The American Bank in Wagoner, Oklahoma (OK)



Show street view No street view available for this location

The American Bank routing number info

Table of contents:
The American Bank
GeneralFDIC Certificate #: 2312
Status: Active
Federal Reserve ID: 287856
Date Established: December 27, 1927
WWW: http://www.americanbankwagoner.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 1530
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 201 East Cherokee Street, Wagoner, OK 74467
County: Wagoner
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Tulsa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
CBSA Metro Statistical Area: Tulsa, OK (#46140)
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $28.4 mil
Equity capital: $6.1 mil
Deposits held in domestic offices: $22.1 mil
Return on assets (ROA): 0.38% ($0.1 mil)
Quarterly return on assets: 0.18% ($0.1 mil)
Return on Equity (ROE): 1.82% ($0.1 mil)
Quarterly return on equity: 0.85% ($0.1 mil)
Net income: $0.1 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.38% ($108.0 mil)
Quarterly Pretax return on assets: 0.15% ($42.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)14
Total assets$28,419
Cash and due from depository institutions$6,936
Interest-bearing balances$5,547
Securities$12,957
Federal funds sold & reverse repurchase agreements$373
Net loans & leases$7,354
Loan loss allowance $251
Trading account assets$0
Bank premises and fixed assets$535
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$264
Life insurance assets$28,419
Total liabilities and capital$22,286
Total liabilities$22,050
Total deposits$16,670
Interest-bearing deposits$22,050
Deposits held in domestic offices$90
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $236
All other liabilities $6,133
Total equity capital$6,133
Total bank equity capital$6,133
Perpetual preferred stock$0
Common stock$200
Surplus$200
Undivided profits $5,733
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $210
Average Assets, year-to-date $26,231
Average Assets, quarterly $7,320
Volatile liabilities $29,097
Insider loans $29,130
FHLB advances $10,951
Loans and leases held for sale $30,002
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $6,133
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $224
Derivatives$189
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $954
Total interest expense $70
Net interest income $884
Provision for loan and lease losses $45
Total noninterest income $230
Fiduciary activities $0
Service charges on deposit accounts $165
Trading account gains & fees $0
Additional noninterest income $65
Total noninterest expense $958
Salaries and employee benefits $491
Premises and equipment expense $235
Additional noninterest expense $232
Pre-tax net operating income $111
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $111
Extraordinary gains - net $0
Net income attributable to bank $111
Net charge-offs $0
Cash dividends $111
Sale, conversion, retirement of capital stock, net $35
Net operating income $0
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets3.69%
Cost of funding earning assets 0.27%
Net interest margin 3.42%
Noninterest income to earning assets 0.89%
Noninterest expense to earning assets 3.71%
Net operating income to assets 0.38%
Return on assets (ROA) 0.38%
Pretax return on assets 0.38%
Return on equity (ROE) 1.82%
Retained earnings to average equity (YTD only) 1.82%
Net charge-offs to loans 0.44%
Credit loss provision to net charge-offs 128.57%
Efficiency ratio4.46%
Assets per employee$85,996
Cash dividends to net income (YTD only)2.03%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 3.30%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.00%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 33.35%
Equity capital to assets 35.67%
Core capital (leverage) ratio 21.58%
Tier 1 risk-based capital ratio 20.44%
Total risk-based capital ratio 56.00%
Memoranda
Average assets$57
Average earning assets$29,097
Average equity $6,093
Average loans $25,830
Back to page top, Back to table top

1 Oklahoma Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
01530The American Bank201 East Cherokee Street, Wagoner, OK 74467December 27, 1927Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:

CAPTCHA


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The American Bank.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.