The Border Bank in Hidalgo, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 14, 1996

  • The Border Bank in Hidalgo, Texas (TX)
  • Show street view No street view available for this location

The Border Bank - Overview

  • General
  • FDIC Certificate #: 19859
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Texas State Bank (#23346)
    Federal Reserve ID: 60255
    Date Established: November 01, 1968
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 13650
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 01, 1968
    Last Structure Change Effective Date: May 14, 1996
    Last Structure Change Process Date: June 05, 1996
    Last Data Update: June 05, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: Bridge Street And Rhode Avenue, Hidalgo, TX 78557
    County: Hidalgo
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): McAllen-Edinburg-Mission, TX (#4880)
    Core Based Statistical Area (CBSA): McAllen-Edinburg-Mission, TX (#32580)
    CBSA Metro Statistical Area: McAllen-Edinburg-Mission, TX (#32580)
  • Financial Summary
  • Total assets: $120.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $38Total assets
  • $119,504Cash and due from depository institutions
  • $3,982Interest-bearing balances
  • $0Securities
  • $54,235Federal funds sold & reverse repurchase agreements
  • $8,750Net loans & leases
  • $46,238Loan loss allowance
  • $1,100Trading account assets
  • $0Bank premises and fixed assets
  • $3,297Other real estate owned
  • $237Goodwill and other intangibles
  • $2,765Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $119,504Total liabilities
  • $102,429Total deposits
  • $101,995Interest-bearing deposits
  • $94,858Deposits held in domestic offices
  • 101995.00%% insured (estimated)
  • $84Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $434Total equity capital
  • $434Total bank equity capital
  • $17,075Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $9,000Undivided profits
  • Memoranda
  • $6,075Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,274Income earned, not collected on loans
  • $1,431Earning assets
  • $109,223Long-term assets (5+ years)
  • $11,890Average Assets, year-to-date
  • $116,840Average Assets, quarterly
  • $117,402Volatile liabilities
  • $44,670Insider loans
  • $2,708FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,550Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $17,078Total risk weighted assets
  • $65,506Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $9,015Total interest expense
  • $4,415Net interest income
  • $4,600Provision for loan and lease losses
  • $485Total noninterest income
  • $318Fiduciary activities
  • $0Service charges on deposit accounts
  • $255Trading account gains & fees
  • $0Additional noninterest income
  • $63Total noninterest expense
  • $2,169Salaries and employee benefits
  • $1,056Premises and equipment expense
  • $375Additional noninterest expense
  • $738Pre-tax net operating income
  • $2,264Securities gains (losses)
  • $0Applicable income taxes
  • $380Income before extraordinary items
  • $1,884Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,884Net charge-offs
  • $286Cash dividends
  • $800Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.41%Cost of funding earning assets
  • 4.12%Net interest margin
  • 4.29%Noninterest income to earning assets
  • 0.30%Noninterest expense to earning assets
  • 2.02%Net operating income to assets
  • 1.61%Return on assets (ROA)
  • 1.61%Pretax return on assets
  • 1.94%Return on equity (ROE)
  • 11.49%Retained earnings to average equity (YTD only)
  • 6.61%Net charge-offs to loans
  • 0.61%Credit loss provision to net charge-offs
  • 169.58%Efficiency ratio
  • 44,103Assets per employee
  • 3.14%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 42.46%Loss allowance to loans
  • 2.32%Loss allowance to noncurrent loans
  • 86.34%Noncurrent assets plus other real estate owned to assets
  • 1.26%Noncurrent loans to loans
  • 2.69%Net loans and leases to deposits
  • 45.33%Net loans and leases to core deposits
  • 80.66%Equity capital to assets
  • 14.29%Core capital (leverage) ratio
  • 14.51%Tier 1 risk-based capital ratio
  • 26.07%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $116,840Average earning assets
  • $16,403Average equity
  • $107,241Average loans

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