The Delaware County Bank in Jay, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 10, 2000

  • The Delaware County Bank in Jay, Oklahoma (OK)
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The Delaware County Bank - Overview

  • General
  • FDIC Certificate #: 9474
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Arvest Bank (#14648)
    Federal Reserve ID: 82855
    Date Established: January 01, 1908
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 6089
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 10, 2000
    Last Structure Change Process Date: August 16, 2000
    Last Data Update: August 16, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Jay, OK 74346
    County: Delaware
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $31.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $30,066Total assets
  • $1,774Cash and due from depository institutions
  • $19Interest-bearing balances
  • $7,557Securities
  • $3,150Federal funds sold & reverse repurchase agreements
  • $14,911Net loans & leases
  • $197Loan loss allowance
  • $0Trading account assets
  • $871Bank premises and fixed assets
  • $56Other real estate owned
  • $1,416Goodwill and other intangibles
  • $0Life insurance assets
  • $331All other assets
  • $30,066Total liabilities and capital
  • $26,125Total liabilities
  • $25,972Total deposits
  • $20,731Interest-bearing deposits
  • $25,972Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $153All other liabilities
  • $3,941Total equity capital
  • $3,941Total bank equity capital
  • $3,941Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $3,583Undivided profits
  • Memoranda
  • $-42Noncurrent loans and leases
  • $733Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $186Earning assets
  • $0Long-term assets (5+ years)
  • $149Average Assets, year-to-date
  • $25,637Average Assets, quarterly
  • $8,933Volatile liabilities
  • $30,521Insider loans
  • $30,609FHLB advances
  • $1,652Loans and leases held for sale
  • $94Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $733Total unused commitments
  • $0Restructured Loans and leases
  • $197Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $681Total interest income
  • $303Total interest expense
  • $378Net interest income
  • $60Provision for loan and lease losses
  • $95Total noninterest income
  • $0Fiduciary activities
  • $63Service charges on deposit accounts
  • $0Trading account gains & fees
  • $32Additional noninterest income
  • $398Total noninterest expense
  • $166Salaries and employee benefits
  • $60Premises and equipment expense
  • $172Additional noninterest expense
  • $15Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $15Income before extraordinary items
  • $0Extraordinary gains - net
  • $15Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$5Sale, conversion, retirement of capital stock, net
  • $7Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.55%Yield on earning assets
  • 1.13%Cost of funding earning assets
  • 1.41%Net interest margin
  • 0.36%Noninterest income to earning assets
  • 1.49%Noninterest expense to earning assets
  • 0.05%Net operating income to assets
  • 0.05%Return on assets (ROA)
  • 0.05%Pretax return on assets
  • 0.48%Return on equity (ROE)
  • 0.26%Retained earnings to average equity (YTD only)
  • -0.03%Net charge-offs to loans
  • -1200.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 79,281Assets per employee
  • 1.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.67%Loss allowance to loans
  • 1.30%Loss allowance to noncurrent loans
  • 105.91%Noncurrent assets plus other real estate owned to assets
  • 0.80%Noncurrent loans to loans
  • 1.23%Net loans and leases to deposits
  • 57.41%Net loans and leases to core deposits
  • 61.31%Equity capital to assets
  • 13.11%Core capital (leverage) ratio
  • 8.74%Tier 1 risk-based capital ratio
  • 15.63%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $30,521Average earning assets
  • $3,099Average equity
  • $26,750Average loans

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