The Atlanta National Bank in Atlanta, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1995

  • The Atlanta National Bank in Atlanta, Texas (TX)
  • Show street view No street view available for this location

The Atlanta National Bank - Overview

  • General
  • FDIC Certificate #: 3082
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: State First National Bank (#22695)
    Federal Reserve ID: 267054
    Date Established: April 16, 1905
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 1963
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 01, 1995
    Last Structure Change Process Date: October 24, 1995
    Last Data Update: October 24, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Atlanta, TX 75551
    County: Cass
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $70.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $28Total assets
  • $78,005Cash and due from depository institutions
  • $7,494Interest-bearing balances
  • $0Securities
  • $49,860Federal funds sold & reverse repurchase agreements
  • $250Net loans & leases
  • $15,873Loan loss allowance
  • $390Trading account assets
  • $0Bank premises and fixed assets
  • $2,174Other real estate owned
  • $274Goodwill and other intangibles
  • $1,075Life insurance assets
  • $1,005All other assets
  • $0Total liabilities and capital
  • $78,005Total liabilities
  • $71,464Total deposits
  • $71,114Interest-bearing deposits
  • $62,985Deposits held in domestic offices
  • 71114.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $350Total equity capital
  • $350Total bank equity capital
  • $6,541Perpetual preferred stock
  • $0Common stock
  • $651Surplus
  • $4,049Undivided profits
  • Memoranda
  • $1,841Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $222Income earned, not collected on loans
  • $105Earning assets
  • $65,983Long-term assets (5+ years)
  • $5,918Average Assets, year-to-date
  • $75,427Average Assets, quarterly
  • $76,943Volatile liabilities
  • $5,413Insider loans
  • $248FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $725Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,947Total risk weighted assets
  • $26,841Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,112Total interest expense
  • $1,903Net interest income
  • $2,209Provision for loan and lease losses
  • -$507Total noninterest income
  • $434Fiduciary activities
  • $0Service charges on deposit accounts
  • $337Trading account gains & fees
  • $0Additional noninterest income
  • $97Total noninterest expense
  • $1,903Salaries and employee benefits
  • $763Premises and equipment expense
  • $263Additional noninterest expense
  • $877Pre-tax net operating income
  • $1,247Securities gains (losses)
  • $0Applicable income taxes
  • $303Income before extraordinary items
  • $944Extraordinary gains - net
  • $0Net income attributable to bank
  • $944Net charge-offs
  • -$126Cash dividends
  • $100Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.21%Cost of funding earning assets
  • 2.87%Net interest margin
  • 3.33%Noninterest income to earning assets
  • 0.66%Noninterest expense to earning assets
  • 2.87%Net operating income to assets
  • 1.25%Return on assets (ROA)
  • 1.25%Pretax return on assets
  • 1.65%Return on equity (ROE)
  • 15.40%Retained earnings to average equity (YTD only)
  • 13.77%Net charge-offs to loans
  • -0.83%Credit loss provision to net charge-offs
  • 402.38%Efficiency ratio
  • 69,429Assets per employee
  • 2.79%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 10.59%Loss allowance to loans
  • 2.40%Loss allowance to noncurrent loans
  • 175.68%Noncurrent assets plus other real estate owned to assets
  • 0.64%Noncurrent loans to loans
  • 1.37%Net loans and leases to deposits
  • 22.32%Net loans and leases to core deposits
  • 24.16%Equity capital to assets
  • 8.39%Core capital (leverage) ratio
  • 7.89%Tier 1 risk-based capital ratio
  • 22.16%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $75,427Average earning assets
  • $6,131Average equity
  • $66,242Average loans

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