Texas State Bank in San Angelo, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Texas State Bank - Overview

  • General
  • FDIC Certificate #: 18698
    Status: Active
    Federal Reserve ID: 748964
    Bank Holding Company (Regulatory Top Holder): Texas Bancorp, Inc. (RSSDID: 2472973, Location: San Angelo, TX)
    Date Established: Febuary 16, 1963
    WWW: http://www.txbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 10985
    FDIC's unique #: 12569
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: Febuary 16, 1963
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: April 17, 2008
    Last Data Update: April 17, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 2201 Sherwood Way, San Angelo, TX 76901
    County: Tom Green
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Lubbock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): San Angelo, TX (#7200)
    Core Based Statistical Area (CBSA): San Angelo, TX (#41660)
    CBSA Metro Statistical Area: San Angelo, TX (#41660)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $223.3 mil
    Equity capital: $25.1 mil
    Deposits held in domestic offices: $197.3 mil
    Return on assets (ROA): 0.97% ($2.2 mil)
    Quarterly return on assets: 1.20% ($2.7 mil)
    Return on Equity (ROE): 8.29% ($2.1 mil)
    Quarterly return on equity: 10.55% ($2.6 mil)
    Net income: $2.0 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 0.97% ($2,165.9 mil)
    Quarterly Pretax return on assets: 1.20% ($2,679.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 61Total employees (full-time equivalent)
  • $223,291Total assets
  • $61,869Cash and due from depository institutions
  • $51,181Interest-bearing balances
  • $62,499Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $87,886Net loans & leases
  • $773Loan loss allowance
  • $0Trading account assets
  • $4,341Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $223,291Life insurance assets
  • $6,696All other assets
  • $198,188Total liabilities and capital
  • $197,274Total liabilities
  • $129,624Total deposits
  • $197,274Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $477Trading liabilities
  • $0Other borrowed funds
  • $437Subordinated debt
  • $25,103All other liabilities
  • $25,103Total equity capital
  • $25,103Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $9,500Surplus
  • $14,603Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $196Income earned, not collected on loans
  • $0Earning assets
  • $1,056Long-term assets (5+ years)
  • $201,566Average Assets, year-to-date
  • $70,730Average Assets, quarterly
  • $207,295Volatile liabilities
  • $219,960Insider loans
  • $102,421FHLB advances
  • $217,708Loans and leases held for sale
  • $4,858Unused loan commitments
  • $4,858Tier 1 (core) risk-based capital
  • $22,731Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $31,740Restructured Loans and leases
  • $702Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,536Total interest income
  • $460Total interest expense
  • $6,076Net interest income
  • $0Provision for loan and lease losses
  • $2,024Total noninterest income
  • $720Fiduciary activities
  • $999Service charges on deposit accounts
  • $0Trading account gains & fees
  • $305Additional noninterest income
  • $6,085Total noninterest expense
  • $3,423Salaries and employee benefits
  • $792Premises and equipment expense
  • $1,870Additional noninterest expense
  • $2,015Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $2,015Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,015Net income attributable to bank
  • $0Net charge-offs
  • $2,015Cash dividends
  • $3Sale, conversion, retirement of capital stock, net
  • $1,589Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.43%Yield on earning assets
  • 0.24%Cost of funding earning assets
  • 3.19%Net interest margin
  • 1.06%Noninterest income to earning assets
  • 3.20%Noninterest expense to earning assets
  • 0.97%Net operating income to assets
  • 0.97%Return on assets (ROA)
  • 0.97%Pretax return on assets
  • 8.29%Return on equity (ROE)
  • 1.75%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 671.67%Efficiency ratio
  • 75,123Assets per employee
  • 3.66%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 78.86%Loss allowance to loans
  • 0.87%Loss allowance to noncurrent loans
  • 394.39%Noncurrent assets plus other real estate owned to assets
  • 0.09%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 44.55%Net loans and leases to core deposits
  • 45.72%Equity capital to assets
  • 11.24%Core capital (leverage) ratio
  • 10.44%Tier 1 risk-based capital ratio
  • 22.19%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $207,295Average earning assets
  • $24,319Average equity
  • $190,311Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $64,898Managed Assets
  • 1Number of Accounts
  • $43,577Personal trust and agency accounts
  • $40,580Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $757Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $2,240Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 311Number of Accounts
  • $0Personal trust and agency accounts
  • $737Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $21,321Other retirement accounts
  • $1,890Corporate trust and agency accounts
  • $2,593Other fiduciary accounts
  • $15,686Fiduciary accounts held in foreign offices

List of branches

  • 4 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012569Texas State Bank2201 Sherwood Way, San Angelo, TX 76901Febuary 16, 1963Full Service Brick and Mortar
    1246304Drive-In Facility2101 Sherwood Way, San Angelo, TX 76901Febuary 05, 1974Limited Service Facility
    2246305College Hills Branch4206 College Hills Blvd, San Angelo, TX 76904April 19, 1999Full Service Brick and Mortar
    3493972Chadbourne Branch1815 N. Chadbourne, San Angelo, TX 76903August 13, 2009Full Service Brick and Mortar

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