulatory Top Holder): Txrb Holdings, Inc. (RSSDID: 4215745, Location: Frisco, TX)
    Date Established: May 21, 1891
    WWW: http://www.texasrepublicbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 2214
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2595 Preston Rd, Bldg 100, Frisco, TX 75034
    County: Collin
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $46.1 mil
    Equity capital: $10.7 mil
    Deposits held in domestic offices: $35.2 mil
    Return on assets (ROA): -3.11% (-$1.4 mil)
    Quarterly return on assets: -1.90% (-$0.9 mil)
    Return on Equity (ROE): -14.39% (-$1.6 mil)
    Quarterly return on equity: -8.06% (-$0.9 mil)
    Net income: -$1.1 mil
    Quarterly Net income: -$0.2 mil
    Pretax return on assets: -3.11% (-$1,433.3 mil)
    Quarterly Pretax return on assets: -1.90% (-$875.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $46,086Total assets
  • $11,578Cash and due from depository institutions
  • $10,500Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $31,193Net loans & leases
  • $294Loan loss allowance
  • $0Trading account assets
  • $546Bank premises and fixed assets
  • $645Other real estate owned
  • $1,261Goodwill and other intangibles
  • $46,086Life insurance assets
  • $863All other assets
  • $35,376Total liabilities and capital
  • $35,208Total liabilities
  • $24,512Total deposits
  • $35,208Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $168Subordinated debt
  • $10,710All other liabilities
  • $10,710Total equity capital
  • $10,710Total bank equity capital
  • $0Perpetual preferred stock
  • $125Common stock
  • $11,680Surplus
  • $-1,095Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $270Income earned, not collected on loans
  • $0Earning assets
  • $202Long-term assets (5+ years)
  • $41,693Average Assets, year-to-date
  • $14,439Average Assets, quarterly
  • $35,160Volatile liabilities
  • $45,930Insider loans
  • $28,201FHLB advances
  • $45,412Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,449Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,483Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,167Total interest income
  • $151Total interest expense
  • $1,016Net interest income
  • $294Provision for loan and lease losses
  • $151Total noninterest income
  • $0Fiduciary activities
  • $145Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6Additional noninterest income
  • $1,968Total noninterest expense
  • $918Salaries and employee benefits
  • $229Premises and equipment expense
  • $821Additional noninterest expense
  • -$1,095Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$1,095Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,095Net income attributable to bank
  • $0Net charge-offs
  • -$1,095Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.87%Yield on earning assets
  • 0.50%Cost of funding earning assets
  • 3.37%Net interest margin
  • 0.50%Noninterest income to earning assets
  • 6.52%Noninterest expense to earning assets
  • -3.11%Net operating income to assets
  • -3.11%Return on assets (ROA)
  • -3.11%Pretax return on assets
  • -14.39%Return on equity (ROE)
  • -14.39%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 168,638Assets per employee
  • 2.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.93%Loss allowance to noncurrent loans
  • 108.89%Noncurrent assets plus other real estate owned to assets
  • 1.99%Noncurrent loans to loans
  • 0.86%Net loans and leases to deposits
  • 88.60%Net loans and leases to core deposits
  • 88.60%Equity capital to assets
  • 23.24%Core capital (leverage) ratio
  • 20.81%Tier 1 risk-based capital ratio
  • 33.51%Total risk-based capital ratio
  • Memoranda
  • $35Average assets
  • $35,160Average earning assets
  • $7,611Average equity
  • $30,192Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02214Texas Republic Bank, National Association2595 Preston Rd, Bldg 100, Frisco, TX 75034May 21, 1891Full Service Brick and Mortar
    1442425Texas Republic Bank Branch211 Main Street, Quanah, TX 79252December 16, 2002Full Service Brick and Mortar

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