The Bank of Beaver City in Beaver, Oklahoma (OK), KS
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| The Bank of Beaver City | |
|---|---|
| General | FDIC Certificate #: 11862 Status: Active Federal Reserve ID: 137456 Bank Holding Company (Regulatory Top Holder): Beaver Bancorp, Inc. (RSSDID: 1066263, Location: Beaver, OK) Date Established: January 01, 1902 WWW: http://www.bankofbeaver.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 4 (Domestic: 4, Interstate: Yes) OTS Docket #: 52586 FDIC's unique #: 7579 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012 |
| Location | Address: 130 Douglas, Beaver, OK 73932 County: Beaver Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Oklahoma City Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West |
| History of Changes | Merge BIF and SAIF Funds into DIF |
| Financial Summary | Total assets: $138.4 mil Equity capital: $10.7 mil Deposits held in domestic offices: $124.4 mil Return on assets (ROA): 1.61% ($2.2 mil) Quarterly return on assets: 2.16% ($3.0 mil) Return on Equity (ROE): 22.29% ($2.5 mil) Quarterly return on equity: 28.04% ($3.1 mil) Net income: $2.2 mil Quarterly Net income: $0.7 mil Pretax return on assets: 1.61% ($2,228.5 mil) Quarterly Pretax return on assets: 2.16% ($2,989.8 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 28 |
| Total assets | $138,417 |
| Cash and due from depository institutions | $5,024 |
| Interest-bearing balances | $1,031 |
| Securities | $43,334 |
| Federal funds sold & reverse repurchase agreements | $2,739 |
| Net loans & leases | $81,408 |
| Loan loss allowance | $1,545 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $2,143 |
| Other real estate owned | $124 |
| Goodwill and other intangibles | $0 |
| All other assets | $3,645 |
| Life insurance assets | $138,417 |
| Total liabilities and capital | $127,675 |
| Total liabilities | $124,396 |
| Total deposits | $109,679 |
| Interest-bearing deposits | $124,396 |
| Deposits held in domestic offices | $87 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $2,711 |
| Other borrowed funds | $0 |
| Subordinated debt | $568 |
| All other liabilities | $10,742 |
| Total equity capital | $10,742 |
| Total bank equity capital | $10,742 |
| Perpetual preferred stock | $0 |
| Common stock | $650 |
| Surplus | $3,650 |
| Undivided profits | $6,442 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $1,284 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $615 |
| Average Assets, year-to-date | $128,512 |
| Average Assets, quarterly | $70,675 |
| Volatile liabilities | $138,986 |
| Insider loans | $138,131 |
| FHLB advances | $86,898 |
| Loans and leases held for sale | $139,306 |
| Unused loan commitments | $1,867 |
| Tier 1 (core) risk-based capital | $1,867 |
| Tier 2 risk-based capital | $10,066 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $10,322 |
| Derivatives | $425 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $6,751 |
| Total interest expense | $1,767 |
| Net interest income | $4,984 |
| Provision for loan and lease losses | $190 |
| Total noninterest income | $601 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $219 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $382 |
| Total noninterest expense | $3,473 |
| Salaries and employee benefits | $1,744 |
| Premises and equipment expense | $621 |
| Additional noninterest expense | $1,108 |
| Pre-tax net operating income | $1,922 |
| Securities gains (losses) | $318 |
| Applicable income taxes | $0 |
| Income before extraordinary items | $2,240 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $2,240 |
| Net charge-offs | $0 |
| Cash dividends | $2,240 |
| Sale, conversion, retirement of capital stock, net | -$440 |
| Net operating income | $1,526 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 5.19% |
| Cost of funding earning assets | 1.36% |
| Net interest margin | 3.83% |
| Noninterest income to earning assets | 0.46% |
| Noninterest expense to earning assets | 2.67% |
| Net operating income to assets | 1.38% |
| Return on assets (ROA) | 1.61% |
| Pretax return on assets | 1.61% |
| Return on equity (ROE) | 22.29% |
| Retained earnings to average equity (YTD only) | 7.10% |
| Net charge-offs to loans | -0.53% |
| Credit loss provision to net charge-offs | -43.18% |
| Efficiency ratio | 0.00% |
| Assets per employee | $62,184 |
| Cash dividends to net income (YTD only) | 4.94% |
| Condition Ratios (%) | |
| Loss allowance to loans | 68.13% |
| Loss allowance to noncurrent loans | 1.86% |
| Noncurrent assets plus other real estate owned to assets | 120.33% |
| Noncurrent loans to loans | 1.02% |
| Net loans and leases to deposits | 1.55% |
| Net loans and leases to core deposits | 65.44% |
| Equity capital to assets | 71.41% |
| Core capital (leverage) ratio | 7.76% |
| Tier 1 risk-based capital ratio | 7.23% |
| Total risk-based capital ratio | 11.58% |
| Memoranda | |
| Average assets | $13 |
| Average earning assets | $138,986 |
| Average equity | $10,049 |
| Average loans | $130,031 |
| 1 Kansas Branch as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 3 | 465876 | Liberal Branch Office Branch | 10 E Tucker Road, Liberal, KS 67901 | Febuary 20, 2007 | Full Service Brick and Mortar |  |
| 3 Oklahoma Branches as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 7579 | The Bank Of Beaver City | 130 Douglas, Beaver, OK 73932 | January 01, 1902 | Full Service Brick and Mortar |  |
| 1 | 225836 | Turpin Branch | Hill And Main Streets, Turpin, OK 73950 | October 12, 1984 | Full Service Brick and Mortar | |
| 2 | 4072 | Forgan Branch | Main And Broadway, Forgan, OK 73938 | January 01, 1912 | Limited Service Facility | |
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Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.