The American National Bank of Sidney in Sidney, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • The American National Bank of Sidney in Sidney, Nebraska (NE)
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The American National Bank of Sidney - Overview

  • General
  • FDIC Certificate #: 5475
    Status: Active
    Federal Reserve ID: 718556
    Bank Holding Company (Regulatory Top Holder): American National Sidney Corp. (RSSDID: 1061268, Location: Sidney, NE)
    Date Established: January 01, 1889
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 3709
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 901 10th, Sidney, NE 69162
    County: Cheyenne
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $79.4 mil
    Equity capital: $7.7 mil
    Deposits held in domestic offices: $65.6 mil
    Return on assets (ROA): 0.62% ($0.5 mil)
    Quarterly return on assets: 0.83% ($0.7 mil)
    Return on Equity (ROE): 6.15% ($0.5 mil)
    Quarterly return on equity: 8.37% ($0.7 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.65% ($516.0 mil)
    Quarterly Pretax return on assets: 0.84% ($666.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $79,392Total assets
  • $22,941Cash and due from depository institutions
  • $18,366Interest-bearing balances
  • $32,256Securities
  • $3,500Federal funds sold & reverse repurchase agreements
  • $19,438Net loans & leases
  • $322Loan loss allowance
  • $0Trading account assets
  • $440Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $79,392Life insurance assets
  • $817All other assets
  • $71,726Total liabilities and capital
  • $65,619Total liabilities
  • $49,870Total deposits
  • $65,619Interest-bearing deposits
  • $82Deposits held in domestic offices
  • 6005.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $102Subordinated debt
  • $7,666All other liabilities
  • $7,666Total equity capital
  • $7,666Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $1,000Surplus
  • $6,366Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5Income earned, not collected on loans
  • $0Earning assets
  • $452Long-term assets (5+ years)
  • $73,560Average Assets, year-to-date
  • $1,409Average Assets, quarterly
  • $76,822Volatile liabilities
  • $79,002Insider loans
  • $30,248FHLB advances
  • $79,820Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,658Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,256Restructured Loans and leases
  • $206Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,289Total interest income
  • $168Total interest expense
  • $2,121Net interest income
  • $0Provision for loan and lease losses
  • $286Total noninterest income
  • $0Fiduciary activities
  • $171Service charges on deposit accounts
  • $0Trading account gains & fees
  • $115Additional noninterest income
  • $1,909Total noninterest expense
  • $958Salaries and employee benefits
  • $143Premises and equipment expense
  • $808Additional noninterest expense
  • $498Pre-tax net operating income
  • $0Securities gains (losses)
  • $19Applicable income taxes
  • $479Income before extraordinary items
  • $0Extraordinary gains - net
  • $479Net income attributable to bank
  • $0Net charge-offs
  • $479Cash dividends
  • -$1Sale, conversion, retirement of capital stock, net
  • $474Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.17%Yield on earning assets
  • 0.23%Cost of funding earning assets
  • 2.94%Net interest margin
  • 0.40%Noninterest income to earning assets
  • 2.65%Noninterest expense to earning assets
  • 0.62%Net operating income to assets
  • 0.62%Return on assets (ROA)
  • 0.65%Pretax return on assets
  • 6.15%Return on equity (ROE)
  • 0.06%Retained earnings to average equity (YTD only)
  • -0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 79,310Assets per employee
  • 4.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 98.96%Loss allowance to loans
  • 1.63%Loss allowance to noncurrent loans
  • 6440.00%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.03%Net loans and leases to deposits
  • 29.62%Net loans and leases to core deposits
  • 31.42%Equity capital to assets
  • 9.66%Core capital (leverage) ratio
  • 9.59%Tier 1 risk-based capital ratio
  • 25.32%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $76,822Average earning assets
  • $7,794Average equity
  • $72,130Average loans

List of branches

  • 2 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03709The American National Bank Of Sidney901 10th, Sidney, NE 69162January 01, 1889Full Service Brick and Mortar
    1207754Drive-In Bank Branch1140 Jackson Street, Sidney, NE 69162August 10, 1961Limited Service Facility

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