The Bank of San Antonio in San Antonio, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Bank of San Antonio - Overview

  • General
  • FDIC Certificate #: 58581
    Status: Active
    Federal Reserve ID: 3548567
    Bank Holding Company (Regulatory Top Holder): Southwest Bancshares, Inc. (RSSDID: 3593286, Location: San Antonio, TX)
    Date Established: June 22, 2007
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 457322
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: June 22, 2007
    Last Structure Change Effective Date: January 18, 2012
    Last Structure Change Process Date: Febuary 24, 2012
    Last Data Update: Febuary 24, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 8000 I. H. 10 W, Suite 1100, San Antonio, TX 78230
    County: Bexar
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): San Antonio, TX (#7240)
    Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700)
    CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700)
  • History of Changes
  • Participated in Reorganization
  • Financial Summary
  • Total assets: $299.2 mil
    Equity capital: $29.5 mil
    Deposits held in domestic offices: $268.7 mil
    Return on assets (ROA): 0.50% ($1.5 mil)
    Quarterly return on assets: 0.46% ($1.4 mil)
    Return on Equity (ROE): 4.37% ($1.3 mil)
    Quarterly return on equity: 4.53% ($1.3 mil)
    Net income: $1.2 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.75% ($2,244.2 mil)
    Quarterly Pretax return on assets: 0.81% ($2,423.7 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 45Total employees (full-time equivalent)
  • $299,223Total assets
  • $41,550Cash and due from depository institutions
  • $28,424Interest-bearing balances
  • $85,510Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $169,736Net loans & leases
  • $1,749Loan loss allowance
  • $0Trading account assets
  • $978Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $299,223Life insurance assets
  • $1,449All other assets
  • $269,748Total liabilities and capital
  • $268,678Total liabilities
  • $142,158Total deposits
  • $268,678Interest-bearing deposits
  • $68Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,070Subordinated debt
  • $29,475All other liabilities
  • $29,475Total equity capital
  • $29,475Total bank equity capital
  • $0Perpetual preferred stock
  • $20Common stock
  • $28,441Surplus
  • $1,014Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $2,269Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $137Income earned, not collected on loans
  • $0Earning assets
  • $688Long-term assets (5+ years)
  • $283,670Average Assets, year-to-date
  • $91,598Average Assets, quarterly
  • $242,618Volatile liabilities
  • $286,559Insider loans
  • $190,500FHLB advances
  • $285,788Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $28,307Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $61,331Restructured Loans and leases
  • $4,577Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,424Total interest income
  • $832Total interest expense
  • $8,592Net interest income
  • $703Provision for loan and lease losses
  • $659Total noninterest income
  • $0Fiduciary activities
  • $312Service charges on deposit accounts
  • $0Trading account gains & fees
  • $347Additional noninterest income
  • $6,734Total noninterest expense
  • $3,794Salaries and employee benefits
  • $759Premises and equipment expense
  • $2,181Additional noninterest expense
  • $1,814Pre-tax net operating income
  • $0Securities gains (losses)
  • $603Applicable income taxes
  • $1,211Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,211Net income attributable to bank
  • $0Net charge-offs
  • $1,211Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.05%Yield on earning assets
  • 0.36%Cost of funding earning assets
  • 3.69%Net interest margin
  • 0.28%Noninterest income to earning assets
  • 2.89%Noninterest expense to earning assets
  • 0.50%Net operating income to assets
  • 0.50%Return on assets (ROA)
  • 0.75%Pretax return on assets
  • 4.37%Return on equity (ROE)
  • 4.37%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 72,792Assets per employee
  • 6.65%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 1276.64%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.08%Net loans and leases to deposits
  • 63.17%Net loans and leases to core deposits
  • 67.46%Equity capital to assets
  • 9.85%Core capital (leverage) ratio
  • 9.90%Tier 1 risk-based capital ratio
  • 14.86%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $242,618Average earning assets
  • $27,736Average equity
  • $232,976Average loans

List of branches

  • 3 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0457322The Bank Of San Antonio8000 I. H. 10 W, Suite 1100, San Antonio, TX 78230June 22, 2007Full Service Brick and Mortar
    1493480Stone Oak Branch800 E. Sonterra Blvd., Ste. 140, San Antonio, TX 78258August 01, 2008Full Service Brick and Mortar
    2503125Isom Office888 Isom Road, Suite 100, San Antonio, TX 78216Febuary 08, 2010Full Service Brick and Mortar

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