The Edwardsville Bank in Edwardsville, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 26, 1994

  • The Edwardsville Bank in Edwardsville, Kansas (KS)
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The Edwardsville Bank - Overview

  • General
  • FDIC Certificate #: 27428
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank Midwest, National Association (#32964)
    Federal Reserve ID: 1226683
    Date Established: December 06, 1988
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 39900
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 06, 1988
    Last Structure Change Effective Date: September 26, 1994
    Last Structure Change Process Date: October 13, 1994
    Last Data Update: October 13, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 110 South Fourth Street, Edwardsville, KS 66113
    County: Wyandotte
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $31.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $19Total assets
  • $30,708Cash and due from depository institutions
  • $1,714Interest-bearing balances
  • $147Securities
  • $4,937Federal funds sold & reverse repurchase agreements
  • $450Net loans & leases
  • $22,288Loan loss allowance
  • $415Trading account assets
  • $0Bank premises and fixed assets
  • $697Other real estate owned
  • $247Goodwill and other intangibles
  • $375Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $30,708Total liabilities
  • $27,996Total deposits
  • $27,669Interest-bearing deposits
  • $23,911Deposits held in domestic offices
  • 27669.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $101Trading liabilities
  • $0Other borrowed funds
  • $60Subordinated debt
  • $0All other liabilities
  • $166Total equity capital
  • $166Total bank equity capital
  • $2,712Perpetual preferred stock
  • $0Common stock
  • $1,360Surplus
  • $1,122Undivided profits
  • Memoranda
  • $230Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $280Income earned, not collected on loans
  • $139Earning assets
  • $27,822Long-term assets (5+ years)
  • $1,066Average Assets, year-to-date
  • $32,670Average Assets, quarterly
  • $31,532Volatile liabilities
  • $2,099Insider loans
  • $1,405FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,296Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,712Total risk weighted assets
  • $22,688Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,410Total interest expense
  • $954Net interest income
  • $1,456Provision for loan and lease losses
  • $377Total noninterest income
  • $366Fiduciary activities
  • $0Service charges on deposit accounts
  • $292Trading account gains & fees
  • $0Additional noninterest income
  • $74Total noninterest expense
  • $1,219Salaries and employee benefits
  • $545Premises and equipment expense
  • $130Additional noninterest expense
  • $544Pre-tax net operating income
  • $226Securities gains (losses)
  • $0Applicable income taxes
  • $8Income before extraordinary items
  • $218Extraordinary gains - net
  • $0Net income attributable to bank
  • $218Net charge-offs
  • $249Cash dividends
  • $240Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.15%Cost of funding earning assets
  • 3.23%Net interest margin
  • 4.92%Noninterest income to earning assets
  • 1.24%Noninterest expense to earning assets
  • 4.12%Net operating income to assets
  • 0.67%Return on assets (ROA)
  • 0.67%Pretax return on assets
  • 0.69%Return on equity (ROE)
  • 8.09%Retained earnings to average equity (YTD only)
  • -0.82%Net charge-offs to loans
  • 1.04%Credit loss provision to net charge-offs
  • 151.41%Efficiency ratio
  • 66,905Assets per employee
  • 1.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 110.09%Loss allowance to loans
  • 1.83%Loss allowance to noncurrent loans
  • 148.21%Noncurrent assets plus other real estate owned to assets
  • 1.72%Noncurrent loans to loans
  • 1.23%Net loans and leases to deposits
  • 80.55%Net loans and leases to core deposits
  • 86.82%Equity capital to assets
  • 8.83%Core capital (leverage) ratio
  • 8.43%Tier 1 risk-based capital ratio
  • 11.95%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $32,670Average earning assets
  • $2,693Average equity
  • $29,578Average loans

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