The Columbus State Bank in Columbus, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 08, 1999

The Columbus State Bank in Columbus, Kansas (KS)
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The Columbus State Bank - Overview

General
FDIC Certificate #: 13882
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Commerce Bank (#24998)
Federal Reserve ID: 970653
Date Established: May 20, 1897
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 8679
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: Febuary 12, 1934
Last Structure Change Effective Date: July 08, 1999
Last Structure Change Process Date: August 20, 1999
Last Data Update: August 20, 1999
Data Source Date: April 05, 2012
Location
Address: 137 West Maple Street, Columbus, KS 66725
County: Cherokee
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $76.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

Dollar figures in thousands
25Total employees (full-time equivalent)
$79,533Total assets
$2,711Cash and due from depository institutions
$0Interest-bearing balances
$27,629Securities
$8,300Federal funds sold & reverse repurchase agreements
$39,641Net loans & leases
$733Loan loss allowance
$0Trading account assets
$178Bank premises and fixed assets
$17Other real estate owned
$45Goodwill and other intangibles
$0Life insurance assets
$1,012All other assets
$79,533Total liabilities and capital
$70,074Total liabilities
$68,956Total deposits
$60,971Interest-bearing deposits
$68,956Deposits held in domestic offices
0.00%% insured (estimated)
$690Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$428All other liabilities
$9,459Total equity capital
$9,459Total bank equity capital
$9,459Perpetual preferred stock
$0Common stock
$180Surplus
$500Undivided profits
Memoranda
$8,779Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$89Earning assets
$0Long-term assets (5+ years)
$389Average Assets, year-to-date
$75,570Average Assets, quarterly
$7,100Volatile liabilities
$79,268Insider loans
$78,133FHLB advances
$9,851Loans and leases held for sale
$559Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$4,347Total unused commitments
$0Restructured Loans and leases
$41,932Derivatives

Income and Expense (December 31, 1998)

Dollar figures in thousands
$5,929Total interest income
$2,739Total interest expense
$3,190Net interest income
-$15Provision for loan and lease losses
$374Total noninterest income
$0Fiduciary activities
$245Service charges on deposit accounts
$0Trading account gains & fees
$129Additional noninterest income
$1,631Total noninterest expense
$1,067Salaries and employee benefits
$151Premises and equipment expense
$413Additional noninterest expense
$1,948Pre-tax net operating income
$0Securities gains (losses)
$624Applicable income taxes
$1,324Income before extraordinary items
$0Extraordinary gains - net
$1,324Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$48Sale, conversion, retirement of capital stock, net
$1,171Net operating income

Performance and Condition Ratios (December 31, 1998)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.89%Yield on earning assets
3.64%Cost of funding earning assets
4.25%Net interest margin
0.50%Noninterest income to earning assets
2.17%Noninterest expense to earning assets
1.67%Net operating income to assets
1.67%Return on assets (ROA)
2.46%Pretax return on assets
14.17%Return on equity (ROE)
1.64%Retained earnings to average equity (YTD only)
0.11%Net charge-offs to loans
-31.91%Credit loss provision to net charge-offs
40.27%Efficiency ratio
45,651Assets per employee
3.18%Cash dividends to net income (YTD only)
Condition Ratios (%)
88.44%Loss allowance to loans
1.82%Loss allowance to noncurrent loans
823.60%Noncurrent assets plus other real estate owned to assets
0.13%Noncurrent loans to loans
0.22%Net loans and leases to deposits
57.49%Net loans and leases to core deposits
66.29%Equity capital to assets
11.89%Core capital (leverage) ratio
11.64%Tier 1 risk-based capital ratio
21.85%Total risk-based capital ratio
Memoranda
$23Average assets
$79,268Average earning assets
$9,346Average equity
$75,145Average loans

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