The Cheyenne County State Bank in St. Francis, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 11, 1994

  • The Cheyenne County State Bank in St. Francis, Kansas (KS)
  • Show street view No street view available for this location

The Cheyenne County State Bank - Overview

  • General
  • FDIC Certificate #: 14766
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank (#14420)
    Federal Reserve ID: 473154
    Date Established: August 15, 1906
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 9235
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 27, 1934
    Last Structure Change Effective Date: April 11, 1994
    Last Structure Change Process Date: May 06, 1994
    Last Data Update: May 06, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, St. Francis, KS 67756
    County: Cheyenne
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $33.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $14Total assets
  • $33,965Cash and due from depository institutions
  • $3,436Interest-bearing balances
  • $2,582Securities
  • $16,791Federal funds sold & reverse repurchase agreements
  • $1,650Net loans & leases
  • $10,991Loan loss allowance
  • $717Trading account assets
  • $0Bank premises and fixed assets
  • $175Other real estate owned
  • $201Goodwill and other intangibles
  • $721Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $33,965Total liabilities
  • $29,296Total deposits
  • $29,113Interest-bearing deposits
  • $25,462Deposits held in domestic offices
  • 29113.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $183Total equity capital
  • $183Total bank equity capital
  • $4,669Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $400Undivided profits
  • Memoranda
  • $4,169Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,189Income earned, not collected on loans
  • $251Earning assets
  • $32,014Long-term assets (5+ years)
  • $4,647Average Assets, year-to-date
  • $34,712Average Assets, quarterly
  • $33,443Volatile liabilities
  • $703Insider loans
  • $11FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,741Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,669Total risk weighted assets
  • $16,916Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,311Total interest expense
  • $988Net interest income
  • $1,323Provision for loan and lease losses
  • $0Total noninterest income
  • $198Fiduciary activities
  • $0Service charges on deposit accounts
  • $98Trading account gains & fees
  • $0Additional noninterest income
  • $100Total noninterest expense
  • $1,005Salaries and employee benefits
  • $563Premises and equipment expense
  • $59Additional noninterest expense
  • $383Pre-tax net operating income
  • $516Securities gains (losses)
  • $3Applicable income taxes
  • $121Income before extraordinary items
  • $398Extraordinary gains - net
  • $108Net income attributable to bank
  • $506Net charge-offs
  • -$107Cash dividends
  • $500Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.10%Cost of funding earning assets
  • 3.04%Net interest margin
  • 4.07%Noninterest income to earning assets
  • 0.61%Noninterest expense to earning assets
  • 3.09%Net operating income to assets
  • 1.14%Return on assets (ROA)
  • 1.46%Pretax return on assets
  • 1.81%Return on equity (ROE)
  • 10.86%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • -0.85%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 66,075Assets per employee
  • 2.43%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 98.81%Loss allowance to loans
  • 6.12%Loss allowance to noncurrent loans
  • 60.30%Noncurrent assets plus other real estate owned to assets
  • 4.09%Noncurrent loans to loans
  • 10.16%Net loans and leases to deposits
  • 37.75%Net loans and leases to core deposits
  • 38.69%Equity capital to assets
  • 13.75%Core capital (leverage) ratio
  • 13.99%Tier 1 risk-based capital ratio
  • 27.60%Total risk-based capital ratio
  • Memoranda
  • $29Average assets
  • $34,712Average earning assets
  • $4,659Average equity
  • $32,544Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Cheyenne County State Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents