The City National Bank of Atchison in Atchison, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 02, 1994

The City National Bank of Atchison in Atchison, Kansas (KS)
Show street view No street view available for this location

The City National Bank of Atchison - Overview

General
FDIC Certificate #: 4618
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: UMB Bank Kansas, National Association (#8109)
Federal Reserve ID: 486350
Date Established: July 01, 1919
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Interstate: No)
FDIC's unique #: 3061
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: May 02, 1994
Last Structure Change Process Date: May 23, 1994
Last Data Update: May 23, 1994
Data Source Date: April 05, 2012
Location
Address: 624 Commercial Street, Atchison, KS 66002
County: Atchison
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
Core Based Statistical Area (CBSA): Atchison, KS (#11860)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $59.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$24Total assets
$60,014Cash and due from depository institutions
$1,454Interest-bearing balances
$0Securities
$37,104Federal funds sold & reverse repurchase agreements
$1,050Net loans & leases
$15,724Loan loss allowance
$373Trading account assets
$0Bank premises and fixed assets
$1,064Other real estate owned
$0Goodwill and other intangibles
$939Life insurance assets
$2,679All other assets
$0Total liabilities and capital
$60,014Total liabilities
$52,853Total deposits
$52,211Interest-bearing deposits
$44,266Deposits held in domestic offices
52211.00%% insured (estimated)
$87Federal funds purchased & repurchase agreements
$50Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$592Total equity capital
$592Total bank equity capital
$7,161Perpetual preferred stock
$0Common stock
$300Surplus
$6,745Undivided profits
Memoranda
$116Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$16Income earned, not collected on loans
$229Earning assets
$53,878Long-term assets (5+ years)
$6,093Average Assets, year-to-date
$59,449Average Assets, quarterly
$59,579Volatile liabilities
$500Insider loans
$580FHLB advances
$0Loans and leases held for sale
$124Unused loan commitments
$2,165Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$4,482Total risk weighted assets
$20,236Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$1,785Total interest expense
$813Net interest income
$972Provision for loan and lease losses
$14Total noninterest income
$261Fiduciary activities
$0Service charges on deposit accounts
$127Trading account gains & fees
$0Additional noninterest income
$134Total noninterest expense
$953Salaries and employee benefits
$396Premises and equipment expense
$104Additional noninterest expense
$453Pre-tax net operating income
$266Securities gains (losses)
$0Applicable income taxes
$134Income before extraordinary items
$132Extraordinary gains - net
$0Net income attributable to bank
$132Net charge-offs
$6Cash dividends
$6Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
3.31%Cost of funding earning assets
1.51%Net interest margin
1.80%Noninterest income to earning assets
0.48%Noninterest expense to earning assets
1.76%Net operating income to assets
0.22%Return on assets (ROA)
0.22%Pretax return on assets
0.45%Return on equity (ROE)
2.29%Retained earnings to average equity (YTD only)
2.18%Net charge-offs to loans
0.04%Credit loss provision to net charge-offs
233.33%Efficiency ratio
67,478Assets per employee
2.50%Cash dividends to net income (YTD only)
Condition Ratios (%)
4.55%Loss allowance to loans
2.32%Loss allowance to noncurrent loans
2331.25%Noncurrent assets plus other real estate owned to assets
0.03%Noncurrent loans to loans
0.10%Net loans and leases to deposits
30.12%Net loans and leases to core deposits
30.38%Equity capital to assets
11.93%Core capital (leverage) ratio
7.79%Tier 1 risk-based capital ratio
22.15%Total risk-based capital ratio
Memoranda
$23Average assets
$59,449Average earning assets
$5,772Average equity
$54,001Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The City National Bank of Atchison.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.