The Chattahoochee Bank in Atlanta, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 07, 1994

  • The Chattahoochee Bank in Atlanta, Georgia (GA)
  • Show street view No street view available for this location

The Chattahoochee Bank - Overview

  • General
  • FDIC Certificate #: 26641
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank South (#2116)
    Federal Reserve ID: 676236
    Date Established: April 01, 1986
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    FDIC's unique #: 35373
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 01, 1986
    Last Structure Change Effective Date: April 07, 1994
    Last Structure Change Process Date: April 28, 1994
    Last Data Update: April 28, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 3520 Piedmont Road, Suite 100, Atlanta, GA 30305
    County: Fulton
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
    Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
    Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
    CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
  • Financial Summary
  • Total assets: $275.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $115Total assets
  • $258,454Cash and due from depository institutions
  • $12,026Interest-bearing balances
  • $0Securities
  • $48,594Federal funds sold & reverse repurchase agreements
  • $3,634Net loans & leases
  • $183,345Loan loss allowance
  • $2,561Trading account assets
  • $0Bank premises and fixed assets
  • $5,958Other real estate owned
  • $1,942Goodwill and other intangibles
  • $2,955Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $258,454Total liabilities
  • $235,944Total deposits
  • $225,751Interest-bearing deposits
  • $173,587Deposits held in domestic offices
  • 225751.00%% insured (estimated)
  • $68Federal funds purchased & repurchase agreements
  • $6,665Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $3,528Total equity capital
  • $3,528Total bank equity capital
  • $22,510Perpetual preferred stock
  • $0Common stock
  • $3,122Surplus
  • $12,906Undivided profits
  • Memoranda
  • $6,482Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,247Income earned, not collected on loans
  • $1,087Earning assets
  • $235,573Long-term assets (5+ years)
  • $5,248Average Assets, year-to-date
  • $250,162Average Assets, quarterly
  • $254,140Volatile liabilities
  • $37,844Insider loans
  • $248FHLB advances
  • $0Loans and leases held for sale
  • $2,025Unused loan commitments
  • $66,302Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $22,510Total risk weighted assets
  • $204,965Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $17,864Total interest expense
  • $6,861Net interest income
  • $11,003Provision for loan and lease losses
  • $1,103Total noninterest income
  • $3,764Fiduciary activities
  • $0Service charges on deposit accounts
  • $919Trading account gains & fees
  • $0Additional noninterest income
  • $2,845Total noninterest expense
  • $10,120Salaries and employee benefits
  • $5,544Premises and equipment expense
  • $1,522Additional noninterest expense
  • $3,054Pre-tax net operating income
  • $3,544Securities gains (losses)
  • $383Applicable income taxes
  • $1,322Income before extraordinary items
  • $2,605Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,605Net charge-offs
  • $1,020Cash dividends
  • $275Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.92%Cost of funding earning assets
  • 3.04%Net interest margin
  • 4.88%Noninterest income to earning assets
  • 1.67%Noninterest expense to earning assets
  • 4.49%Net operating income to assets
  • 0.94%Return on assets (ROA)
  • 1.04%Pretax return on assets
  • 1.57%Return on equity (ROE)
  • 12.24%Retained earnings to average equity (YTD only)
  • 10.95%Net charge-offs to loans
  • 0.57%Credit loss provision to net charge-offs
  • 108.14%Efficiency ratio
  • 68,531Assets per employee
  • 2.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 10.56%Loss allowance to loans
  • 1.38%Loss allowance to noncurrent loans
  • 60.30%Noncurrent assets plus other real estate owned to assets
  • 2.39%Noncurrent loans to loans
  • 2.28%Net loans and leases to deposits
  • 81.22%Net loans and leases to core deposits
  • 94.23%Equity capital to assets
  • 8.71%Core capital (leverage) ratio
  • 8.60%Tier 1 risk-based capital ratio
  • 10.98%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $250,162Average earning assets
  • $21,286Average equity
  • $225,498Average loans

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