The Centennial Bank in Breckenridge Hills, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 01, 2001

  • The Centennial Bank in Breckenridge Hills, Missouri (MO)
  • Show street view No street view available for this location

The Centennial Bank - Overview

  • General
  • FDIC Certificate #: 27356
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Commerce Bank (#24998)
    Federal Reserve ID: 1218035
    Date Established: October 07, 1988
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 39630
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 07, 1988
    Last Structure Change Effective Date: March 01, 2001
    Last Structure Change Process Date: March 15, 2001
    Last Data Update: March 15, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 9850 St. Charles Rock Road, Breckenridge Hills, MO 63074
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $267.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 57Total employees (full-time equivalent)
  • $267,641Total assets
  • $27,095Cash and due from depository institutions
  • $0Interest-bearing balances
  • $33,982Securities
  • $8,860Federal funds sold & reverse repurchase agreements
  • $187,765Net loans & leases
  • $2,417Loan loss allowance
  • $0Trading account assets
  • $5,967Bank premises and fixed assets
  • $1,390Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,582All other assets
  • $267,641Total liabilities and capital
  • $248,420Total liabilities
  • $225,798Total deposits
  • $198,144Interest-bearing deposits
  • $225,798Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $21,070Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,552All other liabilities
  • $19,221Total equity capital
  • $19,221Total bank equity capital
  • $19,221Perpetual preferred stock
  • $0Common stock
  • $1,806Surplus
  • $10,786Undivided profits
  • Memoranda
  • $6,629Noncurrent loans and leases
  • $35,046Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $204Earning assets
  • $0Long-term assets (5+ years)
  • $1,032Average Assets, year-to-date
  • $230,607Average Assets, quarterly
  • $757Volatile liabilities
  • $254,317Insider loans
  • $269,937FHLB advances
  • $32,723Loans and leases held for sale
  • $14,274Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $35,046Total unused commitments
  • $0Restructured Loans and leases
  • $2,417Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $20,236Total interest income
  • $11,253Total interest expense
  • $8,983Net interest income
  • $1,020Provision for loan and lease losses
  • $532Total noninterest income
  • $0Fiduciary activities
  • $268Service charges on deposit accounts
  • $0Trading account gains & fees
  • $264Additional noninterest income
  • $5,181Total noninterest expense
  • $2,702Salaries and employee benefits
  • $745Premises and equipment expense
  • $1,734Additional noninterest expense
  • $3,314Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,050Applicable income taxes
  • $2,264Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,264Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $540Sale, conversion, retirement of capital stock, net
  • $86Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.26%Yield on earning assets
  • 5.15%Cost of funding earning assets
  • 4.11%Net interest margin
  • 0.24%Noninterest income to earning assets
  • 2.37%Noninterest expense to earning assets
  • 0.89%Net operating income to assets
  • 0.89%Return on assets (ROA)
  • 1.30%Pretax return on assets
  • 12.51%Return on equity (ROE)
  • 12.03%Retained earnings to average equity (YTD only)
  • 0.30%Net charge-offs to loans
  • 188.89%Credit loss provision to net charge-offs
  • 8.03%Efficiency ratio
  • 54,451Assets per employee
  • 4.70%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 3.80%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 1184.80%Noncurrent assets plus other real estate owned to assets
  • 0.60%Noncurrent loans to loans
  • 0.11%Net loans and leases to deposits
  • 83.16%Net loans and leases to core deposits
  • 87.68%Equity capital to assets
  • 7.18%Core capital (leverage) ratio
  • 7.13%Tier 1 risk-based capital ratio
  • 9.62%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $254,317Average earning assets
  • $18,098Average equity
  • $218,531Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Centennial Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents