The City National Bank of Fort Smith in city_name, state_name

The City National Bank of Fort Smith in Fort Smith, Arkansas (AR)
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The City National Bank of Fort Smith - Overview

General
FDIC Certificate #: 3865
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: BancorpSouth Bank (#11813)
Federal Reserve ID: 520049
Date Established: January 01, 1914
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 11 (Interstate: No)
OTS Docket #: 10644
FDIC's unique #: 2520
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: September 01, 2000
Last Structure Change Process Date: September 19, 2000
Last Data Update: September 19, 2000
Data Source Date: April 05, 2012
Location
Address: 1222 Rogers Avenue, Fort Smith, AR 72901
County: Sebastian
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Fort Smith, AR-OK (#2720)
Core Based Statistical Area (CBSA): Fort Smith, AR-OK (#22900)
CBSA Metro Statistical Area: Fort Smith, AR-OK (#22900)
Financial Summary
Total assets: $605.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
213Total employees (full-time equivalent)
$610,974Total assets
$28,408Cash and due from depository institutions
$85Interest-bearing balances
$233,772Securities
$2,549Federal funds sold & reverse repurchase agreements
$325,964Net loans & leases
$4,749Loan loss allowance
$0Trading account assets
$8,270Bank premises and fixed assets
$775Other real estate owned
$1,581Goodwill and other intangibles
$0Life insurance assets
$9,655All other assets
$610,974Total liabilities and capital
$562,600Total liabilities
$488,702Total deposits
$404,985Interest-bearing deposits
$488,702Deposits held in domestic offices
0.00%% insured (estimated)
$66,449Federal funds purchased & repurchase agreements
$0Trading liabilities
$5,000Other borrowed funds
$0Subordinated debt
$2,449All other liabilities
$48,374Total equity capital
$48,374Total bank equity capital
$48,374Perpetual preferred stock
$0Common stock
$3,000Surplus
$9,461Undivided profits
Memoranda
$35,913Noncurrent loans and leases
$49,928Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,302Earning assets
$38Long-term assets (5+ years)
$2,074Average Assets, year-to-date
$562,370Average Assets, quarterly
$120,756Volatile liabilities
$582,976Insider loans
$592,887FHLB advances
$190,718Loans and leases held for sale
$10,095Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$176Total risk weighted assets
$49,928Total unused commitments
$493Restructured Loans and leases
$4,749Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$41,190Total interest income
$19,360Total interest expense
$21,830Net interest income
$705Provision for loan and lease losses
$4,093Total noninterest income
$45Fiduciary activities
$2,569Service charges on deposit accounts
$0Trading account gains & fees
$1,479Additional noninterest income
$13,831Total noninterest expense
$7,601Salaries and employee benefits
$1,982Premises and equipment expense
$4,248Additional noninterest expense
$11,387Pre-tax net operating income
$184Securities gains (losses)
$3,707Applicable income taxes
$7,864Income before extraordinary items
$0Extraordinary gains - net
$7,864Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$112Sale, conversion, retirement of capital stock, net
$1,250Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.60%Yield on earning assets
3.57%Cost of funding earning assets
4.03%Net interest margin
0.75%Noninterest income to earning assets
2.55%Noninterest expense to earning assets
1.33%Net operating income to assets
1.35%Return on assets (ROA)
1.98%Pretax return on assets
16.49%Return on equity (ROE)
13.86%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
629.46%Credit loss provision to net charge-offs
107.96%Efficiency ratio
52,382Assets per employee
2.87%Cash dividends to net income (YTD only)
Condition Ratios (%)
15.90%Loss allowance to loans
1.44%Loss allowance to noncurrent loans
364.75%Noncurrent assets plus other real estate owned to assets
0.34%Noncurrent loans to loans
0.39%Net loans and leases to deposits
66.70%Net loans and leases to core deposits
89.44%Equity capital to assets
7.92%Core capital (leverage) ratio
8.63%Tier 1 risk-based capital ratio
13.42%Total risk-based capital ratio
Memoranda
$15Average assets
$582,976Average earning assets
$47,704Average equity
$542,297Average loans

The City National Bank of Fort Smith in Fort Smith, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

The City National Bank of Fort Smith - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

The City National Bank of Fort Smith in Fort Smith, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

The City National Bank of Fort Smith - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

The City National Bank of Fort Smith in Fort Smith, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches