The Anchor Bank of North Carolina in Hampstead, North Carolina (NC)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 04, 1996

  • The Anchor Bank of North Carolina in Hampstead, North Carolina (NC)
  • Show street view No street view available for this location

The Anchor Bank of North Carolina - Overview

  • General
  • FDIC Certificate #: 26795
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Anchor Bank (#21758)
    Federal Reserve ID: 414821
    Date Established: October 06, 1986
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    OTS Docket #: 9683
    FDIC's unique #: 35951
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 06, 1986
    Last Structure Change Effective Date: October 04, 1996
    Last Structure Change Process Date: October 31, 1996
    Last Data Update: October 31, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: U.S. Highway 17 And Forest Sound Road, Hampstead, NC 28443
    County: Pender
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Raleigh
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Wilmington, NC (#48900)
    CBSA Metro Statistical Area: Wilmington, NC (#48900)
  • Financial Summary
  • Total assets: $70.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $37Total assets
  • $54,142Cash and due from depository institutions
  • $2,433Interest-bearing balances
  • $99Securities
  • $8,472Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $41,567Loan loss allowance
  • $492Trading account assets
  • $0Bank premises and fixed assets
  • $1,001Other real estate owned
  • $0Goodwill and other intangibles
  • $669Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $54,142Total liabilities
  • $49,066Total deposits
  • $46,419Interest-bearing deposits
  • $41,921Deposits held in domestic offices
  • 46419.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $2,125Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $522Total equity capital
  • $522Total bank equity capital
  • $5,076Perpetual preferred stock
  • $0Common stock
  • $1,554Surplus
  • $1,599Undivided profits
  • Memoranda
  • $1,923Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $31Income earned, not collected on loans
  • $302Earning assets
  • $50,138Long-term assets (5+ years)
  • $1,631Average Assets, year-to-date
  • $51,381Average Assets, quarterly
  • $53,428Volatile liabilities
  • $4,932Insider loans
  • $2,027FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,608Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,034Total risk weighted assets
  • $38,290Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,280Total interest expense
  • $1,902Net interest income
  • $2,378Provision for loan and lease losses
  • $16Total noninterest income
  • $409Fiduciary activities
  • $0Service charges on deposit accounts
  • $345Trading account gains & fees
  • $0Additional noninterest income
  • $64Total noninterest expense
  • $1,798Salaries and employee benefits
  • $934Premises and equipment expense
  • $334Additional noninterest expense
  • $530Pre-tax net operating income
  • $973Securities gains (losses)
  • $0Applicable income taxes
  • $362Income before extraordinary items
  • $611Extraordinary gains - net
  • $0Net income attributable to bank
  • $611Net charge-offs
  • -$13Cash dividends
  • $50Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.94%Cost of funding earning assets
  • 3.97%Net interest margin
  • 4.97%Noninterest income to earning assets
  • 0.85%Noninterest expense to earning assets
  • 3.76%Net operating income to assets
  • 1.19%Return on assets (ROA)
  • 1.19%Pretax return on assets
  • 1.89%Return on equity (ROE)
  • 12.88%Retained earnings to average equity (YTD only)
  • 11.82%Net charge-offs to loans
  • -0.03%Credit loss provision to net charge-offs
  • -123.08%Efficiency ratio
  • 64,514Assets per employee
  • 1.46%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 8.18%Loss allowance to loans
  • 1.17%Loss allowance to noncurrent loans
  • 1587.10%Noncurrent assets plus other real estate owned to assets
  • 0.06%Noncurrent loans to loans
  • 0.07%Net loans and leases to deposits
  • 89.55%Net loans and leases to core deposits
  • 95.31%Equity capital to assets
  • 9.38%Core capital (leverage) ratio
  • 9.45%Tier 1 risk-based capital ratio
  • 13.15%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $51,381Average earning assets
  • $4,744Average equity
  • $47,859Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Anchor Bank of North Carolina.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents