The Commercial National Bank in Kansas City, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 02, 1994

  • The Commercial National Bank in Kansas City, Kansas (KS)
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The Commercial National Bank - Overview

  • General
  • FDIC Certificate #: 4704
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: UMB Bank Kansas, National Association (#8109)
    Federal Reserve ID: 242453
    Date Established: May 01, 1897
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    FDIC's unique #: 3127
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 02, 1994
    Last Structure Change Process Date: May 23, 1994
    Last Data Update: May 23, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 601 Minnesota Avenue, Kansas City, KS 66101
    County: Wyandotte
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $325.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $165Total assets
  • $371,928Cash and due from depository institutions
  • $17,091Interest-bearing balances
  • $0Securities
  • $117,894Federal funds sold & reverse repurchase agreements
  • $86,525Net loans & leases
  • $128,754Loan loss allowance
  • $3,805Trading account assets
  • $0Bank premises and fixed assets
  • $4,124Other real estate owned
  • $305Goodwill and other intangibles
  • $5,722Life insurance assets
  • $11,513All other assets
  • $0Total liabilities and capital
  • $371,928Total liabilities
  • $332,164Total deposits
  • $226,585Interest-bearing deposits
  • $150,394Deposits held in domestic offices
  • 226585.00%% insured (estimated)
  • $69Federal funds purchased & repurchase agreements
  • $102,617Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $2,962Total equity capital
  • $2,962Total bank equity capital
  • $39,764Perpetual preferred stock
  • $0Common stock
  • $5,000Surplus
  • $34,381Undivided profits
  • Memoranda
  • $383Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $466Income earned, not collected on loans
  • $614Earning assets
  • $333,173Long-term assets (5+ years)
  • $15,153Average Assets, year-to-date
  • $347,609Average Assets, quarterly
  • $338,571Volatile liabilities
  • $123,219Insider loans
  • $5,249FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $49,837Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $28,251Total risk weighted assets
  • $174,474Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $9,795Total interest expense
  • $3,752Net interest income
  • $6,043Provision for loan and lease losses
  • $320Total noninterest income
  • $3,695Fiduciary activities
  • $1,430Service charges on deposit accounts
  • $564Trading account gains & fees
  • $10Additional noninterest income
  • $1,691Total noninterest expense
  • $8,624Salaries and employee benefits
  • $3,695Premises and equipment expense
  • $1,421Additional noninterest expense
  • $3,508Pre-tax net operating income
  • $794Securities gains (losses)
  • $0Applicable income taxes
  • $354Income before extraordinary items
  • $440Extraordinary gains - net
  • $0Net income attributable to bank
  • $440Net charge-offs
  • $529Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 3.20%Cost of funding earning assets
  • 1.22%Net interest margin
  • 1.97%Noninterest income to earning assets
  • 1.21%Noninterest expense to earning assets
  • 2.81%Net operating income to assets
  • 0.13%Return on assets (ROA)
  • 0.13%Pretax return on assets
  • 0.23%Return on equity (ROE)
  • 1.27%Retained earnings to average equity (YTD only)
  • 1.27%Net charge-offs to loans
  • 0.36%Credit loss provision to net charge-offs
  • 60.49%Efficiency ratio
  • 83,179Assets per employee
  • 2.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.87%Loss allowance to noncurrent loans
  • 816.52%Noncurrent assets plus other real estate owned to assets
  • 0.21%Noncurrent loans to loans
  • 0.35%Net loans and leases to deposits
  • 56.82%Net loans and leases to core deposits
  • 62.51%Equity capital to assets
  • 10.69%Core capital (leverage) ratio
  • 8.90%Tier 1 risk-based capital ratio
  • 16.19%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $347,609Average earning assets
  • $34,583Average equity
  • $306,518Average loans

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