The Eastside Bank & Trust Company in Snellville, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 29, 2000

  • The Eastside Bank & Trust Company in Snellville, Georgia (GA)
  • Show street view No street view available for this location

The Eastside Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 32738
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Main Street Bank (#9243)
    Federal Reserve ID: 1439344
    Date Established: January 22, 1990
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 15479
    FDIC's unique #: 45604
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 22, 1990
    Last Structure Change Effective Date: December 29, 2000
    Last Structure Change Process Date: Febuary 09, 2001
    Last Data Update: Febuary 09, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 2019 Scenic Highway, Snellville, GA 30278
    County: Gwinnett
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
    Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
    Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
    CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
  • Financial Summary
  • Total assets: $132.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $115,839Total assets
  • $4,215Cash and due from depository institutions
  • $0Interest-bearing balances
  • $15,520Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $91,576Net loans & leases
  • $1,083Loan loss allowance
  • $0Trading account assets
  • $2,842Bank premises and fixed assets
  • $109Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,577All other assets
  • $115,839Total liabilities and capital
  • $107,391Total liabilities
  • $102,635Total deposits
  • $90,534Interest-bearing deposits
  • $102,635Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $150Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,000Other borrowed funds
  • $0Subordinated debt
  • $606All other liabilities
  • $8,448Total equity capital
  • $8,448Total bank equity capital
  • $8,448Perpetual preferred stock
  • $0Common stock
  • $3,000Surplus
  • $4,613Undivided profits
  • Memoranda
  • $835Noncurrent loans and leases
  • $16,311Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $89Earning assets
  • $0Long-term assets (5+ years)
  • $675Average Assets, year-to-date
  • $107,096Average Assets, quarterly
  • $27,504Volatile liabilities
  • $107,030Insider loans
  • $117,144FHLB advances
  • $19,087Loans and leases held for sale
  • $2,943Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $16,311Total unused commitments
  • $0Restructured Loans and leases
  • $1,083Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $8,776Total interest income
  • $4,179Total interest expense
  • $4,597Net interest income
  • $320Provision for loan and lease losses
  • $542Total noninterest income
  • $0Fiduciary activities
  • $260Service charges on deposit accounts
  • $0Trading account gains & fees
  • $282Additional noninterest income
  • $2,869Total noninterest expense
  • $1,760Salaries and employee benefits
  • $316Premises and equipment expense
  • $793Additional noninterest expense
  • $1,950Pre-tax net operating income
  • $0Securities gains (losses)
  • $642Applicable income taxes
  • $1,308Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,308Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $47Sale, conversion, retirement of capital stock, net
  • $368Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.87%Yield on earning assets
  • 4.23%Cost of funding earning assets
  • 4.65%Net interest margin
  • 0.55%Noninterest income to earning assets
  • 2.90%Noninterest expense to earning assets
  • 1.22%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.82%Pretax return on assets
  • 16.02%Return on equity (ROE)
  • 11.52%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 680.85%Credit loss provision to net charge-offs
  • 48.30%Efficiency ratio
  • 55,244Assets per employee
  • 2.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 28.13%Loss allowance to loans
  • 1.17%Loss allowance to noncurrent loans
  • 1216.85%Noncurrent assets plus other real estate owned to assets
  • 0.17%Noncurrent loans to loans
  • 0.10%Net loans and leases to deposits
  • 89.22%Net loans and leases to core deposits
  • 104.42%Equity capital to assets
  • 7.29%Core capital (leverage) ratio
  • 7.50%Tier 1 risk-based capital ratio
  • 8.37%Total risk-based capital ratio
  • Memoranda
  • $9Average assets
  • $107,030Average earning assets
  • $8,163Average equity
  • $98,891Average loans

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