The Delaware County Bank in Jay, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 10, 2000

  • The Delaware County Bank in Jay, Oklahoma (OK)
  • Show street view No street view available for this location

The Delaware County Bank - Overview

  • General
  • FDIC Certificate #: 9474
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Arvest Bank (#14648)
    Federal Reserve ID: 82855
    Date Established: January 01, 1908
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 6089
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 10, 2000
    Last Structure Change Process Date: August 16, 2000
    Last Data Update: August 16, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Jay, OK 74346
    County: Delaware
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $31.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $30,066Total assets
  • $1,774Cash and due from depository institutions
  • $19Interest-bearing balances
  • $7,557Securities
  • $3,150Federal funds sold & reverse repurchase agreements
  • $14,911Net loans & leases
  • $197Loan loss allowance
  • $0Trading account assets
  • $871Bank premises and fixed assets
  • $56Other real estate owned
  • $1,416Goodwill and other intangibles
  • $0Life insurance assets
  • $331All other assets
  • $30,066Total liabilities and capital
  • $26,125Total liabilities
  • $25,972Total deposits
  • $20,731Interest-bearing deposits
  • $25,972Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $153All other liabilities
  • $3,941Total equity capital
  • $3,941Total bank equity capital
  • $3,941Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $3,583Undivided profits
  • Memoranda
  • $-42Noncurrent loans and leases
  • $733Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $186Earning assets
  • $0Long-term assets (5+ years)
  • $149Average Assets, year-to-date
  • $25,637Average Assets, quarterly
  • $8,933Volatile liabilities
  • $30,521Insider loans
  • $30,609FHLB advances
  • $1,652Loans and leases held for sale
  • $94Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $733Total unused commitments
  • $0Restructured Loans and leases
  • $197Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $681Total interest income
  • $303Total interest expense
  • $378Net interest income
  • $60Provision for loan and lease losses
  • $95Total noninterest income
  • $0Fiduciary activities
  • $63Service charges on deposit accounts
  • $0Trading account gains & fees
  • $32Additional noninterest income
  • $398Total noninterest expense
  • $166Salaries and employee benefits
  • $60Premises and equipment expense
  • $172Additional noninterest expense
  • $15Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $15Income before extraordinary items
  • $0Extraordinary gains - net
  • $15Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$5Sale, conversion, retirement of capital stock, net
  • $7Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.55%Yield on earning assets
  • 1.13%Cost of funding earning assets
  • 1.41%Net interest margin
  • 0.36%Noninterest income to earning assets
  • 1.49%Noninterest expense to earning assets
  • 0.05%Net operating income to assets
  • 0.05%Return on assets (ROA)
  • 0.05%Pretax return on assets
  • 0.48%Return on equity (ROE)
  • 0.26%Retained earnings to average equity (YTD only)
  • -0.03%Net charge-offs to loans
  • -1200.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 79,281Assets per employee
  • 1.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.67%Loss allowance to loans
  • 1.30%Loss allowance to noncurrent loans
  • 105.91%Noncurrent assets plus other real estate owned to assets
  • 0.80%Noncurrent loans to loans
  • 1.23%Net loans and leases to deposits
  • 57.41%Net loans and leases to core deposits
  • 61.31%Equity capital to assets
  • 13.11%Core capital (leverage) ratio
  • 8.74%Tier 1 risk-based capital ratio
  • 15.63%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $30,521Average earning assets
  • $3,099Average equity
  • $26,750Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Delaware County Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents