Texas Trust Savings Bank FSB in Buchanan Dam, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 30, 1994

  • Texas Trust Savings Bank FSB in Buchanan Dam, Texas (TX)
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Texas Trust Savings Bank FSB - Overview

  • General
  • FDIC Certificate #: 32637
    Status: Inactive
    Federal Reserve ID: 1387771
    Date Established: December 29, 1988
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8555
    FDIC's unique #: 45471
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: December 29, 1988
    Last Structure Change Effective Date: December 30, 1994
    Last Structure Change Process Date: January 13, 1995
    Last Data Update: December 04, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: Highway 29 West, Buchanan Dam, TX 78609
    County: Llano
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Other Liquidations and Closings
    Office Sold
  • Financial Summary
  • Total assets: $187.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $130Total assets
  • $243,022Cash and due from depository institutions
  • $5,578Interest-bearing balances
  • $4,173Securities
  • $91,759Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $93,789Loan loss allowance
  • $194Trading account assets
  • $0Bank premises and fixed assets
  • $2,945Other real estate owned
  • $14,195Goodwill and other intangibles
  • $31,453Life insurance assets
  • $3,303All other assets
  • $0Total liabilities and capital
  • $243,022Total liabilities
  • $228,223Total deposits
  • $201,238Interest-bearing deposits
  • $197,550Deposits held in domestic offices
  • 201238.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $26,000Subordinated debt
  • $0All other liabilities
  • $985Total equity capital
  • $985Total bank equity capital
  • $14,799Perpetual preferred stock
  • $0Common stock
  • $1,600Surplus
  • $14,400Undivided profits
  • Memoranda
  • $-1,201Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $226Income earned, not collected on loans
  • $500Earning assets
  • $189,721Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $227,724Average Assets, quarterly
  • $232,402Volatile liabilities
  • $31,581Insider loans
  • $50FHLB advances
  • $26,000Loans and leases held for sale
  • $0Unused loan commitments
  • $14,105Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $12,660Total risk weighted assets
  • $51,331Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $9,328Total interest expense
  • $8,007Net interest income
  • $1,321Provision for loan and lease losses
  • $0Total noninterest income
  • $1,797Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,797Total noninterest expense
  • $8,804Salaries and employee benefits
  • $4,146Premises and equipment expense
  • $1,154Additional noninterest expense
  • $3,504Pre-tax net operating income
  • -$5,686Securities gains (losses)
  • $1,531Applicable income taxes
  • -$2,425Income before extraordinary items
  • -$1,730Extraordinary gains - net
  • $0Net income attributable to bank
  • -$1,730Net charge-offs
  • $33Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.66%Cost of funding earning assets
  • 4.86%Net interest margin
  • 0.80%Noninterest income to earning assets
  • 1.09%Noninterest expense to earning assets
  • 5.35%Net operating income to assets
  • -1.19%Return on assets (ROA)
  • -0.76%Pretax return on assets
  • -1.82%Return on equity (ROE)
  • -10.88%Retained earnings to average equity (YTD only)
  • -10.88%Net charge-offs to loans
  • 0.06%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 261,321Assets per employee
  • 1.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.21%Loss allowance to noncurrent loans
  • 85.84%Noncurrent assets plus other real estate owned to assets
  • 5.88%Noncurrent loans to loans
  • 0.24%Net loans and leases to deposits
  • 46.61%Net loans and leases to core deposits
  • 47.94%Equity capital to assets
  • 6.09%Core capital (leverage) ratio
  • 5.29%Tier 1 risk-based capital ratio
  • 24.66%Total risk-based capital ratio
  • Memoranda
  • $25Average assets
  • $227,724Average earning assets
  • $15,900Average equity
  • $164,691Average loans

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