The Bank of Wilber in Wilber, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 26, 1995

  • The Bank of Wilber in Wilber, Nebraska (NE)
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The Bank of Wilber - Overview

  • General
  • FDIC Certificate #: 13156
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Farmers and Merchants Bank (#16810)
    Federal Reserve ID: 728751
    Date Established: Febuary 20, 1902
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 8320
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 26, 1995
    Last Structure Change Process Date: November 01, 1995
    Last Data Update: November 01, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 321 South Main, Wilber, NE 68465
    County: Saline
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $33.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $9Total assets
  • $33,204Cash and due from depository institutions
  • $1,708Interest-bearing balances
  • $397Securities
  • $16,325Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $14,290Loan loss allowance
  • $204Trading account assets
  • $0Bank premises and fixed assets
  • $218Other real estate owned
  • $0Goodwill and other intangibles
  • $663Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $33,204Total liabilities
  • $30,291Total deposits
  • $29,703Interest-bearing deposits
  • $28,310Deposits held in domestic offices
  • 29703.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $400Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $188Total equity capital
  • $188Total bank equity capital
  • $2,913Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $1,345Undivided profits
  • Memoranda
  • $1,268Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $26Income earned, not collected on loans
  • $303Earning assets
  • $31,012Long-term assets (5+ years)
  • $9,362Average Assets, year-to-date
  • $34,181Average Assets, quarterly
  • $34,327Volatile liabilities
  • $1,293Insider loans
  • $140FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,832Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,048Total risk weighted assets
  • $18,191Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,525Total interest expense
  • $1,189Net interest income
  • $1,336Provision for loan and lease losses
  • $0Total noninterest income
  • $118Fiduciary activities
  • $0Service charges on deposit accounts
  • $86Trading account gains & fees
  • $0Additional noninterest income
  • $32Total noninterest expense
  • $790Salaries and employee benefits
  • $424Premises and equipment expense
  • $113Additional noninterest expense
  • $253Pre-tax net operating income
  • $664Securities gains (losses)
  • $25Applicable income taxes
  • $154Income before extraordinary items
  • $535Extraordinary gains - net
  • $0Net income attributable to bank
  • $535Net charge-offs
  • $37Cash dividends
  • $365Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.81%Cost of funding earning assets
  • 3.68%Net interest margin
  • 4.13%Noninterest income to earning assets
  • 0.36%Noninterest expense to earning assets
  • 2.44%Net operating income to assets
  • 1.51%Return on assets (ROA)
  • 1.57%Pretax return on assets
  • 2.02%Return on equity (ROE)
  • 18.66%Retained earnings to average equity (YTD only)
  • 5.93%Net charge-offs to loans
  • 0.25%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 54,333Assets per employee
  • 3.69%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 68.22%Loss allowance to loans
  • 1.41%Loss allowance to noncurrent loans
  • 784.62%Noncurrent assets plus other real estate owned to assets
  • 0.08%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 48.11%Net loans and leases to core deposits
  • 49.60%Equity capital to assets
  • 8.77%Core capital (leverage) ratio
  • 8.79%Tier 1 risk-based capital ratio
  • 16.76%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $34,181Average earning assets
  • $2,868Average equity
  • $32,336Average loans

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