The Alta Vista State Bank in Alta Vista, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Alta Vista State Bank - Overview

  • General
  • FDIC Certificate #: 17920
    Status: Active
    Federal Reserve ID: 360955
    Bank Holding Company (Regulatory Top Holder): Alta Vista Bancshares, Inc. (RSSDID: 2841458, Location: Alta Vista, KS)
    Date Established: June 01, 1900
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 11857
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: October 30, 1958
    Last Structure Change Effective Date: August 09, 2006
    Last Structure Change Process Date: August 09, 2006
    Last Data Update: August 09, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 619 Main St, Alta Vista, KS 66834
    County: Wabaunsee
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Topeka, KS (#45820)
    CBSA Metro Statistical Area: Topeka, KS (#45820)
  • History of Changes
  • Corrections
    Change in Location
  • Financial Summary
  • Total assets: $18.2 mil
    Equity capital: $2.3 mil
    Deposits held in domestic offices: $15.4 mil
    Return on assets (ROA): 0.95% ($0.2 mil)
    Quarterly return on assets: 0.04% ($0.0 mil)
    Return on Equity (ROE): 7.90% ($0.2 mil)
    Quarterly return on equity: 0.35% ($0.0 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 1.41% ($256.4 mil)
    Quarterly Pretax return on assets: -0.29% (-$52.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $18,186Total assets
  • $839Cash and due from depository institutions
  • $0Interest-bearing balances
  • $8,601Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $8,185Net loans & leases
  • $182Loan loss allowance
  • $0Trading account assets
  • $65Bank premises and fixed assets
  • $197Other real estate owned
  • $0Goodwill and other intangibles
  • $18,186Life insurance assets
  • $299All other assets
  • $15,861Total liabilities and capital
  • $15,430Total liabilities
  • $12,693Total deposits
  • $15,430Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 340.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $91Subordinated debt
  • $2,325All other liabilities
  • $2,325Total equity capital
  • $2,325Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $160Surplus
  • $2,115Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $61Income earned, not collected on loans
  • $0Earning assets
  • $199Long-term assets (5+ years)
  • $16,786Average Assets, year-to-date
  • $3,600Average Assets, quarterly
  • $18,434Volatile liabilities
  • $18,169Insider loans
  • $8,628FHLB advances
  • $18,410Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,248Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $287Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $796Total interest income
  • $127Total interest expense
  • $669Net interest income
  • $100Provision for loan and lease losses
  • $58Total noninterest income
  • $0Fiduciary activities
  • $50Service charges on deposit accounts
  • $0Trading account gains & fees
  • $8Additional noninterest income
  • $417Total noninterest expense
  • $255Salaries and employee benefits
  • $50Premises and equipment expense
  • $112Additional noninterest expense
  • $210Pre-tax net operating income
  • $50Securities gains (losses)
  • $84Applicable income taxes
  • $176Income before extraordinary items
  • $0Extraordinary gains - net
  • $176Net income attributable to bank
  • $0Net charge-offs
  • $176Cash dividends
  • $106Sale, conversion, retirement of capital stock, net
  • $2Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.67%Yield on earning assets
  • 0.74%Cost of funding earning assets
  • 3.92%Net interest margin
  • 0.34%Noninterest income to earning assets
  • 2.44%Noninterest expense to earning assets
  • 0.77%Net operating income to assets
  • 0.95%Return on assets (ROA)
  • 1.41%Pretax return on assets
  • 7.90%Return on equity (ROE)
  • 7.81%Retained earnings to average equity (YTD only)
  • 1.25%Net charge-offs to loans
  • 94.34%Credit loss provision to net charge-offs
  • 2.92%Efficiency ratio
  • 57,359Assets per employee
  • 3.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 1.14%Loss allowance to loans
  • 2.18%Loss allowance to noncurrent loans
  • 298.36%Noncurrent assets plus other real estate owned to assets
  • 1.42%Noncurrent loans to loans
  • 0.73%Net loans and leases to deposits
  • 53.05%Net loans and leases to core deposits
  • 59.74%Equity capital to assets
  • 12.78%Core capital (leverage) ratio
  • 12.21%Tier 1 risk-based capital ratio
  • 26.05%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $18,434Average earning assets
  • $2,229Average equity
  • $17,055Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011857The Alta Vista State Bank619 Main St, Alta Vista, KS 66834June 01, 1900Full Service Brick and Mortar

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