The Columbus State Bank in Columbus, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 08, 1999

  • The Columbus State Bank in Columbus, Kansas (KS)
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The Columbus State Bank - Overview

  • General
  • FDIC Certificate #: 13882
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Commerce Bank (#24998)
    Federal Reserve ID: 970653
    Date Established: May 20, 1897
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 8679
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 12, 1934
    Last Structure Change Effective Date: July 08, 1999
    Last Structure Change Process Date: August 20, 1999
    Last Data Update: August 20, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 137 West Maple Street, Columbus, KS 66725
    County: Cherokee
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $76.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $79,533Total assets
  • $2,711Cash and due from depository institutions
  • $0Interest-bearing balances
  • $27,629Securities
  • $8,300Federal funds sold & reverse repurchase agreements
  • $39,641Net loans & leases
  • $733Loan loss allowance
  • $0Trading account assets
  • $178Bank premises and fixed assets
  • $17Other real estate owned
  • $45Goodwill and other intangibles
  • $0Life insurance assets
  • $1,012All other assets
  • $79,533Total liabilities and capital
  • $70,074Total liabilities
  • $68,956Total deposits
  • $60,971Interest-bearing deposits
  • $68,956Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $690Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $428All other liabilities
  • $9,459Total equity capital
  • $9,459Total bank equity capital
  • $9,459Perpetual preferred stock
  • $0Common stock
  • $180Surplus
  • $500Undivided profits
  • Memoranda
  • $8,779Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $89Earning assets
  • $0Long-term assets (5+ years)
  • $389Average Assets, year-to-date
  • $75,570Average Assets, quarterly
  • $7,100Volatile liabilities
  • $79,268Insider loans
  • $78,133FHLB advances
  • $9,851Loans and leases held for sale
  • $559Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,347Total unused commitments
  • $0Restructured Loans and leases
  • $41,932Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $5,929Total interest income
  • $2,739Total interest expense
  • $3,190Net interest income
  • -$15Provision for loan and lease losses
  • $374Total noninterest income
  • $0Fiduciary activities
  • $245Service charges on deposit accounts
  • $0Trading account gains & fees
  • $129Additional noninterest income
  • $1,631Total noninterest expense
  • $1,067Salaries and employee benefits
  • $151Premises and equipment expense
  • $413Additional noninterest expense
  • $1,948Pre-tax net operating income
  • $0Securities gains (losses)
  • $624Applicable income taxes
  • $1,324Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,324Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $48Sale, conversion, retirement of capital stock, net
  • $1,171Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.89%Yield on earning assets
  • 3.64%Cost of funding earning assets
  • 4.25%Net interest margin
  • 0.50%Noninterest income to earning assets
  • 2.17%Noninterest expense to earning assets
  • 1.67%Net operating income to assets
  • 1.67%Return on assets (ROA)
  • 2.46%Pretax return on assets
  • 14.17%Return on equity (ROE)
  • 1.64%Retained earnings to average equity (YTD only)
  • 0.11%Net charge-offs to loans
  • -31.91%Credit loss provision to net charge-offs
  • 40.27%Efficiency ratio
  • 45,651Assets per employee
  • 3.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 88.44%Loss allowance to loans
  • 1.82%Loss allowance to noncurrent loans
  • 823.60%Noncurrent assets plus other real estate owned to assets
  • 0.13%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 57.49%Net loans and leases to core deposits
  • 66.29%Equity capital to assets
  • 11.89%Core capital (leverage) ratio
  • 11.64%Tier 1 risk-based capital ratio
  • 21.85%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $79,268Average earning assets
  • $9,346Average equity
  • $75,145Average loans

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