The Bank of Navasota, National Association in Navasota, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 01, 2007

  • The Bank of Navasota, National Association in Navasota, Texas (TX)
  • Show street view No street view available for this location

The Bank of Navasota, National Association - Overview

  • General
  • FDIC Certificate #: 24495
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Prosperity Bank (#16835)
    Federal Reserve ID: 950365
    Date Established: May 09, 1983
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 17022
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: May 09, 1983
    Last Structure Change Effective Date: September 01, 2007
    Last Structure Change Process Date: October 10, 2007
    Last Data Update: October 10, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 109 West Washington Avenue, Navasota, TX 77868
    County: Grimes
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $73.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 22Total employees (full-time equivalent)
  • $73,758Total assets
  • $5,001Cash and due from depository institutions
  • $0Interest-bearing balances
  • $23,051Securities
  • $8,595Federal funds sold & reverse repurchase agreements
  • $34,841Net loans & leases
  • $644Loan loss allowance
  • $0Trading account assets
  • $566Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $1,001Life insurance assets
  • $1,704All other assets
  • $73,758Total liabilities and capital
  • $65,024Total liabilities
  • $64,050Total deposits
  • $47,325Interest-bearing deposits
  • $64,050Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $974All other liabilities
  • $8,734Total equity capital
  • $8,734Total bank equity capital
  • $8,734Perpetual preferred stock
  • $0Common stock
  • $830Surplus
  • $830Undivided profits
  • Memoranda
  • $7,074Noncurrent loans and leases
  • $681Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $725Earning assets
  • $0Long-term assets (5+ years)
  • $586Average Assets, year-to-date
  • $66,487Average Assets, quarterly
  • $7,435Volatile liabilities
  • $75,672Insider loans
  • $74,691FHLB advances
  • $11,990Loans and leases held for sale
  • $442Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $681Total unused commitments
  • $0Restructured Loans and leases
  • $505Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $4,485Total interest income
  • $1,130Total interest expense
  • $3,355Net interest income
  • $200Provision for loan and lease losses
  • $784Total noninterest income
  • $0Fiduciary activities
  • $590Service charges on deposit accounts
  • $0Trading account gains & fees
  • $194Additional noninterest income
  • $2,325Total noninterest expense
  • $1,270Salaries and employee benefits
  • $254Premises and equipment expense
  • $801Additional noninterest expense
  • $1,614Pre-tax net operating income
  • $0Securities gains (losses)
  • $483Applicable income taxes
  • $1,131Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,131Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $286Sale, conversion, retirement of capital stock, net
  • $415Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.63%Yield on earning assets
  • 1.67%Cost of funding earning assets
  • 4.96%Net interest margin
  • 1.16%Noninterest income to earning assets
  • 3.44%Noninterest expense to earning assets
  • 1.49%Net operating income to assets
  • 1.49%Return on assets (ROA)
  • 2.13%Pretax return on assets
  • 13.41%Return on equity (ROE)
  • 8.49%Retained earnings to average equity (YTD only)
  • 0.79%Net charge-offs to loans
  • 69.93%Credit loss provision to net charge-offs
  • 6.34%Efficiency ratio
  • 56,173Assets per employee
  • 3.35%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 36.69%Loss allowance to loans
  • 1.81%Loss allowance to noncurrent loans
  • 88.83%Noncurrent assets plus other real estate owned to assets
  • 0.98%Noncurrent loans to loans
  • 2.04%Net loans and leases to deposits
  • 54.40%Net loans and leases to core deposits
  • 66.92%Equity capital to assets
  • 11.84%Core capital (leverage) ratio
  • 11.89%Tier 1 risk-based capital ratio
  • 22.16%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $75,672Average earning assets
  • $8,433Average equity
  • $67,624Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Bank of Navasota, National Association.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents