The Citizens State Bank of Pomona in Pomona, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 16, 2009

  • The Citizens State Bank of Pomona in Pomona, Kansas (KS)
  • Show street view No street view available for this location

The Citizens State Bank of Pomona - Overview

  • General
  • FDIC Certificate #: 17141
    Status: Inactive
    Closing history: Absorption - Without Assistance
    Acquiring institution: Garnett State Savings Bank (#17317)
    Federal Reserve ID: 186557
    Date Established: October 22, 1901
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 11181
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 12, 1952
    Last Structure Change Effective Date: July 16, 2009
    Last Structure Change Process Date: July 17, 2009
    Last Data Update: July 17, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 118 East Franklin Street, Pomona, KS 66076
    County: Franklin
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $24.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $22,194Total assets
  • $502Cash and due from depository institutions
  • $0Interest-bearing balances
  • $5,406Securities
  • $400Federal funds sold & reverse repurchase agreements
  • $14,935Net loans & leases
  • $350Loan loss allowance
  • $0Trading account assets
  • $602Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $349All other assets
  • $22,194Total liabilities and capital
  • $20,293Total liabilities
  • $20,140Total deposits
  • $18,359Interest-bearing deposits
  • $20,140Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $153All other liabilities
  • $1,901Total equity capital
  • $1,901Total bank equity capital
  • $1,901Perpetual preferred stock
  • $0Common stock
  • $75Surplus
  • $195Undivided profits
  • Memoranda
  • $1,631Noncurrent loans and leases
  • $136Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $873Earning assets
  • $0Long-term assets (5+ years)
  • $141Average Assets, year-to-date
  • $20,741Average Assets, quarterly
  • $16Volatile liabilities
  • $23,737Insider loans
  • $22,652FHLB advances
  • $1,743Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $136Total unused commitments
  • $0Restructured Loans and leases
  • $184Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $1,532Total interest income
  • $521Total interest expense
  • $1,011Net interest income
  • $561Provision for loan and lease losses
  • $266Total noninterest income
  • $0Fiduciary activities
  • $194Service charges on deposit accounts
  • $0Trading account gains & fees
  • $72Additional noninterest income
  • $1,059Total noninterest expense
  • $463Salaries and employee benefits
  • $146Premises and equipment expense
  • $450Additional noninterest expense
  • -$343Pre-tax net operating income
  • $0Securities gains (losses)
  • -$127Applicable income taxes
  • -$216Income before extraordinary items
  • $0Extraordinary gains - net
  • -$216Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $380Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.89%Yield on earning assets
  • 2.34%Cost of funding earning assets
  • 4.54%Net interest margin
  • 1.20%Noninterest income to earning assets
  • 4.76%Noninterest expense to earning assets
  • -0.91%Net operating income to assets
  • -0.91%Return on assets (ROA)
  • -1.45%Pretax return on assets
  • -10.87%Return on equity (ROE)
  • -10.87%Retained earnings to average equity (YTD only)
  • 2.26%Net charge-offs to loans
  • 147.63%Credit loss provision to net charge-offs
  • 0.57%Efficiency ratio
  • 82,929Assets per employee
  • 2.02%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.29%Loss allowance to noncurrent loans
  • 40.09%Noncurrent assets plus other real estate owned to assets
  • 3.93%Noncurrent loans to loans
  • 5.71%Net loans and leases to deposits
  • 74.16%Net loans and leases to core deposits
  • 81.18%Equity capital to assets
  • 8.57%Core capital (leverage) ratio
  • 8.26%Tier 1 risk-based capital ratio
  • 13.16%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $23,737Average earning assets
  • $1,987Average equity
  • $22,246Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Citizens State Bank of Pomona.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents