The American National Bank of Mount Pleasant in Mount Pleasant, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


The American National Bank of Mount Pleasant - Overview

  • General
  • FDIC Certificate #: 22942
    Status: Active
    Federal Reserve ID: 764067
    Date Established: August 31, 1979
    WWW: http://www.anbmp.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 16049
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: August 31, 1979
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 South Madison Avenue, Mount Pleasant, TX 75455
    County: Titus
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Mount Pleasant, TX (#34420)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $87.3 mil
    Equity capital: $9.5 mil
    Deposits held in domestic offices: $77.3 mil
    Return on assets (ROA): 0.07% ($0.1 mil)
    Quarterly return on assets: -0.91% (-$0.8 mil)
    Return on Equity (ROE): 0.68% ($0.1 mil)
    Quarterly return on equity: -8.53% (-$0.8 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.2 mil
    Pretax return on assets: 0.07% ($61.1 mil)
    Quarterly Pretax return on assets: -0.91% (-$794.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 26Total employees (full-time equivalent)
  • $87,294Total assets
  • $7,509Cash and due from depository institutions
  • $5,593Interest-bearing balances
  • $26,749Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $50,537Net loans & leases
  • $1,342Loan loss allowance
  • $0Trading account assets
  • $1,145Bank premises and fixed assets
  • $127Other real estate owned
  • $0Goodwill and other intangibles
  • $87,294Life insurance assets
  • $1,227All other assets
  • $77,829Total liabilities and capital
  • $77,326Total liabilities
  • $64,351Total deposits
  • $77,326Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $503Subordinated debt
  • $9,465All other liabilities
  • $9,465Total equity capital
  • $9,465Total bank equity capital
  • $0Perpetual preferred stock
  • $1,243Common stock
  • $1,451Surplus
  • $6,771Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $669Income earned, not collected on loans
  • $0Earning assets
  • $497Long-term assets (5+ years)
  • $82,879Average Assets, year-to-date
  • $36,497Average Assets, quarterly
  • $96,699Volatile liabilities
  • $89,978Insider loans
  • $48,285FHLB advances
  • $88,457Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,930Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,860Restructured Loans and leases
  • $1,114Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,470Total interest income
  • $1,528Total interest expense
  • $2,942Net interest income
  • $945Provision for loan and lease losses
  • $511Total noninterest income
  • $0Fiduciary activities
  • $351Service charges on deposit accounts
  • $0Trading account gains & fees
  • $160Additional noninterest income
  • $2,523Total noninterest expense
  • $1,263Salaries and employee benefits
  • $339Premises and equipment expense
  • $921Additional noninterest expense
  • -$15Pre-tax net operating income
  • $82Securities gains (losses)
  • $4Applicable income taxes
  • $63Income before extraordinary items
  • $0Extraordinary gains - net
  • $63Net income attributable to bank
  • $0Net charge-offs
  • $63Cash dividends
  • $961Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.90%Yield on earning assets
  • 1.68%Cost of funding earning assets
  • 3.23%Net interest margin
  • 0.56%Noninterest income to earning assets
  • 2.77%Noninterest expense to earning assets
  • -0.01%Net operating income to assets
  • 0.07%Return on assets (ROA)
  • 0.07%Pretax return on assets
  • 0.68%Return on equity (ROE)
  • 0.68%Retained earnings to average equity (YTD only)
  • 1.80%Net charge-offs to loans
  • 98.34%Credit loss provision to net charge-offs
  • 0.97%Efficiency ratio
  • 73,067Assets per employee
  • 3.36%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.59%Loss allowance to noncurrent loans
  • 200.60%Noncurrent assets plus other real estate owned to assets
  • 0.91%Noncurrent loans to loans
  • 1.29%Net loans and leases to deposits
  • 65.36%Net loans and leases to core deposits
  • 73.52%Equity capital to assets
  • 10.84%Core capital (leverage) ratio
  • 10.10%Tier 1 risk-based capital ratio
  • 18.49%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $96,699Average earning assets
  • $9,300Average equity
  • $91,151Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016049The American National Bank Of Mount301 South Madison Avenue, Mount Pleasant, TX 75455August 31, 1979Full Service Brick and Mortar

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