The Bank of Atchison County in Rock Port, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 07, 1993

  • The Bank of Atchison County in Rock Port, Missouri (MO)
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The Bank of Atchison County - Overview

  • General
  • FDIC Certificate #: 17255
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank Midwest, National Association (#1420)
    Federal Reserve ID: 779557
    Date Established: January 10, 1870
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 11280
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 02, 1953
    Last Structure Change Effective Date: September 07, 1993
    Last Structure Change Process Date: September 21, 1993
    Last Data Update: September 21, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 219 South Main Street, Rock Port, MO 64482
    County: Atchison
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $35.0 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $13Total assets
  • $39,575Cash and due from depository institutions
  • $3,414Interest-bearing balances
  • $0Securities
  • $13,389Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $21,943Loan loss allowance
  • $55Trading account assets
  • $0Bank premises and fixed assets
  • $235Other real estate owned
  • $0Goodwill and other intangibles
  • $594Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $39,575Total liabilities
  • $36,680Total deposits
  • $35,005Interest-bearing deposits
  • $31,939Deposits held in domestic offices
  • 35005.00%% insured (estimated)
  • $87Federal funds purchased & repurchase agreements
  • $1,003Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $672Total equity capital
  • $672Total bank equity capital
  • $2,895Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $2,609Undivided profits
  • Memoranda
  • $86Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $37Income earned, not collected on loans
  • $374Earning assets
  • $35,332Long-term assets (5+ years)
  • $10,136Average Assets, year-to-date
  • $39,686Average Assets, quarterly
  • $38,125Volatile liabilities
  • $3,450Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,822Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,895Total risk weighted assets
  • $24,346Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $683Total interest expense
  • $350Net interest income
  • $333Provision for loan and lease losses
  • $60Total noninterest income
  • $48Fiduciary activities
  • $0Service charges on deposit accounts
  • $39Trading account gains & fees
  • $0Additional noninterest income
  • $9Total noninterest expense
  • $201Salaries and employee benefits
  • $117Premises and equipment expense
  • $33Additional noninterest expense
  • $51Pre-tax net operating income
  • $120Securities gains (losses)
  • -$15Applicable income taxes
  • $19Income before extraordinary items
  • $86Extraordinary gains - net
  • $0Net income attributable to bank
  • $86Net charge-offs
  • $5Cash dividends
  • $3,413Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 1.86%Cost of funding earning assets
  • 0.95%Net interest margin
  • 0.91%Noninterest income to earning assets
  • 0.13%Noninterest expense to earning assets
  • 0.55%Net operating income to assets
  • 0.25%Return on assets (ROA)
  • 0.22%Pretax return on assets
  • 0.26%Return on equity (ROE)
  • 1.93%Retained earnings to average equity (YTD only)
  • -74.54%Net charge-offs to loans
  • 0.04%Credit loss provision to net charge-offs
  • 1200.00%Efficiency ratio
  • 52,756Assets per employee
  • 3.04%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 3968.60%Loss allowance to loans
  • 0.25%Loss allowance to noncurrent loans
  • 148.65%Noncurrent assets plus other real estate owned to assets
  • 0.09%Noncurrent loans to loans
  • 0.17%Net loans and leases to deposits
  • 62.69%Net loans and leases to core deposits
  • 67.40%Equity capital to assets
  • 7.32%Core capital (leverage) ratio
  • 7.31%Tier 1 risk-based capital ratio
  • 11.89%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $39,686Average earning assets
  • $4,463Average equity
  • $36,673Average loans

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