The Bridgehampton National Bank in Bridgehampton, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Bridgehampton National Bank - Overview

  • General
  • FDIC Certificate #: 6976
    Status: Active
    Federal Reserve ID: 23504
    Bank Holding Company (Regulatory Top Holder): Bridge Bancorp, Inc. (RSSDID: 1416523, Location: Bridgehampton, NY)
    Date Established: Febuary 19, 1909
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 20 (Domestic: 20, Interstate: No)
    OTS Docket #: 9545
    FDIC's unique #: 4672
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 28, 2011
    Last Structure Change Process Date: June 09, 2011
    Last Data Update: June 09, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 2200 Montauk Highway, Bridgehampton, NY 11932
    County: Suffolk
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Nassau-Suffolk, NY (#5380)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: Nassau-Suffolk, NY (#35004)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $1,333.4 mil
    Equity capital: $110.0 mil
    Deposits held in domestic offices: $1,201.2 mil
    Return on assets (ROA): 0.96% ($12.8 mil)
    Quarterly return on assets: 0.98% ($13.1 mil)
    Return on Equity (ROE): 12.37% ($13.6 mil)
    Quarterly return on equity: 12.39% ($13.6 mil)
    Net income: $11.3 mil
    Quarterly Net income: $3.2 mil
    Pretax return on assets: 1.39% ($18,534.0 mil)
    Quarterly Pretax return on assets: 1.42% ($18,934.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 216Total employees (full-time equivalent)
  • $1,333,384Total assets
  • $79,546Cash and due from depository institutions
  • $53,625Interest-bearing balances
  • $610,592Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $603,606Net loans & leases
  • $10,837Loan loss allowance
  • $0Trading account assets
  • $24,171Bank premises and fixed assets
  • $0Other real estate owned
  • $2,350Goodwill and other intangibles
  • $1,333,384Life insurance assets
  • $13,119All other assets
  • $1,223,237Total liabilities and capital
  • $1,201,186Total liabilities
  • $866,689Total deposits
  • $1,201,186Interest-bearing deposits
  • $61Deposits held in domestic offices
  • 16897.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $5,154Subordinated debt
  • $110,147All other liabilities
  • $110,028Total equity capital
  • $110,028Total bank equity capital
  • $0Perpetual preferred stock
  • $600Common stock
  • $18,453Surplus
  • $90,975Undivided profits
  • Memoranda
  • $119Noncurrent loans and leases
  • $2,300Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6,872Income earned, not collected on loans
  • $0Earning assets
  • $4,940Long-term assets (5+ years)
  • $1,267,823Average Assets, year-to-date
  • $427,386Average Assets, quarterly
  • $1,179,864Volatile liabilities
  • $1,306,037Insider loans
  • $790,162FHLB advances
  • $1,275,013Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $105,494Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $201,050Restructured Loans and leases
  • $1,238Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $50,426Total interest income
  • $6,250Total interest expense
  • $44,176Net interest income
  • $3,900Provision for loan and lease losses
  • $6,814Total noninterest income
  • $0Fiduciary activities
  • $3,137Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,677Additional noninterest income
  • $30,769Total noninterest expense
  • $18,036Salaries and employee benefits
  • $4,325Premises and equipment expense
  • $8,408Additional noninterest expense
  • $16,321Pre-tax net operating income
  • $135Securities gains (losses)
  • $5,107Applicable income taxes
  • $11,349Income before extraordinary items
  • $0Extraordinary gains - net
  • $11,349Net income attributable to bank
  • $0Net charge-offs
  • $11,349Cash dividends
  • $1,560Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.49%Yield on earning assets
  • 0.56%Cost of funding earning assets
  • 3.94%Net interest margin
  • 0.61%Noninterest income to earning assets
  • 2.74%Noninterest expense to earning assets
  • 0.95%Net operating income to assets
  • 0.96%Return on assets (ROA)
  • 1.39%Pretax return on assets
  • 12.37%Return on equity (ROE)
  • 12.37%Retained earnings to average equity (YTD only)
  • 0.28%Net charge-offs to loans
  • 250.00%Credit loss provision to net charge-offs
  • 12.96%Efficiency ratio
  • 60,261Assets per employee
  • 6.17%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.76%Loss allowance to noncurrent loans
  • 157.70%Noncurrent assets plus other real estate owned to assets
  • 0.52%Noncurrent loans to loans
  • 1.12%Net loans and leases to deposits
  • 50.25%Net loans and leases to core deposits
  • 54.88%Equity capital to assets
  • 8.25%Core capital (leverage) ratio
  • 8.27%Tier 1 risk-based capital ratio
  • 13.35%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $1,179,864Average earning assets
  • $91,741Average equity
  • $1,122,440Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $681Managed Assets
  • 1Number of Accounts
  • $681Personal trust and agency accounts
  • $75Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $606Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 3Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 20 New York Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    04672The Bridgehampton National Bank2200 Montauk Highway, Bridgehampton, NY 11932Febuary 19, 1909Full Service Brick and Mortar
    2213255East Hampton Branch55 Main Street, East Hampton, NY 11937May 08, 1985Full Service Brick and Mortar
    3213256Southampton Branch425 County Road #39, Southampton, NY 11968June 04, 1985Full Service Brick and Mortar
    4213257Southold Branch54790 Main Road, Southold, NY 11971May 18, 1990Full Service Brick and Mortar
    5213258Mattituck BranchMain Road (Route 25), Mattituck, NY 11952August 13, 1992Full Service Brick and Mortar
    6213259Montauk BranchOne The Plaza, Montauk Highway, Montauk, NY 11954Febuary 21, 1995Full Service Brick and Mortar
    7213260Southampton Village Branch150 Hampton Road, Southampton, NY 11968November 19, 1997Full Service Brick and Mortar
    8358328Greenport Branch218 Front St., Greenport, NY 11944April 06, 2000Full Service Brick and Mortar
    9359575Sag Harbor Branch2 Bay Street, Sag Harbor, NY 11963Febuary 06, 2001Full Service Brick and Mortar
    10419564Hampton Bays Branch48 E. Montauk Hwy, Hampton Bays, NY 11946July 19, 2002Full Service Brick and Mortar
    11419565Peconic Landing Branch1500 Brecknock Rd, Greenport, NY 11944December 20, 2002Limited Service Mobile
    12443056Westhampton Beach Branch194 Mill Road, Westhampton Beach, NY 11978June 01, 2005Full Service Brick and Mortar
    13461669Cutchogue Branch32845 Main Road, Cutchogue, NY 11935Febuary 12, 2007Full Service Brick and Mortar
    14469339Wading River Branch6324 Route 25a, Wading River, NY 11792September 26, 2007Full Service Brick and Mortar
    15492978Shirley Branch630 Montauk Hwy., Shirley, NY 11967April 22, 2009Full Service Brick and Mortar
    16508864Center Moriches15 Frowein Rd, Center Moriches, NY 11934May 03, 2010Full Service Brick and Mortar
    18513385Patchogue Branch41 East Main Street, Patchogue, NY 11772August 16, 2010Full Service Brick and Mortar
    19514541Deer Park Branch410 Commack Road, Deer Park, NY 11729October 18, 2010Full Service Brick and Mortar
    2060847Windmill Lane Branch243 Windmill Lane, Southampton, NY 11969October 01, 1998Full Service Brick and Mortar
    21521840East Hampton Satellite Branch55 Main Street, East Hampton, NY 11937November 01, 2010Limited Service Facility

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