The Dime Svgs. Bank of Williamsburgh in Brooklyn, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • The Dime Svgs. Bank of Williamsburgh in Brooklyn, New York (NY)
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The Dime Svgs. Bank of Williamsburgh - Overview

  • General
  • FDIC Certificate #: 16012
    Status: Active
    Federal Reserve ID: 924405
    Date Established: June 01, 1864
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 26 (Domestic: 26, Interstate: No)
    OTS Docket #: 13383
    FDIC's unique #: 10242
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 01, 1943
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 209 Havemeyer Street, Brooklyn, NY 11211
    County: Kings
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $4,009.9 mil
    Equity capital: $405.4 mil
    Deposits held in domestic offices: $2,426.7 mil
    Return on assets (ROA): 1.23% ($49.3 mil)
    Quarterly return on assets: 1.33% ($53.3 mil)
    Return on Equity (ROE): 12.76% ($51.7 mil)
    Quarterly return on equity: 13.27% ($53.7 mil)
    Net income: $49.9 mil
    Quarterly Net income: $13.4 mil
    Pretax return on assets: 2.07% ($83,003.9 mil)
    Quarterly Pretax return on assets: 2.10% ($84,206.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 384Total employees (full-time equivalent)
  • $4,009,852Total assets
  • $43,308Cash and due from depository institutions
  • $34,125Interest-bearing balances
  • $269,910Securities
  • $951Federal funds sold & reverse repurchase agreements
  • $3,442,953Net loans & leases
  • $20,495Loan loss allowance
  • $0Trading account assets
  • $32,646Bank premises and fixed assets
  • $490Other real estate owned
  • $57,258Goodwill and other intangibles
  • $4,009,852Life insurance assets
  • $162,336All other assets
  • $3,604,449Total liabilities and capital
  • $2,426,748Total liabilities
  • $2,372,527Total deposits
  • $2,426,748Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 195000.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $943,496Trading liabilities
  • $0Other borrowed funds
  • $39,205Subordinated debt
  • $405,403All other liabilities
  • $405,403Total equity capital
  • $405,403Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $199,730Surplus
  • $205,672Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $33,117Income earned, not collected on loans
  • $0Earning assets
  • $15,467Long-term assets (5+ years)
  • $3,747,939Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $4,054,947Volatile liabilities
  • $4,018,072Insider loans
  • $3,009,492FHLB advances
  • $3,951,801Loans and leases held for sale
  • $52,511Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $347,822Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $88,470Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $209,023Total interest income
  • $64,897Total interest expense
  • $144,126Net interest income
  • $6,846Provision for loan and lease losses
  • $8,492Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $8,492Additional noninterest income
  • $61,255Total noninterest expense
  • $37,485Salaries and employee benefits
  • $12,479Premises and equipment expense
  • $11,291Additional noninterest expense
  • $84,517Pre-tax net operating income
  • -$728Securities gains (losses)
  • $33,863Applicable income taxes
  • $49,926Income before extraordinary items
  • $0Extraordinary gains - net
  • $49,926Net income attributable to bank
  • $0Net charge-offs
  • $49,926Cash dividends
  • $5,925Sale, conversion, retirement of capital stock, net
  • $20,012Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.51%Yield on earning assets
  • 1.71%Cost of funding earning assets
  • 3.80%Net interest margin
  • 0.22%Noninterest income to earning assets
  • 1.62%Noninterest expense to earning assets
  • 1.24%Net operating income to assets
  • 1.23%Return on assets (ROA)
  • 2.07%Pretax return on assets
  • 12.76%Return on equity (ROE)
  • 7.64%Retained earnings to average equity (YTD only)
  • 0.17%Net charge-offs to loans
  • 115.54%Credit loss provision to net charge-offs
  • 15.42%Efficiency ratio
  • 40,136Assets per employee
  • 10.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 40.08%Loss allowance to loans
  • 0.59%Loss allowance to noncurrent loans
  • 61.89%Noncurrent assets plus other real estate owned to assets
  • 0.83%Noncurrent loans to loans
  • 0.96%Net loans and leases to deposits
  • 141.88%Net loans and leases to core deposits
  • 146.51%Equity capital to assets
  • 10.11%Core capital (leverage) ratio
  • 9.11%Tier 1 risk-based capital ratio
  • 11.56%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $4,054,947Average earning assets
  • $391,335Average equity
  • $3,790,747Average loans

List of branches

  • 26 New York Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010242The Dime Svgs. Bank Of Williamsburgh209 Havemeyer Street, Brooklyn, NY 11211June 01, 1864Full Service Brick and Mortar
    2236667Bronx Branch1931 Turnbull Avenue, Bronx, NY 10473June 26, 1965Full Service Brick and Mortar
    3236668Bayside Branch6138 Springfield Boulevard, Oakland Gardens, NY 11364October 01, 1963Full Service Brick and Mortar
    4236669Hillcrest Branch176-47 Union Turnpike, Fresh Meadows, NY 11366September 23, 1971Full Service Brick and Mortar
    5236670Bellmore Branch2412 Jerusalem Avenue, Bellmore, NY 11710December 12, 1973Full Service Brick and Mortar
    843338Avenue M Branch1600 Avenue M, Brooklyn, NY 11230January 01, 1895Full Service Brick and Mortar
    10280146Marine Park Branch2172 Coyle Street, Brooklyn, NY 11229January 01, 1885Full Service Brick and Mortar
    11280147Kings Highway Branch1902 Kings Highway, Brooklyn, NY 11229January 01, 1885Full Service Brick and Mortar
    12280148Port Washington Branch1000 Port Washington Boulevard, Port Washington, NY 11050January 01, 1885Full Service Brick and Mortar
    13280149Bensonhurst Branch1545 86th Street, Brooklyn, NY 11228January 01, 1885Full Service Brick and Mortar
    15280150Whitestone Branch2444 Francis Lewis Boulevard, Whitestone, NY 11357March 01, 1992Full Service Brick and Mortar
    16280151Westbury Branch622 Old Country Road, Westbury, NY 11590April 29, 1995Full Service Brick and Mortar
    1743169Sunnyside Branch42-25 Queens Blvd, Sunnyside, NY 11104December 26, 1947Full Service Brick and Mortar
    18280038Long Island City Branch45-14 46th St, Long Island City, NY 11104December 26, 1947Full Service Brick and Mortar
    19280039Jackson Heights Branch75-23 37th Avenue, Jackson Heights, NY 11372December 26, 1947Full Service Brick and Mortar
    20280040Greenpoint Branch814 Manhattan Ave, Brooklyn, NY 11222December 26, 1947Full Service Brick and Mortar
    21280041Flushing Branch59-23 Main St, Flushing, NY 11355December 26, 1947Full Service Brick and Mortar
    22464137Merrick Branch1775 Merrick Avenue, Merrick, NY 11566June 30, 1998Full Service Brick and Mortar
    23464140Bayridge Branch7524 Third Avenue, Brooklyn, NY 11209March 01, 2002Full Service Brick and Mortar
    24464142Glen Oaks Branch25315 Union Turnpike, Glen Oaks, NY 11004June 05, 2002Full Service Brick and Mortar
    25464144Valley Stream Branch175 West Merrick Road, Valley Stream, NY 11580March 04, 2006Full Service Brick and Mortar
    26491824Boro Park Branch5003 13th Avenue, Brooklyn, NY 11219April 07, 2008Full Service Brick and Mortar
    27495113Brooklyn Heights Branch188 Montague Street, Brooklyn, NY 11211December 11, 2008Full Service Brick and Mortar
    28512617Cedarhurst Branch432 Central Avenue, Cedarhurst, NY 11516June 03, 2010Full Service Brick and Mortar
    29522099Garden City Park Branch2401 Jericho Turnpike, New Hyde Park, NY 11040August 30, 2010Full Service Brick and Mortar
    3052210086th Street Branch8520 4th Avenue, Brooklyn, NY 11209April 07, 2011Full Service Brick and Mortar

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