The Arkansas Bank in Jonesboro, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 10, 1999

  • The Arkansas Bank in Jonesboro, Arkansas (AR)
  • Show street view No street view available for this location

The Arkansas Bank - Overview

  • General
  • FDIC Certificate #: 1290
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 348140
    Date Established: Febuary 14, 1904
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Interstate: No)
    OTS Docket #: 14574
    FDIC's unique #: 866
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 10, 1999
    Last Structure Change Process Date: October 13, 1999
    Last Data Update: October 13, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 515 West Washington Street, Jonesboro, AR 72403
    County: Craighead
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Memphis
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Jonesboro, AR (#3700)
    Combined Statistical Area (CSA): Jonesboro-Paragould, AR (#308)
    Core Based Statistical Area (CBSA): Jonesboro, AR (#27860)
    CBSA Metro Statistical Area: Jonesboro, AR (#27860)
  • Financial Summary
  • Total assets: $163.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 56Total employees (full-time equivalent)
  • $183,716Total assets
  • $5,547Cash and due from depository institutions
  • $0Interest-bearing balances
  • $23,352Securities
  • $23,475Federal funds sold & reverse repurchase agreements
  • $123,371Net loans & leases
  • $1,271Loan loss allowance
  • $0Trading account assets
  • $3,879Bank premises and fixed assets
  • $129Other real estate owned
  • $1,038Goodwill and other intangibles
  • $0Life insurance assets
  • $2,925All other assets
  • $183,716Total liabilities and capital
  • $169,089Total liabilities
  • $167,165Total deposits
  • $144,926Interest-bearing deposits
  • $167,165Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $508Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,416All other liabilities
  • $14,627Total equity capital
  • $14,627Total bank equity capital
  • $14,627Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $5,650Undivided profits
  • Memoranda
  • $8,877Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $200Earning assets
  • $0Long-term assets (5+ years)
  • $1,799Average Assets, year-to-date
  • $170,198Average Assets, quarterly
  • $4,172Volatile liabilities
  • $171,075Insider loans
  • $180,219FHLB advances
  • $30,703Loans and leases held for sale
  • $146Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $14,854Total unused commitments
  • $0Restructured Loans and leases
  • $128,806Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $13,087Total interest income
  • $6,845Total interest expense
  • $6,242Net interest income
  • $322Provision for loan and lease losses
  • $1,437Total noninterest income
  • $0Fiduciary activities
  • $1,043Service charges on deposit accounts
  • $0Trading account gains & fees
  • $394Additional noninterest income
  • $4,050Total noninterest expense
  • $1,734Salaries and employee benefits
  • $565Premises and equipment expense
  • $1,751Additional noninterest expense
  • $3,307Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,228Applicable income taxes
  • $2,079Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,079Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $207Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.32%Yield on earning assets
  • 4.35%Cost of funding earning assets
  • 3.97%Net interest margin
  • 0.91%Noninterest income to earning assets
  • 2.57%Noninterest expense to earning assets
  • 1.22%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.93%Pretax return on assets
  • 15.37%Return on equity (ROE)
  • 15.37%Retained earnings to average equity (YTD only)
  • 0.17%Net charge-offs to loans
  • 155.56%Credit loss provision to net charge-offs
  • 17.53%Efficiency ratio
  • 51,087Assets per employee
  • 3.28%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 635.50%Noncurrent assets plus other real estate owned to assets
  • 0.18%Noncurrent loans to loans
  • 0.16%Net loans and leases to deposits
  • 73.80%Net loans and leases to core deposits
  • 90.07%Equity capital to assets
  • 7.96%Core capital (leverage) ratio
  • 7.52%Tier 1 risk-based capital ratio
  • 10.49%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $171,075Average earning assets
  • $13,530Average equity
  • $157,383Average loans

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