The American State Bank in Oswego, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1998

  • The American State Bank in Oswego, Kansas (KS)
  • Show street view No street view available for this location

The American State Bank - Overview

  • General
  • FDIC Certificate #: 12427
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Labette Bank (#17068)
    Federal Reserve ID: 397951
    Date Established: August 28, 1922
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 7910
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 1998
    Last Structure Change Process Date: Febuary 20, 1998
    Last Data Update: Febuary 20, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 424 Commercial Street, Oswego, KS 67356
    County: Labette
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Parsons, KS (#37660)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $15.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $15,592Total assets
  • $476Cash and due from depository institutions
  • $0Interest-bearing balances
  • $6,744Securities
  • $950Federal funds sold & reverse repurchase agreements
  • $7,047Net loans & leases
  • $66Loan loss allowance
  • $0Trading account assets
  • $120Bank premises and fixed assets
  • $54Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $201All other assets
  • $15,592Total liabilities and capital
  • $14,519Total liabilities
  • $14,404Total deposits
  • $12,180Interest-bearing deposits
  • $14,404Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $115All other liabilities
  • $1,073Total equity capital
  • $1,073Total bank equity capital
  • $1,073Perpetual preferred stock
  • $0Common stock
  • $75Surplus
  • $325Undivided profits
  • Memoranda
  • $673Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $15Earning assets
  • $8Long-term assets (5+ years)
  • $102Average Assets, year-to-date
  • $14,741Average Assets, quarterly
  • $447Volatile liabilities
  • $14,817Insider loans
  • $15,111FHLB advances
  • $213Loans and leases held for sale
  • $236Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $462Total unused commitments
  • $0Restructured Loans and leases
  • $8,103Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $1,065Total interest income
  • $481Total interest expense
  • $584Net interest income
  • $28Provision for loan and lease losses
  • $155Total noninterest income
  • $0Fiduciary activities
  • $138Service charges on deposit accounts
  • $0Trading account gains & fees
  • $17Additional noninterest income
  • $583Total noninterest expense
  • $294Salaries and employee benefits
  • $56Premises and equipment expense
  • $233Additional noninterest expense
  • $128Pre-tax net operating income
  • $0Securities gains (losses)
  • $28Applicable income taxes
  • $100Income before extraordinary items
  • $0Extraordinary gains - net
  • $100Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $26Sale, conversion, retirement of capital stock, net
  • $9Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.70%Yield on earning assets
  • 3.48%Cost of funding earning assets
  • 4.22%Net interest margin
  • 1.12%Noninterest income to earning assets
  • 4.21%Noninterest expense to earning assets
  • 0.67%Net operating income to assets
  • 0.67%Return on assets (ROA)
  • 0.86%Pretax return on assets
  • 9.90%Return on equity (ROE)
  • 9.01%Retained earnings to average equity (YTD only)
  • 0.39%Net charge-offs to loans
  • 107.69%Credit loss provision to net charge-offs
  • 6.00%Efficiency ratio
  • 78,890Assets per employee
  • 1.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 9.00%Loss allowance to loans
  • 0.93%Loss allowance to noncurrent loans
  • 440.00%Noncurrent assets plus other real estate owned to assets
  • 0.44%Noncurrent loans to loans
  • 0.21%Net loans and leases to deposits
  • 48.92%Net loans and leases to core deposits
  • 49.66%Equity capital to assets
  • 6.88%Core capital (leverage) ratio
  • 7.12%Tier 1 risk-based capital ratio
  • 13.02%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $14,817Average earning assets
  • $1,010Average equity
  • $13,838Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The American State Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents